Category: xPick

  • Home Improvement: Big Projects & DIY Ideas

    Home Improvement: Big Projects & DIY Ideas

    These days we have all spent a lot of time at home due to the global pandemic. After you’ve finished off the puzzles and games, many people are considering small or large remodeling projects to improve their space. Whether you’re looking to upgrade your kitchen, redesign your bathroom or even create a new work space for you or others in your family- we’ve put together some helpful tips and information to get you started.

    How To Remodel Your Kitchen

    With regard to return on investment, a kitchen remodel is a great way to not only improve your space, but also increase the value of your home. Remodeling your kitchen will also bring you joy and potentially increased utility. After all, it’s one of the rooms where we congregate and spend a lot of time.  When considering a Kitchen Remodel, most of the time you will need to hire a professional contractor. Make sure to get a great recommendation and evaluate bids. Remember- most of the time you get what you pay for with regard to quality and craftsmanship.

    On average, many people spend between $15,000-$50,000 for the kitchen remodeling. However, if you’re looking to save- there are a few areas that you can do yourself. .

    Consider the following:

    Hire A Professional Kitchen Designer

    The best thing that you can do for yourself is hiring a professional. When it comes to trends, selections on finishes and appliances- a trained eye will pay dividends for you on the finished product.

    A kitchen designer can help you with:

    • Developing a vision for your kitchen. You can expect what your kitchen would look like!
    • A professional kitchen designer can help you with design plans with relevant drawings and 3D models.
    • Selecting the right products and materials for your kitchen.

    The kitchen designer can cost anywhere between $65-$250 per hour.

    Paint Your Kitchen

    If you can’t hire a professional and don’t have the budget, don’t worry. A coat of paint can go a long way in regard to improving the look and feel of your space. Compared to other improvements you can do, painting is relatively cheap. Plan on paying $10-$30 a gallon depending on the paint you select. Don’t forget tape, mask and paintbrushes…!

    Upgrade Your Kitchen Cabinets:

    Replacing your old kitchen cabinets with new ones can make a world of a difference. However, crafting and installing new cabinets is usually one of the most expensive improvements you can do in a kitchen. If you can live with your existing cabinets think about a few cosmetic improvements. New handle and drawer pulls can completely change the look of your cabinets and drawers as well as update the look of your space. In addition, painting the cabinets instead of replacing them is a fantastic way to save on your overall budget. When it comes to painting cabinets- it is typically a good idea to leave it to a painting professional. The main reason is that most cabinets are painted with high gloss enamel, and sprayed on with a professional paint sprayer. Unless you know what you’re doing- your cabinets can turn out worse than you started if you try to do it yourself.

    Don’t Forget The Kitchen Countertops:

    Adding new countertops and a new backsplash is a great way to update the style and look of your kitchen. Countertops aren’t cheap- but paying a bit more for a high quality composite counter or a solid stone like marble will create a finished product that you will love for years to come.

    Change The Flooring:

    Many people forget to include allocating budget for new flooring in their remodeling plans. In short- if you’re upgrading the counters and cabinets- the old floor will stick out like a sore thumb if you don’t change it. Costs vary greatly depending on if you’re considering a laminate, tile, or hardwood. Back of the envelope pricing:

    • A Hardwood floor can cost $4000.
    • A ceramic tile can be up to $1600.
    • A porcelain tile can be up to $2300.

    New Appliances:

    Updating your appliances is a must with regard to a kitchen remodel. Replacing a refrigerator, range, and dishwasher covers the basics. Most people will look to match the brand and finish of the appliances they select. Again, you get what you pay for when it comes to higher end appliances- but not only will you benefit from spending a bit more up front- but high quality kitchen appliances are a big factor in influencing the resale price of your home or apartment.

    Here are some examples of appliances to consider:

    1. Best refrigerators of 2020
    2. Cooktops and Ranges
    3. Best Kitchen Sinks of 2020

     

    DIY Home Improvement Ideas

    If you don’t have the budget for a major remodel like a kitchen, there are many projects you can tackle yourself that will improve your space. We’ve highlighted a few ideas below:

    Painting Walls and Trim

    You’ll be surprised at what a coat of paint can do to improve the look of your house. Anybody can paint- but not everyone can paint well! Follow these few tips to ensure your paint job comes out looking professional:

    1. Preparation is EVERYTHING! Taping off and masking what you don’t want painted is almost more important than the painting itself. You are bound to drip paint and make mistakes. If you have prepped your area correctly first, you will save yourself the headache of fixing your mistakes later.
    2. Spackle & Painters Putty- Make cracks and nail holes disappear like magic. Paint by itself typically isn’t thick enough to cover up wall cracks. Put spackle on holes and cracks. Make sure to leave a little extra on- since you will be sanding it off when the spackle dries.
    3. Sand the walls lightly before you start painting: Buy a few coarse grit sanding sponges and lightly sand the space you’re going to paint. After you sand, sweep off the dust with a dry brush. This will ensure that your paint won’t peel later.
    4. Spray, Roll On, or Brush? For most DIY’ers, we recommend paint rollers with a 1/2 inch knap. Combine this with a 2″brush for detail work in corners and baseboards for a good finished product. Keep the paint roller and paint brush full of paint- if you do, you can get away with finishing a room with one coat.
    5. Instead of a paint tray, get a five-gallon bucket and a drop in paint screen. This method is easy to move around and will help you minimize spills and messes.

    Add Suitable Lighting

    Gone are the days when traditional lights and lightbulbs are your only choice. Now is the time for modern lights! Even Alexa can switch on the lights for you. Yes, you can make your life easy by adding modern systems. Here are a few ideas for lighting.

    However, when you are a little tight on the budget, you can consider LED lights. These LED lights are energy-efficient and thus, would be suitable in the long run. They emit bright light and make your rooms more relaxed. The dimming capability of the LED lights can make these your favorite.

    Check out some LED lights here. You can see what prices are suitable for you.

    Spruce Up your Space with Art

    Art is personal, but investing in a few great pieces can really change the feel of your space.

    Check out some styles here.  You’ll find that you don’t have to break the bank to have some great art pieces in your house. You can get some styles from Amazon too. It totally depends on what you prefer! Plus, Facebook Marketplace is another place to look for.

    Updating Furniture

    Another thing that you can do at your home is to change your furniture. It’s possible that you have been using the same sofa since your 25-year-old kid was a baby! Now it’s time to upgrade your furniture items. We’ve included some links to give you some ideas below :

    Add Home Furnishings

    Table linens, pillows, curtains, and accent pieces can add a lot of style to your space.

    You just need to have the right taste for selecting such items. You should know what color curtain would look great with the furniture in your living room. Everything should complement each other. You can invest in such items based on the theme of the rooms. You can find different price ranges starting from as low as $32 or maybe even less!

    Changing Layout

    If you don’t plan on spending anything at all, this idea is for you! Yes, you hear that right.

    All you need to do is change the layout of the furniture in your rooms. Maybe change the direction of your bed and your sofa. Play with different designs. Find the best angle! Plus, learn the art of organizing the items in your house. You can start by keeping your wardrobe organized. Donate everything that’s in good condition, but you no longer use it. Remember what Mary Kondo said! “Sparks joy!” Your whole house should be warm and welcoming. Try giving it an ambiance like that.

    Creating A Home Office

    Working from home is not everyone’s cup of tea. You require patience and discipline. You have to develop a mindset that you can actually work from the comfort of your home. You can make a basic home office for as little as $150.

    You can simply create a home office. Just find a suitable space in your house where you can create your special corner. It doesn’t have to be lavish. Check out these small home offices for your inspiration.

    Creating A Mini School

    You are not alone…literally not alone during such times. Now that the kids are with you all the time, it’s time to create a mini-school.  It’s important to provide a suitable ambiance for your kids where they can study with full attention. You can even make a small library corner. Check out these ideas for inspiration.

    Develop A Special Corner of Your Space

    Now, this point is quite interesting. It’s about developing a special corner in your house. You could be working from home or you could be a stay-at-home mom or dad. You might think you don’t even need a home office. Create a special corner even if you don’t work or don’t have kids. This corner of the house would belong just to you. It may be your balcony. Check out these ideas for a cozy balcony Or you can just make the corners of the house useful- check out these ideas for awkward corners. 

    Some Ideas For A Limited Space

    Who said you just need a lavish space for adding style to your home. You can do a lot in limited space. You just have to be creative. It’s possible to take advantage of the space under your staircase. You can convert it into a home office or maybe your small library, depending on what you prefer. Check out these ideas and see for yourself how much is possible even when the space is limited.

    Wrapping It Up

    Staying home might not be as boring as you think it is. You just have to level up! It doesn’t mean you should spend a fortune. You can do little changes here and there to make a huge impact on your life. Just painting the walls of your house can make a huge impact. You can simply redecorate the rooms! However, if you don’t mind spending money and if you are able to get suitable contractors or professional kitchen designers, you can do a lot. Plus, remodeling your house would keep you busy. The key here is to stay busy! You can do it. You can manage everything within your budget with limited space. Try to be creative. Find suitable ideas for your inspiration…..

    Make Your Space A Happy Place to Be! 


  • 2019 Cars on Sale Now!  🚘 Our Team Reviews:

    2019 Cars on Sale Now! 🚘 Our Team Reviews:

    The Kia Soul is one of the toughest automobiles to describe. From one angle, it looks like an SUV, but then, it isn’t All-Wheel-Drive. For the most part, it drives like a smaller four-door hatchback. Then again, it’s much more than just another subcompact car in the auto dealer shop. But the best way to describe the Kia Soul is that it’s one of the best, most affordable crossover SUVs for urban living.

    You can invest as low as $16,000 to buy a Kia Soul, and you’ll get a great carryall that can get you and your friends and about 49.5 cubic feet of items where you are going. A Soul at the mid-grade or trim levels also come with more engine power, better interior comfort, and overall performance, which is something every vehicle owner yearns. But before you invest your hard-earned money into this machine, here are other competitors that are just as good (if not better) that you’ll want to cross-shop.

    Alternatives/Competing Vehicle Brands for The Kia Soul

    Despite the Soul being one of the best vehicle brands you can find today, it faces stiff competition from other renowned auto brands in the industry.

    Here are some close competitors to the Soul you might want to consider checking out as well:

    1. Jeep Renegade
    First on our list is the Jeep Renegade, the smallest Jeep in the industry. This makes it one of the main competitors of the Soul. For a small Jeep, the Renegade has a lot to offer with regards to performance and overall vehicle design. Starting at just $18,445, you can already tell it’s fairly less expensive compared to the Soul.
    The Renegade is one of the best-looking little SUVs you will find on the market with a variety of options for buyers. You can buy the peppy 1.4L engine with six-speed manual transmission or opt for the larger 2.4L powerplant with nine-speed automatic. Its top-of-the-line Trailhawk fetches a sticker price of $26,945.

    Another vital feature to note with the Renegade is that it comes in both Front-Wheel-Drive and the All-Wheel-Drive. Then there is the Jeep’s Active DriveLow Dual-range 4×4 system that you can choose as well. The Renegade also has other nifty features that make it a favorite among drives like the MySky removable panels that can convert what’s a little SUV into the best open-top fun vehicle on the road. Depending on where you plan to drive, this Jeep always has you covered on the road.

    2. Toyota C-HR
    The C-HR is a huge crossover to a sportier little vehicle for people who are out for such preferences. Its base selling price is $20,945, which gets you a 2.0L engine with 144HP and a 139 pound-feet of torque. You also get a vehicle that uses a continuously variable transmission system to drive its front wheels. All-Wheel-Drive isn’t an option with the C-HR.

    If you choose its XLE Premium trim level, you also get a 7-inch touchscreen audio system that supports smartphone integration and heated front seats. It also has a backup camera display that’s integrated into its rearview mirror. Although the C-HR is much smaller compared to other vehicles in its class, it’s one of the best, most compact options you’ll find on the market today.

    3. Nissan Kicks
    Like the Soul, the Nissan Kicks crossover is also only Front-Wheel-Drive. It also has four doors and a significantly big hatchback that can allow up to five people in it. Its starting price should be around $17,990. This price also comes with an Xtronic continuously variable transmission, which is a bonus since you have to pay extra for this in the Kia Soul.

    The top brand in the Kicks lineup fetches only $20,290. That makes this brand one of the best-buy options and a smart investment, considering the value for money. You will also get a 7-inch touchscreen display audio system and a basic system that has a CD player, USB port, Bluetooth, and AM/FM/Satellite radio. The pricier SR and SV trim levels also have added support for both Apple CarPlay and Android Auto integration. What more would you hope for in such a compact vehicle?

    4. Chevrolet Trax
    The Chevrolet Trax is another Front-Wheel-Drive that’s made a name for itself as one of the best crossover vehicles in the world. It is powered by a 1.4L four-cylinder engine and a six-speed automatic transmission system. This complete configuration sells for $21,000, but the top trims sell for $28,000.

    The Chevrolet Trax also offers up to 48.4-cubic Feet of luggage space behind its front seats. It has a 7-inch Chevrolet MyLink infotainment system too, which is standard for most vehicles in this category. As with all the other Chevrolets, this model also provides support for Android Auto and Apple CarPlay. It can also connect to a 4G/LTE data connection and even create a Wi-Fi hotspot in the vehicle.

    5. Mazda CX-3
    Next in line is the Mazda CX-3. It is also Mazda’s smallest crossover and has a starting price of $20,390. Like most other vehicles in this category, the CX-3 is also Front-Wheel-Drive, with no All-Wheel-Drive option. It has a 2.0L engine and a six-speed automatic transmission system. Its top Grand Touring AWD has a starting market price of $27,145 and comes with added features like heated steering wheels and heated leather seats. It also has an optional head-up display that puts vital driving information right in front of the driver’s line of sight.

    Another intriguing feature about the CX-3 is its G-Vectoring Control settings. This feature is exclusive only to Mazda vehicles and has been one of Mazda’s huge selling points. The CX-3 has also been programmed to have a slightly reduced engine power, which is evident whenever the driver turns the steering wheel. As a result, the car’s weight shifts onto the front tires, which increases traction and creates precise, controlled steering responses under all weather conditions. This makes the CX-3 the perfect vehicle to have on any kind of road on any climate condition.

    6. Ford EcoSport
    The EcoSport officially marked Ford’s entry into the small crossover market. This basic vehicle is also a Front-Wheel-Drive only with four doors on its sides. But unlike other crossovers in this list, the EcoSport is powered by a 1.-L three-cylinder EcoBoost engine. It also boasts a 123 horsepower with 125 pound-feet of torque. Pair this with an automatic transmission system, and you have one mean engine that’s rearing to get on the road.

    The Ford EcoSport sells for $27,330, but the investment is worth every penny as this crossover comes packed with some amazing features and specifications. The thing that sets the EcoSport apart from its competition is its rear fifth door. Unlike other vehicle model doors that swing up like a hatch, this one opens to the side. This makes access to rear cargo that much easier and more convenient. It also offers about 50 cubic Feet of luggage space and can seat up to five passengers. For the price, you can say this vehicle is perfect in every way.

    7. Honda Fit
    The Honda Fit also ranks top of the list of the known subcompact car class. It’s powered by a 1.5L naturally aspirated four-cylinder engine. It also comes with a standard six-speed manual transmission system, making it one of the most powerful options in this list. It boasts one of the most spacious and handsome cabins you will find on the market and a configurable rear seat, making cargo hauling a cinch.

    What’s more, the Honda Fit comes with several advanced driver aids that make it a favorite among most buyers who are looking for a versatile, spacious, and ferocious machine to have on the road. To top that, it’s an excellent fuel economizer. For a fair market price of $17,433, the Honda Fit is a worthy buy.

    8. Honda HR-V
    Another renowned Honda crossover is the HR_V. It starts with a base price of $19,670 and comes with a 1.8L engine. The Honda HR-V is rated to have 141 horsepower and an added 127 pound-feet of torque. You also get a six-speed manual transmission system and Front-Wheel-Drive. Fortunately, it’s one of those crossover vehicles that also has a continuously variable automatic transmission and All-Wheel-Drive.

    Another notable feature about this vehicle is its LaneWatch system that uses a camera found near the rear end of the passenger-side mirror. This helps capture a wide-angle view and any blind spots that may arise from the vehicle’s right side. The image will be displayed on the infotainment screen whenever the driver activates the right-hand turn signal or presses the button to check the view. The Honda HR-V is one of the best crossovers that has driver safety and passenger safety features installed that actually work.

    9. Fiat 500L
    Unfortunately, not many buyers know about this intriguing crossover vehicle. But that’s mainly because few people take the time to notice the numerous features and driving specifications the Fiat 500L has to offer. Like the Kia Soul, the 500L is also a Front-Wheel-drive and has a four-door hatchback.

    This Fiat 500L is powered by a 1.4L turbocharged engine with 160HP and 184 pound-feet of torque. So, it packs quite some power on the road and can get you where you want to go in record time. The Fiat 500L also has a six-speed automatic transmission system and a starting market price of $21,945. This is a fair deal considering all the driving features this crossover has to offer.

    Buyers who want an All-Wheel-Drive can also opt for the Fiat 500X to meet their preferences. This car has everything to offer, and for the price, it’s a pretty fair deal.

    10. Buick Encore
    The Buick Encore already has a long-standing record of selling small crossovers in the United States. It has a base price of $23,200, which is okay for the 1.4L turbocharged engine. It’s been rated at 138HP and 148 pound-feet of torque. But you can also get a directly-injected version that comes at 153HP and 177 pound-feet of torque. This model also comes with a six-speed automatic transmission system.

    The Encore also has an All-Wheel-Drive option for buyers who want more power on the road. But you’ll have to fork an extra $1,500. It can also connect to a 4G/LTE data connection and even create a Wi-Fi hotspot in the vehicle.

    Reasons the Kia Soul Is Better Than Its Competition.

    Beyond this brand’s rise up the ranks due to quality, it’s also known for its exemplary performance in other key areas. For the past dozen years, the Kia Soul has delivered several reasons why it’s an exceptional consideration over its comparable crossovers. Here are the top reasons why the Kia Soul is better than its competition and a worthy investment:

    • True to Its Roots
    Unlike many of its crossovers that try to rush innovation and give false promises to its customers, the Kia Soul is exactly as advertised. What you see is what you get with this car; unique. What’s more, this car is something of a survivor. Its compact design is a bonus as well since it can squeeze in tight spots most vehicles wouldn’t.

    Moving beyond the sleepy eyes, its strong body also lines uniquely with sculpted rear lights, making it look far more mature than its previous versions. So, if Kia Soul manufacturers say their models are rugged or roomy, trust that they are.

    • Huge on Headroom
    The Kia Soul’s height also gives it an edge over the competition, especially when it comes to accommodating passengers and their stuff. While offering the same170mm ground clearance as most similarly sized vehicles, the Kia Soul stands 50mm taller than its siblings, which translates directly to more interior room.

    This additional interior space allows for more headroom and a world of difference, especially when accommodating adults. This is also matched with even more legroom for the segment, something most vehicle owners highly consider.

    • It’s Affordable
    The Soul is perhaps one of the most affordable, high performing vehicles you’ll find on the market today. Its starting price may be a little on the higher end, with base models setting buyers back to about $21,195, and that’s before freight and other fees. However, you find that even the most expensive models fetch a reasonable $29,595. That’s very affordable, considering it comes fully packed and featured inside and out.

    Inside it, you’ll find leather upholstery, integrated navigation, heated and ventilated front car seats, heated rear seats, and a 10.25-inch touch screen infotainment system. These are just mind-blowing features considering its market price.

    The Bottom Line
    The cornerstone of the Kia Soul brand lies in its endless pursuit of increased safety. Drivers love to have a sense of security when on the road. And Kia’s commitment to this fete plays a critical role in its selling point. From the above excerpt, it’s evident that Kia is a leader in developing high-quality crossover cars. But its competitors aren’t that far behind either. Some would even consider alternative brands better than the Kia brand.


  • Federal Tax Credits are Available if You Install Solar

    Federal Tax Credits are Available if You Install Solar

    Nowadays, many consumers have turned to solar energy for the sake of the environment and for their wallet.  This renewable energy source has globally proven to be cheaper than power from the grid, saving customers hundreds or thousands of dollars per year on their energy bill.

    Solar energy is known to require little maintenance and according to research, solar energy has the least negative impact on the environment compared to the other sources of energy.  Solar energy also has proven to be more reliable as well, since it can be deployed anywhere.

    Solar panels and solar contracts have an average lifespan of 20 years. To help you make the smartest, long-term decision, we’ve compiled top solar power companies and highlighted their respective benefits. Below, you can compare unique cost savings, equipment monitoring, tax breaks, and contracts that require little to no money down. Whichever company you choose, you’ll experience greater energy savings and the perks of environmentally-friendly living. Read on to learn about the best solar power companies that can help you!

    Best Solar Power Companies

    Sunrun

    Sunrun has been helping homeowners save on energy bills since 2007. This solar provider has often been named as both the best and largest solar company in the United States. Sunrun covers over 17 states in the US including South Carolina, Nevada, California and Colorado. You can also choose from flexible payment options that allow you to put as little as zero down. Sunrun provides for four payment plans; Brightsave monthly (which is a 20-year lease with monthly payments), BrightBuy (where you purchase the solar power in full), BrightAdvantage (which is a solar loan with zero down and is a great way to finance your solar panels) and Brightsave prepaid (where you pay for the entire solar lease in full right from the start).

    The great thing about Sunrun is that, regardless of the plan you choose, you are guaranteed backup storage, workmanship warranty as well as a 10-year roof warranty. With Sunrun you are also able to monitor your solar home’s productivity through a innovative app. If your solar panels generate more power than you use, Sunrun will return credits to you.

    When you decide to use Sunrun, it sends a representative to your home to evaluate your solar eligibility. Within three weeks, the company creates a design for you to approve, and after you give your consent, Sunrun begins applying for permits. Permit wait times depend on your local government. Once permits are approved, installation can begin.

    SolarCity

    Solarcity is a solar power company that is known for having the most affordable solar panel plans while still backing its work with guarantees and strong warranties. This solar company benefits greatly from the research and technology that is provided by Tesla – its sister company. Solarcity has services that are available for government planners, homeowners and businesses in about 21 states all across the United States.

    A lot of solar companies just offer solar panel installation but Solarcity additionally offers clients the ability to go off the grid through its back up power supply which ensures that your premise will always have power regardless of any blackouts. Powerwall – a backup power supply that allows you to always have power regardless of city blackouts. Unlike a portable generator Powerwall allows you to access clean power in emergencies. In addition to its Powerwall, Solarcity also offers a 10-year warranty that covers 10 years of necessary maintenance.

    Tesla recently revealed the new solar roof – a surprisingly affordable set of roof tiles with solar cells. To anyone looking at them from the street they will seem like a normal set of roofing tiles. The solar cells are only visible from above so they can use the sun to power your home. They even come in four different, chic-looking styles to help you match the look of your home. SolarCity is the only solar company that can install the solar roof. If you’re wondering about the dependability of these tiles, rest assured knowing that they are stronger than average roofing tiles.

    Vivint Solar

    Vivint Solar is also one of the best solar power companies. Vivint made its debut as a home security and home automation company in 1999 and has transitioned into a top solar company. Vivint Solar offers four payment plans in addition to warranties and solar panel performance monitoring. This solar contractor can help you save money on your utility bill while decreasing your impact on the environment. With operations in 16 states, it has the third largest coverage in the United States.

    In addition to solar panel installations, Vivint Solar does offer backup battery storage. This company’s solar power warranties include a 25-year performance warranty. The inverter is also covered by a 20-year workmanship warranty. Vivint will fix or pay for any damage it might cause to your property or belongings. This company offers four different payment plans: Solar Purchase, Solar Loan, Solar PPA, and Solar Lease. Regardless of which plan you choose, Vivint Solar will maintain and monitor your solar panels. These plans are also transferrable, should you decide to sell your home. Some of these plans also include product and power output warranties. Should the system fail to function or if it functions inefficiently Vivint Solar will take care of it.

    After you have set up a consultation with Vivint Solar, they will set up a time to meet with you. At this meeting Vivint will go over how solar works where you live and explain the benefits of using solar panels. After that comes an on-site survey, where they will look around your home for about an hour to evaluate your home’s solar eligibility. Designs will be drawn that best accommodate your house.


  • Black Friday Deals You Can Get Right Now!

    Black Friday Deals You Can Get Right Now!

    Over the past decade, Black Friday has emerged as one of the premier shopping days to find deals. However, these days- many retailers have made their exclusive sales on certain items available before Black Friday. Sites like Amazon, Best Buy, and Macy’s have made it possible for their customers to enjoy the cheap prices that come with black Friday for a longer period of time. Don’t be surprised to find that many products on the sites are on sale right now. Our team has scoured the big retailers to find the best for you. We’ve managed, through testimonials and referrals, to identify the crème de la crème products, and as a result compiled a list of best deals to shop for during this black Friday period.

    Amazon Fire TV Stick lite

    Amazon is without a doubt one of the best shopping sites to find the exact item you are looking for. Additionally, as a company, it has produced some of the most innovative items. A quintessence of this is Amazon’s Fire TV. For a couple of years now, they have been producing one of the most powerful streaming hardware items in the market.

    That being said, none of the previous editions of the Fire TV Stick can be labeled as affordable, especially if you take into account the price of other competing brands. However, after the release of the Amazon Fire TV Stick Lite, you will find no streamer cheaper than this.

    The normal price for the Amazon Fire TV Stick Lite is $30. That is already a ridiculously cheap amount, but when you onto it the fact that the Black Friday offers that Best Buy is running place its price a cent shy of $18, you have yourself one of the best deals right now.

    Echo Dot (3rd Gen) – Smart Speaker with Alexa

    The Echo Dot is by far the most popular of the smart speakers in the market today, and that says a lot. Over the last couple of years, the market has been proliferated by these speakers, and thus to stand at the apogee and with little debate state that they are the best is something outstanding.

    The main reason why the speaker has become so popular is the fact that you can simply control it with your voice. This means that you don’t even have to get up to change the song that the speaker is playing, or even adjust the volume it is blasting at. All you have to do is use the voice command.

    Amazon is cutting the price for the Amazon Echo Dot (3rd Gen) – Smart Speaker with Alexa by 21 dollars, hence dropping the price from $40 dollars to $19 dollars. That does warrant a spot in the best deals in this year’s Black Friday list.

    Beats by Dr. Dre – BeatsX Wireless Earphones

    Having a nice set of earphones is essential in the modern-day world. Be it for playing music while you are working out, listening to a podcast while relaxing on the couch, or simply canceling out the noise while you take a walk in the park.

    When it comes to earphones or anything to do with sound for that matter, Beats by Dr. Dre will always stand at the zenith, head and shoulders above the competition. Their earphones, in particular, have deluged the whole world with the quality of sound they produce combined with durability and the freedom of being wireless.

    Just some days ago, for these premium earphones, you would have to part with around 100 dollars to acquire them. That being said, Best Buy has somehow managed to cut off more than $60 dollars from the price, ergo meaning for just $40 dollars, you will have some quality earphones that you are sure will not only give you the best musical experience but that they will also last.

    Ninja Mega Kitchen System (BL770) Blender/Food Processor

    Everyone likes a nice, cold smoothie, or a glass of juice. Sometimes this liking turns to a desire, a craving of sorts. To get yourself out of a quandary you know you may fall into, why not get yourself a homemade blender. This way, you will be able to experiment with all sorts of mixtures and concoctions.

    When it comes to blenders, it gets no better than the Ninja Mega Kitchen System (BL770) Blender/Food Processor. As the name suggests, you will have the ability to blend and process food. This blender has a 72-ounce pitcher, one that is capable of crushing ice into snow in just a matter of seconds, hence making it easy to create your smoothies.

    Additionally, it comes with a plethora of processing cups, from the 64-ounce bowl to the two 16-ounce cups, so you will be able to make whatever quantity of juice or smoothies you want at a go.

    Amazon has gone all out on this one. The normal price for the Ninja Mega Kitchen System (BL770) Blender/Food Processor is 260 dollars, but in this Black Friday period, you will be able to get it for $100 dollars less. It is just $160 dollars at the moment.

    Keurig K-Select Coffee Maker

    There is nothing better than a nice cup of finely brewed coffee in the morning. It stimulates you, and once you’ve had your share, you will be able to tackle all your tasks throughout the day head-on. The problem is that it is an arduous task to find a coffee place that serves your coffee exactly the same way you want it.

    To solve this conundrum, all you have to do is get yourself a nice coffee maker, and none is nicer than the Keurig – K-Select Single-Serve K-Cup Pod Coffee Maker. Nothing blends machinery, simplicity, functionality, and contouring more than this machine.

    It has a 52-ounce water reservoir, and thus you will be able to blend up to five cups without needing to make a refill. You will also be able to brew different amounts of coffee since it has multiple cup sizes. The control buttons make it simple to use, and thus anyone, regardless of age, will be able to use it.

    From the original price of $130 dollars, Amazon has cut out $20 dollars, so you will be able to get it for $110 dollars. That is a major coup for such a machine, and you will be more than pleased that you bought it.

    Razer – Ornata V2 Wired Gaming Mecha-Membrane Keyboard

    Over the years, gaming has gradually morphed into one of the biggest entities on the planet. Some play professionally, while many play to past time or as a hobby. Irrespective of whichever group you find yourself in, you should always endeavor to have the very best equipment.

    Razer is the bestselling manufacture when it comes to gaming peripherals. A simple look at their Ornata V2 Wired Gaming Mecha-Membrane Keyboard will clearly illustrate why this is the case. The keyboard has been designed ergonomically, so you will be able to feel comfortable even after several hours of gaming, or typing.

    This is a high-performance keyboard, specifically designed to make sure that all your commands receive the necessary feedback.

    The typical price for the Razer – Ornata V2 Wired Gaming Mecha-Membrane Keyboard is around $100 dollars. Amazon is offering the exact same one for ten dollars less.

    Microsoft Surface Laptop 3

    Laptops, and internet-accessible devices in general, have managed to deluge the entire world in their popularity. Nowhere will you go and not find a laptop being used, be it in a supermarket, a restaurant, or even a school.

    Since it is a necessity that you have one, why not get yourself one that not only does the basic but also offers so much more. You’ve probably heard of Microsoft, but you may not have heard of their surface laptop 3 yet.

    The clean contouring used for its design gives it an elegant, chic look, one you will be proud to associate with when you are at your workplace. But this machine isn’t all beauty and no brains. It has an Intel Core i7 processor, meaning that you will be able to run even the most powerful of programs without any fuss.

    All these attributes would be useless without a powerful battery, and the Microsoft Surface Laptop 3 offers exactly that. You will be able to use the computer for 11 hours straight without needing a recharge. What’s more, the computer has a fast charge, and you will be able to charge 80% of the battery in just an hour.

    Amazon has shaved off $200 dollars from its original price, $1600 dollars, and thus you can get it for just $1400 dollars.

    SAMSUNG T7 Portable SSD 2TB

    Everybody needs a little more storage in their life. Nothing brings out desperation and despair more than the notification, be it on your phone or on your computer, telling you that you need to delete some items to create a little more storage.

    With the SAMSUNG T7 Portable SSD 2TB, all that stress ceases to exist. With 2 terabytes worth of storage, you will be able to store everything offline. The icing on this already delicious cake is that it is portable, and thus you can use the data stored in the drive on multiple computers.

    During this Black Friday season, because it isn’t a day anymore, Amazon has cut $120 dollars from the original price of the drive. Thus, you can buy it not for $370 dollars, but for $250 dollars, which is an absolute bargain.

    Panasonic 4K Cinema-Like Video Camera

    Photos and videos are what make memories last. Though almost every single phone right now has a camera, you should nevertheless invest in a nice, quality camera. The Panasonic 4K Cinema-Like Video Camera is all that and then some.

    This camera can record at ultra-sharp 4K ultra HD, the highest resolution in the market right now. What’s more, at 1080p display, you won’t have to wait to do back to your computer to make the edits you want. You can simply do it in-camera.

    Amazon had priced this particular camera at 1000 dollars before, but now you can get it for $202 dollars less, at just $798 dollars. What’s more, for 879 dollars, you will be able to get the camera, a set of BM Premium 2 VW-VBT380 Batteries, and Charger for Panasonic, and the AmazonBasics 60-Inch Lightweight Tripod with Bag.

    Echo Show 8″ Smart Display

    Photos, like everything else in the world, have gone digital. No more handling negatives and such. As a result, you also need something that will be able to display digital photos. Enter the Echo Show 8″ Smart Display.

    That’s not the only thing this gadget does. In fact, dynamism is its selling point. You can also install your favorite music application, be it Spotify, apple music, or Pandora, and listen to music on it. Additionally, you can also make calls, both video, and audio, on it.

    That isn’t even half of it. You will be able to listen to your favorite audiobooks and podcasts using the Echo Show 8″ Smart Display. This device can also be fully integrated into your life, and you can place it in the kitchen, living room, or bedroom and control it using voice command.

    Amazon, maker of the Echo, sells the product at 130 dollars.  However, you can get the same exact device at a 65-dollar discount on Best Buy, meaning all you have to pay is $65 dollars, half the original cost. That is the magic of Black Friday.

     


  • Pimp Your Ride…BMW 5 Series Review

    Pimp Your Ride…BMW 5 Series Review

    Sophistication and class are often coveted in the automotive industry. As a result, anyone looking for a car will always go for a model or brand that’s both elegant and classy but also packs enough torque for maximum performance. If this is you, the 2020/2021 BMW 5 series should be your buy this year. Often compared to the Mercedes-Benz models, the BMW 5 Series is one of the best high-powered mid-sized sedans in the market today. It’s the car that makes all the right noises for vehicle enthusiasts.

    However, the automotive industry has other players who are just as eager to outrun the BMW 5 Series. And the likes of the Audi A6, Mercedes, Cadillac STS, and more are some of the most drool-worthy variants you can find. The industry is so competitive now as automakers manufacture some of the best high-performing, remarkably capable sedans that finding the right one can be work itself.

    And the fact that there are several variants to the BMW 5 Series itself illustrates just how much buyers enjoy the astounding amount of choice.

    Factors to Consider When Buying a Sedan

    • Quality
    This refers to the durability and workmanship of the sedan you want to buy. It also includes accessories and other components in the car and how they fare over time. Highly rated cars usually experience fewer overall problems. Thus, the reason for the high price range.

    • Safety Features
    Sedans have among the lowest injury and death rates on the road. Meaning they have some of the best driver and passenger safety features you can find in any vehicle. Sedans provide an excellent balance of maneuverability and other safety equipment. They use the best protective gear and structure with crash-avoidance capabilities and features.

    • Drive Wheels
    Although most of today’s sedans are front-wheel-drive, there are also the rear-wheel-drive and all-wheel-drive options to choose from. The drive wheels you choose also depends on what you intend to use the vehicle for. For instance, most manufacturers prefer their vehicles to be front-wheel-drive for space efficiency. Also, front-wheel drives provide extra traction because more weight shifts to the front. On the other hand, rear-wheel-drive car models are excellent for their high-performance and luxury benefits. All-wheel-drive sedans are best for foul-weather traction and track-ready grip on bad roads.

    • Reliability
    No driver wants to own a car that’s always at the repair shop. Here’s where reliability comes into play. Fortunately, most of the new model sedans nowadays are highly reliable. They also come with better warranties that cover a minimum of three years or 36,000 miles. Some warranties may even go as high as ten years or 100,000 miles. Nevertheless, it’s still crucial to look for a car that will be dependable on the road.

    • Cargo Space
    Another critical feature to consider when buying a new sedan is cargo space. Check whether the luggage space can comfortably fit long or bulk cargo. Most sedans now come with fold-down rear seats with a wide opening to the trunk. This can be very handy, especially for transporting long slender items. There are many more features to consider when buying a new sedan. But the preference relies more on you. Ensure the car you intend to buy has all the features in your list checked.

    To that regard, here’s a detailed review of the BMW 5 Series against its top competitors in the automotive industry:

    1. The BMW 5 Series
    The BMW 5 stakes its reputation on exceptional handling offered by one of the industry’s most renowned automakers. Buyers have an array of powertrains to choose from, ranging from an efficient PHEV, turbo I6 with a range-topping turbo V8 to a base turbo 4-cylinder in the 530i. The BMW 5 Series has a sleek, modern, and luxurious interior, which has been a major selling point for one of the best mid-sized sedans in the industry.

    BMW also worked hard to make this model’s iDrive controllers easy and more intuitive to use. If you must get a sedan for your 2020/2021 drives, the BMW 5 Series is your best choice. But you’ll pay handsomely for it. The calling out price for this machine starts at $53,640 for the 530i. This price goes even higher for the M440i, which has a market price of $74,895. So, while the 5 Series is the benchmark in several areas, you’ll pay for the privilege to own and actually drive one.

    But let’s see what other mid-sized sedan variants are out there that may even be better than the 5 Series.

    2. Audi A6
    Next in line is the A6 generation of Audi. The A6 has been around for some time and comes with one diesel and one petrol engine option only. Dimensionally, the A6 measures the same as the 5 Series, but it has a more powerful petrol motor.
    The A6 also comes with the latest technology, which includes a four-zone climate control system, a 48-volt mild hybrid system. It also has eight airbags, a Bose Surround system, adaptive air suspension, Audi Drive Select, and many more advanced features for both the driver and passengers’ comfort and safety.

    The finishing and styling of the A6 are suitably polished and modernist, making it one of the most sort-after mini-sized sedans in the automobile industry. The 5 Series outweighs the A6 with features like gesture control, heads up display, and automated parking.

    All these features of the A6 go some way to justifying the steep calling out price of $59,895. But for that price tag, you find that the driving experience of A6 is well worth every penny. And the 3.0L V6 335-HP turbocharged engine makes it a monster on the road. Its redesigned suspension setup takes this justification even further, making the A6 a worthy competitor to the 5 Series.

    3. Mercedes-Benz E-Class
    Mercedes is always known for working around the standard rule book by manufacturing some of the most luxurious, high-performing automotive. And the E-Class is no different. This new addition to the Mercedes family boasts a long-wheelbase guise. If you take a closer look at it, you would think it’s a baby S-Class.

    With the arrival of adaptive suspensions and several selectable modes, this generation of Mercedes provides a range of driving experiences for all drivers. From wafting to wild, you have the option to choose whichever driving option you prefer while on the road. The E-class also comes packed with partially autonomous features and plenty of other cutting-edge technology to make it a worthy competitor for the 5 Series. The Mercedes-Benz E-class’s calling out price starts at $53,495 and has ascending degrees of engine power for buyers who are out for both class and performance on the road.

    4. Cadillac STS
    The Cadillac STS is on sale now and has a calling price of $47,990 but don’t let that throw you off. This sedan is a beast of a car and comes packed with some of the best features you’ll find in a car. The STS comes with a forward collision mitigation and blind-spot monitoring system as standard. While these aren’t necessarily deal makers or breakers, the STS has many more features that are sure to sway buyers in 2020/2021. These include a well-tuned chassis, pair of big screens (an 8-inch infotainment touchscreen and a 12.3-inch driver information display and), and one of the strongest, best-finished design languages you’ll find in a car.

    While the premium German marques get the respect they deserve, this American-made machine perfectly matches any trends set. It also has an adaptive suspension on the options list and a Bose Audio System that comes with noise-canceling features to make your cabin truly tranquil. This is one sedan you must check out when shopping for vehicles in 2020/2021.

    5. Volvo S90
    The S90 has really shaken things up as one of the best executive sedan options you can find in the industry today. It comes with a striking new design and one of the most pronounced stately lines you can find. The Scandinavian also packs an amazing package with one engine and other standard equipment that make it a worthy competitor to the 5 Series.

    The S90 is a gorgeous machine that’s a bit larger than the 5 Series, especially since its rear legroom has gotten a stretch of about 4 inches. It now has around 40.3 inches of rear legroom.

    The rest of the car is attractive as well, from a well-designed interior to several other standard safety features. The Volvo S90 features a large infotainment screen, automatic parking, heads-up display, and four-zone climate control. These are all standard features in the vehicle, making it one of the best exclusive sedans you can find online. It has a calling out price of $49,095, which is pretty decent considering all the features and overall design of this sedan.

    The S90 could be the perfect option for buyers who have already scratched the 5 Series from their shortlist, especially if it was because of a need for more rear passenger space.

    6. Jaguar XF
    The British brute everyone is always raving about, the XF, is here. It comes with one of the sleekest and cheeky styling you’ll find in a sedan. In contrast to the plane Jane appearance you’ll normally find in the 5 Series, the XF commands attention on the road. It has more than enough style to stand out among a fleet of car.

    The Jaguar has a long-standing history of manufacturing its cars with over-the-top suspensions. And the XF is no different. Its suspensions are controlled without being harsh to the vehicle, comfortable without being sloppy either. Its calling out price is $48,770, but you can also get the all-wheel-drive version for $71,445. Compared to the 5 Series, the XF is an intriguing choice, especially for buyers looking for maximum cargo area. This sedan has an excellent 19.1cubic feet of trunk space.

    The Jaguar XF also comes with one petrol and one diesel engine on offer, making it a great alternative to its German trio. The R-Sport version has a starting price of $59,120 but has a good mix of driver assistant and equipment features for the money. Many buyers would consider going for this option once they see it up close.

    7. Genesis G80
    The G80 is yet another remarkable vehicle to have in your collection. It has tons of standard equipment that contrasts the German automobile way of doing things. Usually, German automobiles make a lot of their desirable equipment optional then charge high prices for them. This also includes many advanced safety features. But the G80 brings something new to the table. For one, it’s ridiculously cheap compared to most variables in the list considering it also packs some of the most desirable equipment in a car.

    For a price range that starts at $42,725, the G80 is tough to beat and is usually a serious consideration for most buyers. It doesn’t stop there either. Genesis also provides its buyers free servicing (including valet), satellite radio, Wi-Fi, and roadside assistance for three years. How’s that for a selling point? You would almost hate yourself for not getting this car and taking up a deal like that. It’s almost as if genesis went out to get all buyers on its roaster and spared no expense in the process.

    How the BMW 5 Series Stacks Up to the Competition
    From what you’ve seen so far, it’s evident that the 2020/2021 BMW 5 Series is matched up against some of the biggest players in the automobile industry. All these mini-sized sedans have amazing features and are powertrains when on the road. You could say that some options in this list like the A6 and E-Class outmatch the 5 Series even. However, one important factor to note is that the sedan you decide to buy should meet all your preferences in a vehicle. Who knows? Maybe the 5 Series doesn’t quite check out all your boxes in your preferred sedan. But the other options in this list might.

    The Bottom Line
    In the automobile market, luxury, performance, and class run the game. This can make it incredibly difficult to outshine every competitor in the industry. But the BMW 5 Series has managed to hold its own and do very well in most categories. And since it comes in multiple trims and different powertrain options, there’s always something for everyone. All in all, buying a car is a big deal and a serious investment. Therefore, ensure you do intensive research before deciding on which sedan to buy.


  • Searching to Buy a MiniVan?

    Searching to Buy a MiniVan?

    Fall is here, and many car dealerships are pushing sales.

    With this in mind, our guides have picked out a few of the best 2020 minivans on the market for you and your family to hit the road in style and comfort. Check out our review below:

    Honda Odyssey

    Three rows of comfortable seating for adults or children plus a smooth car-like driving experience make this minivan a great choice if you’re looking to spend between $30,0000-$47,000. Combined MPG is about 22.

    Pros:

    • Easy to configure second-row seats.
    • V6 Engine and stable handling
    • Modern safety and Tech Features

    Cons:

    • No Power-folding third row seat
    • 360-camera is not an option
    • Second-row seats can be hard to remove

    Toyota Sienna

    The Toyota Sienna is a reliable choice with seating for eight, all wheel drive and a great v6 engine. MSRP clocks in between $29,490-$49,190 with average miles-per-gallon at 20-21

    Pros:

    • Redefined ride with increased comfort and confidence
    • All wheel drive available
    • Speedy acceleration

    Cons:

    • Offers less features versus newer competitors
    • Control layout is a bit dated
    • Cabin could be a bit quieter when on the highway

    Chrysler Pacifica

    This years Pacifica introduces a plug-in hybrid variant as well as fold-flat seats to easily toggle between hauling cargo and hauling the family! Priced between $34,045-$49,190 with a combined MPG of 22-32.

    Pros:

    • Upgraded look in the interior design
    • Easy to convert from people transport to cargo hauler.
    • Features that were options in past models are now standard.

    Cons:

    • Transmission has been reported to be a bit clunky or slow between shifts.
    • Rear rows of seats are not as comfortable versus some competitors

    Kia Sedona

    While the 2020 Kia Sedona largely unchanged from previous years, it is one of the best priced mini-vans in this review. MSRP pricing starts at $27,600 and with great fuel economy and tons of features- it is a great choice.

    Pros:

    • Feels like an SUV inside
    • Road noise is very quiet on the highway
    • Packed with features for the money

    Cons:

    • Offers less cargo room versus competitors
    • Handles a bit poorly over rougher roads and bumps

    Related Posts

    Review: Most Affordable Luxury Cars for 2021

    In the luxury car segment, there’s always room for compromises and improvements. With limitless options, specializations, and customizations, some of these vehicles can fetch staggering prices. For that, it’s critical that you always do your research before investing such huge sums of money into your next luxury car. Shopping for affordable luxury cars can be […]

    Car Review: Top 2021 Sedans

    The once renowned sedan cars have had a tough time of late, with new sports utility vehicles taking over the US market. Thousands of other buyers also find favor with trucks and SUVs as opposed to sedans. But even so, many other buyers still find plenty of appeal using these lighter vehicles. And 2021 is […]

    Roadside Assistance- Why You Should Invest

    As a single female, my parents always instilled in me the value of roadside assistance. Every year I would have a mishap. I wasn’t the type of person that liked to bother friends or family. I didn’t have a partner, so I just found ways to get my needs met. Some of this involved learning […]


  • Best Small Business Software Review

    Best Small Business Software Review

    A survey on entrepreneurs indicated that over half of their productive time is spent managing daily business tasks. Just 32% of their time is used on activities that result in business growth. Big businesses streamline daily activities by using software tools for businesses. These tools automate functions, eliminate manual actions and errors, and reduce redundancy and delays in the business processes.

    By streamlining the business processes, the entrepreneur can focus on things that add value to the business and lead to business growth. However, for small enterprises, there is always the issue of cost. Software is not cheap. Affordability may restrain small businesses from purchasing or subscribing to these tools.
    The good news is that there is affordable software that small enterprises can use to utilize their productive time well. Here is a list of software suitable for small companies looking to streamline their services to enhance their efficiency. The list is based on everyday small business needs.

    1. Gusto
    Gusto is a cloud-based platform that manages payrolls, employee benefits, taxation, insurance and human resource management. The payroll software has the most positive reviews online compared to the competition. The software’s most basic plan is efficient for small enterprises.
    When it comes to taxation, Gusto lets business automatically file their local, state and federal taxes. It also makes provision for state and federal unemployment insurance tax filling. Additionally, Gusto automatically generates and distributes the W-9 and 1099 tax forms. You can also automatically file taxes for onboarding employees with your state government.

    Aside from the ease in filing government documents, Gusto also tracks planned time off (PTO). The software monitors paid vacations, sick and personnel days off and holidays. It syncs with other payroll software such as Xero, QuickBooks Online, ZipBooks, Autobooks and FreshBooks. All these accounting software are cloud-based and are excellent for small businesses.

    Gusto enables employees to access Paystub and W-2 forms. Paystub lets employees see the outline and details on their paycheck. It also shows employee work hours. Employees can access their stabs pay through the business online payroll system. It makes provisions for wage garnishment debits and child support distribution in all states except South Carolina.

    Pros
    • Gusto does not charge extra costs for its automated tax filing, wage garnishment, and compensation features like other payroll software service providers.
    • All of Gustov’s features are available in the most basic payment package.
    • PTOs can be tracked and approved and the schedule integrated with the employee’s pay schedule.
    • It has no limits on the payroll runs in all states.
    Cons
    • The basic ay plan has limited PTO features. You cannot approve PTOs or sync it in the employee’s pay schedule.
    • The basic plan does not have holiday pay features.
    • Customer support is limited to working hours on weekdays.

    2. Intuit QuickBooks Payroll
    The QuickBooks Payroll software is an essential tool for small businesses because of its flexibility and variety. It offers multiple solutions for different small enterprises. The flexibility enables small companies to choose the package that works well for their business. The payment variations are based on business size and budget.
    QuickBooks Payroll service per plan is quite versatile. It ranges from a self-service plan to a QuickBooks’ run payment plan. You can calculate your payments or let QuickBooks do the calculations and salary reimbursements on your company’s behalf.
    Aside from providing broad payment options, this software can sync with QuickBooks accounts. The integration simplifies the process of running payrolls and tracking accounts. Both software streamline income tracking and expenditure, increase tax deductions, run reports, and provide estimates.
    Like other QuickBooks software, the payroll tool is a cloud-based software. Your company’s payroll data is stored in a cloud storage database. The cloud-based service requires no installation or maintenance. It can also be accessed on any internet-enabled device.
    The payroll software enables small enterprises to pay bills automatically, file payroll taxes, and manage employee benefits. Your small business can manage benefits and employee services on this online application.
    Pros
    • Works with or without QuickBooks accounting
    • The payroll software is easy to use and navigate.
    • It is available on all android and iOS devices.
    • Users have access to all types of reports like payroll and tax reports and summaries and wage, compensation and contractor details.
    • Quality and readily available customer support
    • It has an A+ rating in the Better Business Bureau website
    • It has a one-month free trial period
    Cons
    • The payroll software does not have human resource services
    • It does not provide the management of health care benefits services

    3. IDrive

    If you are looking for a backup cloud database for your small enterprise, then IDrive is the best one for you. The cloud backup software offers many more features aside from data protection, storage and retrieval.

    The software provides the usual integration and restoration features, device support, group management, archiving and top-notch security. IDrive continuously backups files updating immediate upgrades. It makes provision for scheduling and gives notifications on pending backups.
    IDrive lets you restore up to 30 versions of previous file versions. Its versioning feature protects files from corruptions and unwanted edits. Restore points are saved as snapshots making the tracing process of restoration points a lot easy. The software does not delete backed up data even when the file is deleted on the device. Its only limitation is that the cloud-based software does not offer unlimited backup.

    Nevertheless, with IDrive for small businesses, there is no limitation on the number of devices that can be backup. The devices include phones, hard drives, servers and NAS. Network drives can be backed up as well. You can backup Windows, Linux, Oracle servers, and Microsoft SQL, Exchange and Sharepoint servers.
    Similarly, IDrive backs up local devices; this backup provides an additional layer of data protection. Additionally, the data restoration rate is much faster for IDrive compared to the internet restoration speed. The phenomenon is known as a hybrid backup.

    The IDrive restoration process is quite advanced. It creates a disk image of your hard drive that can be used to restore your operating system on the original computer. However, the stored data cannot be used on different hardware.
    The software also backs up data from both android and iOS phones. It stores contacts, events, call logs, music, photos and social network accounts. Having social media backup is vital, especially if your business runs social media campaigns.

    Pros
    • IDrive offers an advanced backup system with excellent security features that provide private, at-rest, and in-transit encryption
    • Can back up an unlimited number of devices
    • Provides NAS and server backup
    • Retains deleted files
    • Offers 24-hour support every day of the week
    • Provides room for scaling
    • Remote access through its mobile application
    Cons
    • It does not provide unlimited backup.

    4. CrashPlan
    CrashPlan is specifically designed for small and medium enterprises. It works as a backup and recovery software. It backups data continuously from your computer to the cloud. It provides unlimited storage with advanced security, privacy and around the clock customer support.

    It has fast backup and restoration speeds. You also get the advantage of scheduling your backups. The software maximizes backup when your computer is idle; this can slow down production time. Scheduling the process enables backups to be conducted when the computer is not in use.

    The software doubles as a restoration application because it permits backing up data in the cloud and on the computer. It provides customizable versioning where different versions of the files are saved. The software comes as a desktop application and web dashboard. Both variants perform all functions. In case you do not want the desktop application, you can choose the web dashboard.

    Pros
    • Provides hybrid backup
    • User profiles can be created in bulk by importing a TXT file with user information
    • Saves on bandwidth by using a block-level algorithm that limits the backup to the updated portion of files
    • It has fast data transfer speeds
    Cons
    • Unlimited storage does not cover different devices. You have to pay for the software to backup additional devices.
    • It does not provide manual data backup control.
    • CrashPlan has no courier services for restoring massive data during the initial backup.

    5. UZIO
    UZIO is a SaaS-based software that offers human resource management, payroll, and benefits management services. It is perfect for small businesses transitioning from a paper-based system. UZIO provides an online platform for human resource operations. Through this platform, services are streamlined. The small business software automates the functions between the human resource and employees, increasing production time between the two entities.
    It excellently provides accurate employee payment and tax fillings. Payment processes are integrated with the human resource and benefits data, and precise quotes for workers’ compensation are also offered through the software.
    It provides a benefits payment platform covering health, dental, and vision insurance plans, life accidents and disability policies, and commuter benefits. Employees are automatically connected with their insurer through the software ones they choose their policy provider.

    Pros
    • Easy to use interface
    • Provides reports for employee benefits to ensure benefit election matches provider billing statements.
    • Reasonable control over client portals
    • Support is proactive
    Cons
    • Customer support is limited to business hours
    • Limited customization options

    6. Wave Payroll
    The wave payroll software perfect for small businesses. The monthly costs range from $20 to $35 and $4 charge for every employee, making it very affordable. The cloud-based service manages income and outgoing finances.
    It integrates with Wave’s free accounting, reporting, invoicing and receipt capture application. Wave is a simple software that works just as well or even better than other payroll softwares. The platform enables you to review, edit and approve payroll runs. It also allows you to schedule your payment schedule. The software’s employee portal gives access to payroll data, reimbursement, tax forms, vacation time, and paystubs.
    Wave offers tax administration services in a limited number of states. The taxation services are currently present in California, New York, Texas, Florida, Illinois and Washington. The software makes automatic payments and files employee state and federal taxes.

    Pros
    • Wave is affordable and offers additional features which increase its value
    • It is easy to use yet provides most features available in similar payroll softwares.
    Cons
    • Tax administration is limited to specific states. Outside these states you’ll have to compute and input tax information.
    • Wave does not provide check signing or stuffing services.
    • It does not offer pay cards

    7. Carbonite
    Carbonite is a backup cloud database that is simple and secure. For small business software, it is sufficient in proffering excellent security, privacy and consumer services. The cloud-based software has a straightforward process of backing up files. The software service offers hybrid backup and data recovery for small businesses and single users.
    It also provides metal backup and restore services. Metal backup stores everything from files and folders to the operating system. The service’s payment packages enable users to choose which backup services they want. You can choose what you want the software to back up once it is installed on your desktop. Deleted files in the cloud storage can be retrieved within a 30-day window.

    Carbonite has variations between Windows and iOS clients. For instance, versioning is only available in Windows. Similarly, having the software on your desktop enables you to perform some functions with ease. For example, taking files from the disk to the cloud is straightforward with the desktop application. However, it takes several minutes for the same function with the application on the web dashboard.

    The restoring process is straightforward with Carbonite because it downloads and stores the needed data in one folder. Security varies depending on the package. Personal pay plans have low-level security: AES 128-bit encryption. However, business payment plans enjoy AES 256-bit encryption. On the downside, Carbonite does not have a copy of the key to this encryption. Therefore, if you forget your passcode, your data will remain encrypted for all eternity.

    Pros
    • It has no storage limits
    • Easy to use interface
    • Has two-factor authentication
    Cons
    • The software has very slow updating and retrieval speeds.
    • It does not provide users with control options over the backup process.
    • Limits the number of devices that can be backed up
    • It has no mobile application.
    • Carbonite’s online interface provides only basic functioning.


  • Companies that are Hiring Remote Workers Now!

    Companies that are Hiring Remote Workers Now!

    Remote working is a new normal in our society today. Many companies are finding that it is very beneficial to them to have employees work from home. Not only does it help them find better quality talent for their companies, but also can help save on costly office space. Many prospective employees like the idea of working remotely as well. When you no longer have to commute for your job, advantages like saving money on child or pet care can become a reality. Greater flexibility also means greater responsibility for employees, but for the most part, remote work is a win-win for employers and employees.

    If you’re currently seeking employment, finding the right work from home opportunity can take a little time and research. Determining which companies and positions offer the best work at home opportunity for you can prove to be a challenging task. Many companies are increasing remote positions, but it can still be difficult to find the right role for you.  In this article we will spend some time looking at the best companies to work for remotely and what positions they have open right now.

    Companies Hiring Remote Workers Right Now:

    Robert Half International

    Robert Half International is a global staffing firm. They have operations in more than 400 locations worldwide, making it easy for you to find a lot of open positions that will suit your needs and even your preferred locations. They frequently have many positions open for remote workers, but some of the current positions include Director of National Lending and Trade Compliance Analyst.

    UnitedHealth Group

    If you are looking for a job in the health insurance industry, this is one of the best companies to use. They have some of the best customer service and fantastic benefits packages to all of their workers. Currently, they have headquarters in Minneapolis, Minnesota, and provide services and benefits to more than 139 million people worldwide. Right now the open remote positions that they offer include Senior IT Project Manager and Security Architect.

    Boldly

    Next on our list is Boldly. This is a subscription staffing company, which is a little bit different. But it allows them to work with a whole crew of remote team members throughout Europe and North America. This gives you some freedom to move around based on the position you would like. Within this company, you will provide your clients with the marketers, project managers, support personnel, and executive assistants that they need. The positions they have open right now include Project Manager and Executive Assistant. However, this company often opens up other remote working positions to help you get started so you should check back often.

    Yelp

    Yelp was originally founded in 2004 and focuses on helping consumers find all the local businesses that they need through crowdsourced reviews and some paid advertising services. Many consumers choose to work with this company with their online searchers, looking through reviews to see which companies are the best in the area. Yelp has gathered more than 108 million reviews from consumers all around the world. The current remote work at home jobs they have right now includes the Learning Operations Specialist.

    Amazon

    Even Amazon has some remote positions and these frequently change based on the operations and where they open up new facilities. This company made over $280 billion in 2019 and is projected to grow so always check back with them to see whether something opens up or not. Some of the current remote positions available with Amazon include Senior Instructional designer and Worker’s Compensation Manager.

    Fastly

    This is a fun company you can choose to work with. It is an internet company that provides a cloud platform along with providing clients with improved application and web performance. Many clients who work with this company enjoy high-quality video and cloud security. Some of the positions that are available include Staff Software Engineer-Release Systems and Engineering Manager-Data Reliability.

    Ultimate Software

    This is a great company that specializes in something known as human capital management or HCM. This allows them to deliver and develop an HCM solution that is cloud-based, known as UltiPro. This cloud service will allow all of the workers for a company to come together across multiple platforms. The current positions available through Ultimate Software includes Financial Analyst and System Consultant, Specialist.

    HubSpot

    HubSpot is a good place to move to if you want to work on strategy, sales, and marketing. This is one of the leaders in the industry for this. One of the things you will enjoy the most about this company is that it has been recognized for its workplace culture and how great it treats its employees. Some of the open positions available for remote work right now include Project Manager and Senior UX Designer.

    Philips

    If you are looking to get into the world of electronics, or this is part of your specialty right now, then Philips is the right place for you to go. This is a company found in more than one country and is one of the biggest electronic companies in the world. They spend most of their time and resources on health technology, though they may focus on a few other areas at times as well. Some of the open remote positions available through this company include Service Operations Project Manager and Senior Regulatory Affairs Engineer.

    Shopify

    Next on the list is Shopify. This is an eCommerce company, which can provide a lot of opportunities for you as you work to grow in your field. It works to provide a cloud-based commerce platform so that small and middle-sized companies can design and organize their stores without the high overhead that would happen if they did this on their own. A remote position that is available in this company is the Capital Operations Specialist.

    Purdue University Global

    If you are looking to get into some teaching or tutoring, Purdue University Global has a few great positions open. This is an educational facility that offers personalized and affordable education to students online, specifically working to provide a good education to working adults who want to further their skills around their regular jobs. All of the programs are online and the classrooms are interactive. Some open remote positions you can consider while working here include Academic Center Tutor – Math and Adjunct Faculty – Nursing.

    BELAY

    This is a virtual solutions company that strives to provide its clients with bookkeepers, webmasters, and administrative assistance as needed. It is one of the best and most recognized national leaders in nonprofit and church bookkeeping solutions so this is a good place to look if you would like a career on this path. An open position available here includes Executive Assistant. They also frequently have virtual assistant positions so check back often.

    Working Solutions

    The final option on our list comes from Working Solutions. This is a company that provides on-demand remote customer service and sales agents to companies when necessary. Some of these contracts are long-term and you may work for the same company for a long time, and others are short-term. The company serves a lot of industries so there is always something new to do. Some of the open positions available include Senior Living Customer Care and Bilingual Sales and Customer Service Representative.

    Tips to Get a Remote Position

    Some of the tips that you can follow to help you get any remote position you want to include:

    • Think about what type of job you want. You may choose to work in the same kind of position you already have or something completely new. Think about what type of career you want and then begin your search.
    • Figure out whether you have the motivation to get it done. It takes a lot of motivation and self-discipline to work in a remote position. Make sure you are prepared for that before started.
    • Tailor your resume to get the job. This is especially important if you have not worked in the field you are applying to. Make your resume and cover letter stand out from the crowd to increase your chances of getting the job.
    • Have the right skills. If you don’t have the skills already, now is the perfect time to learn something new and add those to your resume.
    • Get prepared for the interview. You will still need to complete the interview to get the position. Be professional and on time to increase your chances and show you are prepared for this job.
    • Negotiate the salary and get started. Even if you are working from home, you can still negotiate the salary and the compensation package that you will get in this position.

    Free Training Programs to Help You Prepare

    The more you can prepare yourself for working remotely, the more likely it is you will get the job. Remote positions are a little bit different than going in for a regular job. And many times making that shift is the most challenging part. Learning how to market and brand yourself so you stand out against all the other applicants (and there will be many applicants for any good remote position), can make life easier.

    A few of the different training programs you can use to help prepare for remote work include:

    1.Finding a Remote Job: This comes from LinkedIn Learning and is a course that will help you prepare for finding a remote position. It also covers how to get a remote job so you are prepared. If needed, you can use this to learn how to craft your resume, avoid scams, negotiate the right salary, how to complete an interview remotely, and how to create a productive workspace.

    2. LinkedIn Profile Awesomeness: While this one is all about LinkedIn, it comes to us form Skillshare. This is a great course to use to identify ways to improve your online presence, making it easier for a potential employer to find you. It is great to learn how to make the right connections online, how to build the perfect LinkedIn profile, and how to work on y our resume.

    3. Successful Remote Working Skills and Practices: This is a course from Udemy that will help you understand all the practices and skills that are necessary to find the right remote position for you.

    4. Work Smarter, Not Harder: This is a course found on Coursera that will give you all of the tools and the techniques you need to set goals, make schedules, and manage your time more efficiently. While this may not help you get a remote position, it will ensure that once you have that position, you can manage your time wisely to get everything done during the day.

    These are just general courses that will help you prepare, land, and handle a remote position. If you are going into a specific career choice, such as accounting, writing, bookkeeping, or something else, you will need to look for courses that specifically help you get the right skills.

    Finding a remote position is an important way to gain more control and freedom in your position. This is quickly becoming an option that a lot of employees and employers want to use because of the mutual benefit. When you are ready to find the perfect remote position for your needs, make sure to check out the list of companies that already offer these positions and then follow our great tips to make sure you get the position of your dreams.


  • Gift Guide for Kids!

    Gift Guide for Kids!

    The holiday season is already upon us and before long, it will be time to hand out presents and spend time with family and friends. While everyone has their own favorite thing to enjoy around Christmas and their traditions, one thing that many parents and grandparents enjoy is seeing the joy and excitement on tiny little faces as they open specially picked out presents.

    For many parents and grandparents, picking out the right presents is half of the fun. But finding the right toy for that little boy or little girl on your list is sometimes easier said than done. If you are still scratching your head and looking for the best present for the child in your life, then check out some of the hottest toy trends for Christmas 2020 below!

    1.Itty Bitty Pretty’s Tea Party Teacup Dolls Playset

    When you are shopping for the little girl on your list, nothing is better than dolls, playing, and a tea party! And this little toy will provide all of those and more. In each toy, there are two Itty Bitty Pretty dolls along with all the supplies needed to create the best tea party ever for the whole family. There are also 25 surprises found inside, allowing any little girl the fun and excitement of unwrapping and seeing what comes next. Everything about this toy will spark delight and fun for the little girl in your life. From sparkling stickers to unicorns, dolls, and a fun tea party that you can enjoy all the time, this is the perfect gift to help spark the imagination of that special little girl.

    Price: $30

    Other Similar Products

    2.Monster Jam, Official Mega Grave Digger All-Terrain Remote Control Monster Truck with Lights

    Shopping for a little boy is sometimes tough. They aren’t into the dolls and frilly things like girls are, but you want to find them something fun and unique. This Monster Jam monster truck is one of the perfect options to add to your list. This is a big monster truck, coming in at over 2-feet long. It is faster, larger, and more powerful compared to the other options by this brand and any little boy can use the dual joystick controller from up to 250 feet away to control the monster truck and play their way.

    There is so much that you can do with this truck. You can overcome any obstacle on and off the road, even with a lightweight design and huge tires that make it easier to use. Instead of purchasing a small monster truck that takes all the fun out and gets broken in no time, consider this Monster Jam Monster Truck and see that little boys’ eyes light up. Just don’t forget the batteries!

    Price: $88

    Other Similar Products

    3.Disney Frozen Elsa Fashion Doll and Nokk Figure

    Honestly, anything to do with Frozen or Frozen 2 will probably be a big hit with any little girl from your family. This one will bring out the imagination of your little girl, providing Elsa in her magical ice dress from the end of the second movie, and Nokk, the mystical horse who helps her win the day.

    Get ready to see her run around with Elsa and Nokk, exploring the world of Arendelle, singing some of her favorite songs from both Frozen movies, and having a ball.

    Price: $20.69

    Other Similar Products

    4.Fisher-Price Laugh and Learn Grow-the-Fun Garden to Kitchen

    If you are looking for a great present for the toddler in your life, this Laugh and Learn option from Fisher-Price is the perfect option for you. This is a playset with two sides, one being a garden and the other being a kitchen, which comes with learning content, music, colorful lights, and more than 30 pieces to play with. This toy also changes as your baby grows, allowing them to learn manners, how to follow directions, eat healthily, shapes, colors, numbers, and letters all while having a lot of fun.

    When your toddler plays with the garden, they can gather eggs, stir the honey, sort the vegetables and fruits, and plant flowers. In the kitchen, they get to prepare their meals and mix smoothies in a blender! There is so much fun in store with this toy and your child can enjoy it for many years to come, learning while playing.

    Price: $64

    Other Similar Products

    5.NERF Ultra One Motorized Blaster

    Another great option for the boy in your family is the NERF Ultra Blaster. There are many great options from the NERF Family, but this one is considered the gold standard when it comes to dart blasting. These darts have a speed, accuracy, and distance that are not found with any of the other NERF guns you may have used in the past. For example, these can go up to 120 feet if nothing gets in the way.

    Whether you have one boy in the family who would like to see the power and speed of these darts and can have fun “hunting” and exploring in the backyard, or you want to get one for all the boys in your family and start a NERF war, this is one of the best options out there. It comes with 25 NERF Ultra darts and it is easy to find more when needed. A simple option that will provide lots of fun!

    Price: $50

    Other Similar Products

    6.Fingerlings: Untamed T-Rex

    While this specific one is designed for little boys, there are some unicorn and pink options that make it a perfect toy for girls as well. This toy can fit on the fingers of your child but is sturdy enough to play around no matter where you go. It is designed to react to touch, motion, and sound and your child can even train the little dinosaur to make it behave. It also makes a lot of different sounds including chomping jaws, wild roars, and more while gripping onto the finger.

    When the child receives this toy, they can bring them to life and then start training them. They even react and work with one another, making it easy to train your Army using the new untamed battle arena app. Whether you have one or many of these, Fingerlings are a lot of fun to play with

    Price: $26.45

    Other Similar Products

    7.L.O.L. Surprise Bigger Surprise

    L.O.L. Surprise is one of the hottest new trends with these dolls. This box allows so many surprises that it may take days to get through. There are more than 60 never before seen surprises inside this package with exclusive accessories and dolls. If you want to make sure the little girl in your life doesn’t get something they already have, then this is the right option to work.

    In addition to opening up all of the different parts that are inside, little girls can play around and having fun. They can give their dolls many different hairstyles and looks along the way while taking everything along inside the convenient carrying case whenever they need it. With all the surprises inside, this is sure to be a gift that is a hit. There are many other L.O.L. toys on the market as well so this is the perfect gift to add to their collection if the child is already a big fan.

    Price: $89

    Other Similar Products

    8.Vtech KidiZoom Creator Cam HD Video Kids’ Digital Camera with Green Screen

    This is a great HD camera for any child who wants to learn how to create their videos. It comes with a built-in microphone and many different special effects. Your child can also swap in more than 20 animated backgrounds including becoming invisible, getting chased by a T-Rex, and visiting outers space. This can help enhance the video and photography skills of your child, giving them something fun to do with their creativity.

    This camera has everything that your child will need to make some cool pictures and videos that they want. It is designed to work for children between ages 5 to 10 and has a lot of additional features that make it even more fun. For example, it has a selfie stick, a green screen, and lots of special effects that make it perfect no matter what time of year you decide to give this as a gift.

    Price: $49.44

    Other Similar Products

    9.LEGO Classic

    There is nothing better for Christmas than some great LEGO’s to get the imagination going and helping you to build something new. There are options available for boys and girls, including the classic LEGOs that require the child to build whatever they want, and some sets with instructions to help the child learn how to follow directions. Both are perfect gifts for your child to enjoy this holiday season.

    No matter the hobby or interest of the child, you are certain to find a Lego option that works for them. Consider things like Star Wars, Harry Potter, Airplanes, Dinosaurs, Princess Castles, and more. LEGO has become a household name and has taken their class blocks to the next level with building sets that work for everyone. Or keep it simple with a classic set that gives the child a chance to use their imagination and build whatever they want.

    Price: $17.59 for a 300-piece classic set

    Other Similar Products

    10.The Gotrax GXL V2 Commuting Electric Scooter

    If you are looking for a gift for an older child on your list, then the Gotrax Scooter is the best option out there. This electric scooter provides all the additional features you would need, including cruise control, a handbrake, and the ability to carry 220 pounds while going 15.5 miles per hour.

    This powerful scooter can go up to 12 miles and only takes 4 hours to recharge. This makes it the perfect option for riding around town or hanging out with friends. The frame will also fold down and lock easily, making it a good option to take out and about as well. Your child can go along with their friends or ride back and forth up the street enjoying this fun electrical scooter.

    Price: $248

    Other Similar Products

    Summary

    With the holiday season just around the corner, it is time to start looking for the perfect gift for the child in your life. There are so many toy options on the market and choosing the one that will be best for your child can seem like an uphill battle.

    When looking for some of the hottest trends in toys this holiday season, look no further than this list. Whether you have a boy or a girl, someone who likes to make believe, who wants to be out on the go, there is the perfect Christmas gift available!


  • Cyber Security at Home: How to Stay Protected

    Cyber Security at Home: How to Stay Protected

    The most essential transactions these days happen over the internet. However, even though the increasingly connected world makes work easier, we expose most of our personal information to hackers. Hackers have several ways of stealing essential information that is put to misuse. This article has detailed several new tricks that hackers can use to steal your data and the best practices to promote more robust security.

    Latest tricks hackers use today and how to stay safe

    Phishing

    This is a fake email that hackers create that looks legitimate. The primary goal of using email phishing is to steal confidential information such as bank account details and passwords. The email may appear to have originated from the company you work for or your bank. The email tries to create panic or urgency by tricking users into providing their personal information. For instance, you may receive an email from your bank claiming that your ATM is disabled, and you have to confirm your card number for re-activation. Most users fall for the email, which malicious hackers send to have your data.

    How to protect your data

    When you receive a fake email, look for grammatical errors in email addresses or domain names. Hackers also use email addresses that resemble well-known organizations but slightly are altered.

    Also, check if the email has a link. If one is present, hover your mouse on the link and check if the URL matches the link provided in the email.

    Hackers use threats such as your account has been blocked or your security is compromised. Avoid such tricks.

    Malware

    Hackers write this malicious software intending to compromise your home computer cybersecurity to access confidential information. The software can perform functions that include deleting or stealing vital data, tracking the victim’s activities secretly, and modifying the system’s core functionalities. Some factors that lead to malware installation in your system, include running a pirated or older version of an operating system, installing pirated software or clicking on unknown links.

    Some of these malware software’s include:

    • A virus that can infect your software and disable system functionality
    • Trojans that create backdoors in your home computer cybersecurity for hackers to monitor your activities
    • Spyware that hackers design to spy on a user and track everything they do online including your surfing habits, passwords, and credit card numbers.

    How to maintain safety

    • Install legitimate antivirus software.
    • Avoid clicking on fake antivirus pop-ups generated from websites.
    • Avoid downloading fake software
    • Update your operating systems often
    • Avoid downloading pirated software or apps since they may contain malware

    Insecure networks

    Connecting your devices and systems to insecure networks creates an excellent opportunity for hackers to access your files and monitor your online activities. With that, a hacker can steal your bank account password and your social accounts or even inject malware on your trusted sites. With the wide range of programs available on the internet, a hacker can get close to your residence and gain access to your accounting data, passwords, usernames, and critical files. If such in-depth knowledge gets into the wrong hands, it can cause damaging consequences to your business.

    Connecting to free Wi-Fi at the airport or coffee shop is dangerous, especially when carrying out essential activities online, like having private conversations, banking, or browsing your email. The networks are not protected and can give hackers an opportunity in the same region to snoop on you.

    How to protect your data

    Do not connect to open, untrustworthy Wi-Fi networks. Free Wi-Fi may not be safe. When in a hotel or bar with Wi-Fi, do not connect randomly to any open network. Ask the staff which Wi-Fi is safe to connect to. That can minimize the chances of your accounts being hacked.

    Also, avoid accessing any vital information while connected or performing bank transactions. Use strong encryption like WPA2 on your home Wi-Fi router instead of WEP security or Open.

    Physical security threats

    This is threat involves people accessing your devices, such as mobile devices, laptops, and hard drives physically.

    People underestimate physical security threats in favor of technical threats like malware and email phishing. However, physical security threats occur when one can physically gain access to vital information, such as information collected from stolen devices.

    These physical breaches can take place at your home or workplace. For instance, one could access an unattended system that is not protected by a password or get access to your confidential files.

    How to stay safe

    • Use encrypted USBs and computer hard drives when storing confidential information. Avoid writing your passwords on a notepad or post-it.
    • Also, protect your system with a strong password. Avoid leaving your pc or phone unlocked. Ensure that you have proper backup and enable remote wipe services in case you lose your phone.

    Smishing

    This is where a hacker tries to trick you into providing them with your data via either an SMS message or a phone call. This technique is becoming more common and is a growing threat to online security.

    Smishing utilizes elements of social engineering to have you submit your vital data. The hacker earns the user’s trust and gets access to their personal information. The data can be anything from details of your bank account, OTPs, or online password to gain access your accounts. An attacker can use the information for various attacks. Sometimes the SMS messages come with short links with tempting offers and deals. When you click the link, the malware gets installed on your device.

    How to protect your data

    • Avoid sharing your personal information over an SMS or phone call
    • Before clicking links in a message, make sure you verify its identity. If you get a message claiming it is from a person you know and requests for critical data, contact the person using the phone number in your contacts and verify that they have requested the data.

    Malicious mobile apps

    Most people believe that every app available on the Apple Store or Google Playstore is legitimate. However, not every app on these stores is safe. Some apps contain some malicious codes that can jeopardize your privacy.

    A malicious app may have a code snippet that installs on your mobile phone or tablet. The app may also request permissions that may be valuable to hackers in getting your vital information, including your text messages, media, and contacts.

    It is essential to be smart before accepting permissions such as:

    • Accounts access
    • SMS permission
    • Microphone access
    • Contacts
    • Device admin permission

    How to protect your data

    • Before downloading an app from Google Playstore or Apple store, first, check the permissions.
    • Check the app’s reviews and ratings
    • Avoid downloading applications from unknown sources
    • Do not download cracked or pirated apps

    Top 10 vulnerabilities of using the same password

    Password reuse is among serious cybersecurity concerns. Users and administrators can use several ways to increase their password security, but they are often not adopted. Below is how you can ensure vital information in your web application is not compromised because of password reuse.

    The danger of password reuse

    Even with the most secure password, using it on several applications and websites can make it insecure. With the increasing global data breaches, there is a high chance that your password is stored in some applications or sites. Fortunately, some sites do not store passwords in plain text, meaning that the hacker only compromises the password hash in case of a data breach. In that case, a hacker only requires less time to get the password.

    Password manager security

    Most users resort to password managers to deal with password reuse. Most of the password managers are easy to use and cross-platform. That means that one can store their password database in the cloud and access it via a web interface from your mobile phone or PC. Password managers deal with password reuse and can generate unique passwords. However, such passwords can be challenging to remember.

    Length or complexity

    The most common password policy that administrators enforce in web applications, among other systems, is the length and complexity policy. However, the policy is weak.

    A few websites can check how long it can take a hacker to crack their password using a brute-force attack. For instance, if you feed an 8-character password with special characters, upper and lowercase, as well as numbers into the website, it can determine how long it can take to break the password. The sites can guide you on how to increase the complexity of your password.

    Is length enough?

    If the brute-force method is the only password cracking process, password length would be the best way to outdo attacks. However, dictionary attacks can decrypt passwords with commonly used words. A password with similar letters would be a hard nut to crack. If you use fake words that are easy to memorize, you can avoid the dictionary attacks.

    A false sense of security

    Force users to change their passwords regularly to increase your password security. Web applications and other systems use this common mechanism. Such mechanisms store hashes of old passwords, limiting the user to reuse their previous passwords.

    However, this policy introduces a false sense of security since most people only one character at the end, and they keep replacing it after every few months. Therefore, it is better not to implement this mechanism in your web application since it does not prevent dictionary attacks.

    Clear text passwords

    They are passwords stored in configuration files in exact text or passwords that remain visible even after the end-user types them. They are vulnerable to password hacking, be it as configuration files or inputs.

    The passwords pose a threat to password security since they expose the user’s credentials and allow attackers to act as legitimate users to access the accounts.

    Multi-factor Authentication

    Nowadays, the most robust defense against password attacks is the (MFA) multi-factor authentication. The mechanism is also part of most compliance requirements of DSS, PCI among others.

    The common (MFA) method is the one that the web application sends a one-time code SMS to the user’s mobile number. However, hackers compromise such mechanisms using SIM-swap attacks. They trick the mobile operator into providing a duplicate SIM card of the user and use it to get the SMS with a one-time code.

    To avoid that, use one-time-password (OTP) solutions like FreeOTP or Google Authenticator. Mobile apps send a push notification to your phone or send a one-time code generated by the app.

    Password recovery systems

    Applications with systems that allow users to reset or recover their password can also offer hackers the opportunity to access your vital information. The remember, a forgotten password mechanism is a possible way of authenticating a user, but it must be strong.

    Hackers can act as users and attempt to access users’ accounts by trying resetting the password. Applications that depend on security questions like a pet’s name or birthday are insignificant for authentication since attackers can access vital information for users in social networking accounts.

    Hardware tokens

    It is the ultimate security option for MFA. They are now becoming popular, especially the hardware keys. The idea has been in existence for several years and was used by certain software designers to combat piracy. Besides, there are keys one can use for mobile phones and computers. They can use either a wireless one or a physical interface.

    The hardware security mechanisms are now part of regular computing machines like laptops and desktops. Computers have hardware modules that offer encryption technologies. Operating systems like Windows 10 is compatible with the FIDO2 standard. That means that any device with Windows 10 and the hardware module can function as a hardware key. Nowadays, phones come with facial recognition or fingerprint scanners. With all these features and password combinations, one is sure of extra security.

    All passwords matter

    Most web application developers think that when an unprivileged user experiences a password breach, it will not endanger the web application. However, that is not the case. For instance, if a hacker uses SQL injection to a list of password hashes and hacks a user’s password, they can use it to gain access to privileged accounts in the system. The hacker can also get a user’s password via email phishing, social engineering, or malware, which is beyond a web application developer.

    Therefore, the application developer should make sure that users are using secure passwords at all times. You can test for weak passwords or use a password security mechanism in your application.