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  • Need Extra Cash for the Holidays? How About Starting A ‘Side Hustle’

    Need Extra Cash for the Holidays? How About Starting A ‘Side Hustle’

    These days everyone could use a bit more money. Like many Americans, if you find yourself at home and looking for new ways to earn income, you might consider starting up a Side Hustle. If you are employed, underemployed or unemployed, many people find that their salary is not enough to afford the ideal lifestyle they seek.

    If you fall under the category where you are left with little or no money to save, you should try a side hustle. You might have thought of it but the question you could have been asking yourself is what kind of a side hustle is most suitable? Below, we discuss various work from home opportunities. If you are there and you have never heard about a side hustle, we do not want to leave you behind. Let’s start by answering the question of what is a side hustle so that we can move on together.

    A side hustle or part-time job is a way of making money outside your normal job. This kind of job gives you an opportunity to earn extra cash, with which you can freely buy items you want, follow your passion, and reduce your financial concerns. Generally, you begin a side hustle with an aim of earning a couple of extra thousand or hundred dollars per month. With such money, you will be able to do a lot and even make some savings that you can use to make investments. Without taking much time, let’s dive into some of the great ideas that can make you earn more money by working in the comfort of your home.

    Money-Saving Browser Plug-ins

    Although this is not direct work from home opportunity, you can use it to earn some money, which you can save or use to do other things. What you need to do is to install a money-saving browser plug-in of your choice. This kind of browser will help you to find reduced prices on the items you purchase online daily. This will add some breathing space to your budget. Right? It is related to earning some extra money.

    Bank Account Promotions

    These kinds of promotions are available in all sizes and shapes. What does this mean? You can find different bank promotions that offer bonus money for instance when you open an account. All you need to do is to get online and search a list of the most amazing bank account promotions for individuals with new accounts. You can find yourself earning some cash just by opening a bank account and completing all the activities that require you to qualify.

    Selling Your Insights through Blogging

    Could you be among the people that view blogs as venues where bored individuals share what they think about anything? Ok maybe you don’t view it this way but all the same, you may have never have thought that you can make extra money through blogging. But how? This is it. Your journey as a blogger starts with an idea. You need to have a unique idea. What if your idea is not unique? Let this one not worry you because you can take an existing idea. However, ensure that the idea is more compelling and sharper than those of your competitors.

    After getting an idea, get to know it from formal training or personal experience such that you will not experience any difficulties as you write about it. You may find it quite challenging when starting but you just need to give it time and you will find that you have tightened your writing process and you are able to produce wonderful content within a very short time.

    The next stage is selecting and purchasing a web domain, you then have to host and design your site after which you can plan your content. This seems to be a lot of work and you may think of taking shortcuts. As the saying goes short cuts are always the wrong ways, avoid them at all cost. By following this work to the letter, you will be laying a solid foundation that you will look and smile about in days to come. After creating a quality site and building a following, you will earn money in different ways and you will come to enjoy it.

    Sell your opinions through focus groups and online surveys

    Have you ever imagined that your opinions may earn you money? They are of more value than you might have ever imagined. Several companies pay a good amount of money to get to know more about the preferences and motivations of their target audience.

    Online Surveys

    You can undertake online surveys at your home any time you feel like be it over dinner or lunch hours, working hours, during your free time, or the wee hours of sleepless nights.

    Although you are expected to give honest and sensible answers, you need not devote all your attention to these surveys. It is up to you. Just devote the time you are comfortable with the survey. An individual survey can take between a few minutes to twenty or thirty minutes to complete. You can handle the number of questions that you are comfortable with.

    The amount of money you earn is based on the kind of surveys you complete. Note that you can earn like $10 per hour if you sign up with several survey companies and complete the tasks allotted to you diligently. Even with less than ten dollars per hour, the amount is better than none.

    Online Focus Groups

    These types of groups are almost similar to online surveys and in some instances, they are administered by the same firms. Note that online focus groups need more time and concentration as compared to other online surveys. Configurations also differ but you have to join a panel and engage on particular issues per month or week. Online focus groups are also more selective as compared to online surveys. You may not qualify if you fail to meet certain income or demographic criteria. If you make efforts you can earn more than 500 hundred dollars per month in-kind awards or cash.

    Sell your expertise through Virtual tutoring

    This is a more personalized manner of earning extra cash. All you need to do is to share whatever you have expertise in. Dissimilar to online classes or courses, which can be accessed by a large number of people who are paying for it a time, a tutoring session is normally a one-on-one affair. Nevertheless, you have the freedom to tutor as many students as can be allowed by your schedule.

    Note that success in online tutoring does not just come. You have to earn it by doing the following things:

    • Sticking to the subjects that you are very much familiar with and avoiding those you do not know much about.
    • Using a highly visible and reputable venue.
    • Structuring your sessions sensibly.
    • Pricing your services in accordance with the market price.
    • Following scheduling most appropriate practices
    • Finally, you need to be enthusiastic when promoting yourself. You could not be good in promoting yourself because enthusiastic promotions are not for all people. You need not worry because you can select a platform that can do the promotion on your behalf. You can search for such a platform by searching for the best tutoring platforms online.

    Online tutoring platforms pay tutors depending on the kind of subjects you have selected. For example, if you are a computer science tutor you can earn more money than the amount of money earned by an English tutor. Most platforms also pay tutors on an hourly basis. Are you a teacher? Don’t remain at home doing nothing, especially during the weekends or holidays. With tutoring, you can earn a good amount of extra cash.

    However, prior to signing up, you need to ensure that your computer also has the requirements of your preferred platform. You will require a realistically fast processor as well as video-chatting capabilities that are real-time. Most platforms also require their employees to have a TEFL certification to be hired to work with them.

    Sell Your Unwanted items

    Have you ever thought that you can earn some extra cash by selling the items that you no longer want? This comes with more benefits because you will not only be getting some cash but you will also be clearing your space. Look at it this way; when you sell unwanted items you will not only be earning some cash but also downsizing and decluttering your life. Although this will not help you earn money throughout, you can use it when you want to clear out your space at least once in a while. Could be you have looked around and wondered what to sell. Here is a list of things that you can earn money from:

    • Old kids’ outfit
    • Sporting goods that you are not using anymore
    • Toys
    • Electronics
    • Wardrobe accessories that are out of fashion
    • Valuable but non-sentimental keepsakes like jewelry, watches, outdoor equipment, dusty tools and even a motorcycle or used vehicle.

    You have looked and said yes I have some items that I can sell but where? There are several methods and places to sell your unwanted items.

    Let’s start with digital options.

    Here are some of the digital platforms you can consider depending on the sales model of your choice and the amount of effort you’re willing to give.

    • Amazon: Note that you can become a professional seller in Amazon if you are planning to be selling at least forty items per month here. All you need to do is to pay a referral fee and a subscription fee and you will sell your items at the comfort of your home.
    • EBay : this is among the most popular sites worldwide. This means that when you post the items you are selling here, most people will view them. All you need to do to beat your way through the other items is to list high quality images and clear description. You will pay a commission on the items you sell.
    • Resale (Trade-in) Marketplaces: there are various places where you can sell your items, particularly, electronics online. Some sites include Gazelle, SellCell, MaxBack, Verizon, AT&T and BestBuy among other online market places.
      Craigslist: you can also try this. It is cheap but it has several disadvantages like high chances of non-payment and potential safety risks.

    Sell Your Words through Freelance Writing

    This is another way of earning by working from home. Most college students have embraced this as a part-time job. Freelance writing is a side hustle with which you can predict the amount of money to earn daily, weekly, or monthly. The amount of money you earn depends on the number of articles you write and their rating. There are various websites that offer Freelance writing jobs including Fiverr, Upwork, Craigslist, ProBlogger, and TextBroker among others.

    Affiliate Marketing

    This is also a kind of side hustle. However, you need to be a little bit careful with it since you can earn a lot of cash or nothing at all. Note that it is more than finding the appropriate item to sell. You also need to select the appropriate brand to partner with. The amount of money you earn through affiliate marketing depends on the product you are selling and the kind of network you are using.

    Above are just a number of side hustles that you can try at the comfort of your home and earn some extra cash? The list of side hustles is just endless. Here are other side hustles that you can embrace:

    • Starting a drop-shipping business
    • Selling your grammatical skills through freelance editing
    • Offering pet sitting services
    • Remote Accounting
    • Selling of E-books and Audiobooks
    • Retail Arbitrage
    • Selling your passion for issues through political advocacy
    • Selling your search queries
    • Selling your fashion skills
    • Selling your cooking skills and becoming an Instagram influencer among others

    With a side hustle, living the life you have always dream can be attainable. There is no time like the present, and it is never too late to start a new career path towards financial freedom. Good Luck! The opportunities are yours to take!


  • Replace Your Roof Before it is Too Late! Our Tips:

    Replace Your Roof Before it is Too Late! Our Tips:

    One of the most critical places to pay attention to in your home or commercial building has got to be your roof. Roof replacement is not an issue to delay or take lightly.

    As much as installing a new roof may not sound so glamorous, it is arguable as vital as it can be. A failing roof, if ignored, may cause unimaginable damage to your home, from allowing water into the house, damaging the ceiling and walls, an old roof can cost you so much more if not repaired.

    What time of the year is best for a roof replacement?
    Typically, the best time for you to have our roof repaired is when you have adequately prepared for it.
    Climatic conditions may, however, become a factor to consider when planning or the same.
    Below are the different seasons and their affiliation to the roof replacement process.

    i. Spring
    Spring is one of the best times for you to replace your roof.
    As the winter season fades and the outsides begin to become enjoyable as the cold goes away, many homes and commercial building owners begin to plan for their improvement projects.
    One of the reasons why spring is ideal for your roof replacement is the temperatures that range below 45 degrees, making it perfect for Asphalt shingles to adhere to your roof.
    The only disadvantage of fixing your roof during spring is that the weather may become unpredictable with showers interrupting the installations. Your roofer must be well prepared for such an occurrence during this season and prepare for a “plan b.” Proper planning should help you proceed despite the spring showers.

    ii.. Summer
    The period of summer through Fall happens to be one of the busiest for roofing contractors thanks to the weather, which is usually warm enough and consistent.
    As spring rains subside before the summer heat and humidity fully sets in, is the best time to have your roof replaced. The weather allows the roofing process to function seamlessly, so most people book their appointments during this time.

    If not booked early enough, prices are likely to rise as roofing contractors become unavailable. Late summer is not the best for the process due to extreme heat and humidity, which affects not only the workers but also the materials.
    Too much heat may cause the asphalt to melt, become less durable and more prone to damage.

    iii. Fall
    Fall is the best time to have your roof fixed. The weather is stable, calm, and with winter oncoming, most home-owners begin thinking of the damage their homes will have from the snow, sleet, and cold hence one of busiest seasons for roofers.

    There are meager chances of unpredictable showers during Fall with the temperatures ranging between 45-85 degrees Fahrenheit. These conditions are perfect for the roof shingles to set and seal properly.

    The warm temperatures are also perfect working conditions for the roofers as they are not overheated. They can work for longer hours a day, which helps with your project completing on time.

    The downside of choosing Fall to replace your roof is that many people are also booking their appointment then, and it may take time between signing your contract and having the job done.

    The roofers often pay attention to the most needed roof replacement, and yours possibly being pushed towards the beginning of winter, depending on the current condition of your roof.
    It is, therefore, to plan months in anticipation of a delay in case it occurs.

    iv. Winter
    Winter season can be one of the difficult ones for the contractors to complete a successful roof repair installation. The climatic conditions pose a massive challenge for the workers and even for the building material to come together.

    With temperatures dropping below 40 degrees, shingles are likely to get too cold and break during installation. They also require thermal sealing to set, and while this could be a quick process in warm temperatures, it could take a couple of days or weeks during winter.

    However, you can have your roof repaired during winter with the right contractor and proper equipment. There is a decrease in the amount of work during winter, and you are likely to get a good deal.

    Signs that Your Roof Needs Replacing

    • Roof age
    One of the easiest ways to know you need a new roof is to serve you for 20 years old and above. An asphalt shingle roof should last roughly 20- 30 years maximum, and hitting that milestone means you need a replacement.

    • Curling shingles
    Your roof shingles can curl in two ways, cupping, where the shingle ends turn upward or clawing where the shingle edges stay flat, and the middle part begins to curve upwards.
    Both are a sign that your roof is wearing apart and looming problems like leaking around the corner. Depending on the extent of the shingle curls, you should be preparing yourself for a roof replacement soon.

    • Cracked and missing shingles
    If you spot a cracked shingle, it is essential to cross-check whether it is random throughout the whole roof, as this is a clear sign that you need a new roof.
    In the case of a missing shingle, be careful not to replace just the missing one and end up covering up a looming problem. Once you have replaced one or two, it makes sense to replace the whole roof and settle the roof problem ance and for all.

    • Houseplants on roof
    Unwanted houseplants around the compound may not be much bothering, but on the roof should cause alarm. Moss and greenery on the corners of your roof indicate trapped moisture, which may be damaging to your roof.
    Besides using a brush to clear the greenery, it is crucial to access and address the underlying problem and have the whole roof replaced.

    • Interior roof check
    One of the ways to determine whether your roof needs replacement is by performing an interior roof check through your attic.

    Grab a flashlight and head up to your attic to look for any signs of roof damage. Look for dark stains and streaks that indicate water going through your roof. Any signs of your roof rotting from the inside is also a sign that there is leakage.

    Observe also to see if any light streaks are coming through any holes or cracks. Any light coming in also means cold air, snow, and water can penetrate your roof causing damage hence the need to have it replaced.

    • Sagging
    A sagging roof can indicate a structural issue, probably decking in the attic or even the foundation support. It can also be an indication of water damage. Examine the area, and if it feels soft, you know you have a water damage issue.
    It is vital to have the issue addressed soonest possible before it progresses and gets out of hand.

    • Shingle granules
    Granules help to protect the asphalt fro the sun. If you find shingle granules falling off to your gutter, it means the shingle quality is deteriorating and will continue to do so as they are exposed to the sun. Your roof is, therefore, susceptible to roof decay and water damage.

    • Poor Craftsmanship:

    It is effortless for you to spot poor craft on your roof.
    If the shingles are fixed in a shoddy manner, and they seem to fit awkwardly, it is obvious your roof is not in good condition.

    How to spot and fix common causes of a leak

    • Perform an outdoor visual inspection of your roof to find any missing or damaged shingles.
    • Perform an indoor inspection to find any peeling paint on walls or ceiling, moisture marks, grey or brown patches that could indicate your roof ventilation is compromised.
    • Pay attention to your roof flashings as most leaks occur here.
    • Clear your gutters to avoid blockage. Poor gutter drainage could cause water to back up on the shingles and seep up into the interior.

    How to fix common causes of a leak

    • Use a wet applied sealant or spray-on silicone on the area to avoid leaks during a storm as a temporary solution.
    • Apply cement or sealant on the rooftop area surrounding the leak
    • Replace you broken or missing shingles by gently removing the nail on the damaged shingle and placing a new one
    • Clean out clogged gutters to avoid pooling up of water, which eventually results in a leak
    • Clear ice dams from your roof using a rake and an ice melt product as per the manufacturer’s instructions. Meted snow refreezing on your roof can create ice dams that hold ice and whose weight can be damaging.
    • Trim the trees and branches away from your roof to avoid moisture on the roofing structure, which may result in the growth of unwanted plants. Falling branches may also cause fractures on the shingles hence the leaks.

    Tips for choosing the right roofing contractor

    1. Recommendations
    Talk to your friends, neighbors, co-workers, and relatives for contractors’ referrals they have worked together in the past. Target people who have had roof-repairs in the past or in progress to give you a chance to access the work progress or result to determine your decision making.
    Asking for recommendations also helps you learn more about roofing contractors in your area, who are well versant with all building codes in the area and with everything construction in your area.

    2. Designations of manufacturers
    A contractor must pass particular minimum requirements to be certified for operation. Find out if the roofer has any accreditation from the manufacturers as it means they have met the specified requirements.
    The accreditation goes to prove the roofer’s dedication to their craft and acts as an approval stamp.

    3. Better Business Reviews
    It is essential to look up a potential roofing contractor on better business review to see their rating before trusting them with your roof. If a contractor is not listed on BBR, then it is not wise to settle with them.
    You may run unprofessional roofers working from their trucks canvassing the neighborhood looking for jobs hence why you should take your time to do your proper research.

    4. Licensing and Insurance
    A good contractor should insure all their workers and subcontractors to avoid litigation between the contractor and a home-owner in case of an accident. The contractor should be ready and willing to provide a copy of the insurance to you for validation.

    Most of the states also require contractors to be licensed, and if so, they should be willing to provide you with a copy of the same for you to do an online confirmation.
    A license requirement does not stop rogue contractors from practicing. Hence, you need to be vigilant to establish their legitimacy before taking them up.

    5. Request for a Written Estimate
    Many reputable roofing companies will offer you a written estimate of the cost to ensure that you are fully aware and understand the charges even before the work begins. Failure to do so should be a red flag for you.

    6. Get a Guarantee
    Work with a contractor that provides you with a guarantee on the quality. It allows you to have the job revised at no extra cost in case the installation was faulty.
    No guarantee means if the contractor messes your roof and does not repair it or goes out of business, for example, you will have to dig into your pockets again to pay for their poor craft.

    Roof Repair Cost
    The cost of roof repair has many variables, such as the size of the house, location, material, and the kind of repair.
    Roofing materials alone cost between 100$-1000$ per square depending on your choice. Most quotes given by contractors break up into 40% product and 60% labor.
    Therefore, it is essential to be aware of the specifics that later translate to the quote you get. Ensure to settle for a contractor that fits your budget and offers quality service as well.


  • Federal Tax Credits are Available if You Install Solar

    Federal Tax Credits are Available if You Install Solar

    Nowadays, many consumers have turned to solar energy for the sake of the environment and for their wallet.  This renewable energy source has globally proven to be cheaper than power from the grid, saving customers hundreds or thousands of dollars per year on their energy bill.

    Solar energy is known to require little maintenance and according to research, solar energy has the least negative impact on the environment compared to the other sources of energy.  Solar energy also has proven to be more reliable as well, since it can be deployed anywhere.

    Solar panels and solar contracts have an average lifespan of 20 years. To help you make the smartest, long-term decision, we’ve compiled top solar power companies and highlighted their respective benefits. Below, you can compare unique cost savings, equipment monitoring, tax breaks, and contracts that require little to no money down. Whichever company you choose, you’ll experience greater energy savings and the perks of environmentally-friendly living. Read on to learn about the best solar power companies that can help you!

    Best Solar Power Companies

    Sunrun

    Sunrun has been helping homeowners save on energy bills since 2007. This solar provider has often been named as both the best and largest solar company in the United States. Sunrun covers over 17 states in the US including South Carolina, Nevada, California and Colorado. You can also choose from flexible payment options that allow you to put as little as zero down. Sunrun provides for four payment plans; Brightsave monthly (which is a 20-year lease with monthly payments), BrightBuy (where you purchase the solar power in full), BrightAdvantage (which is a solar loan with zero down and is a great way to finance your solar panels) and Brightsave prepaid (where you pay for the entire solar lease in full right from the start).

    The great thing about Sunrun is that, regardless of the plan you choose, you are guaranteed backup storage, workmanship warranty as well as a 10-year roof warranty. With Sunrun you are also able to monitor your solar home’s productivity through a innovative app. If your solar panels generate more power than you use, Sunrun will return credits to you.

    When you decide to use Sunrun, it sends a representative to your home to evaluate your solar eligibility. Within three weeks, the company creates a design for you to approve, and after you give your consent, Sunrun begins applying for permits. Permit wait times depend on your local government. Once permits are approved, installation can begin.

    SolarCity

    Solarcity is a solar power company that is known for having the most affordable solar panel plans while still backing its work with guarantees and strong warranties. This solar company benefits greatly from the research and technology that is provided by Tesla – its sister company. Solarcity has services that are available for government planners, homeowners and businesses in about 21 states all across the United States.

    A lot of solar companies just offer solar panel installation but Solarcity additionally offers clients the ability to go off the grid through its back up power supply which ensures that your premise will always have power regardless of any blackouts. Powerwall – a backup power supply that allows you to always have power regardless of city blackouts. Unlike a portable generator Powerwall allows you to access clean power in emergencies. In addition to its Powerwall, Solarcity also offers a 10-year warranty that covers 10 years of necessary maintenance.

    Tesla recently revealed the new solar roof – a surprisingly affordable set of roof tiles with solar cells. To anyone looking at them from the street they will seem like a normal set of roofing tiles. The solar cells are only visible from above so they can use the sun to power your home. They even come in four different, chic-looking styles to help you match the look of your home. SolarCity is the only solar company that can install the solar roof. If you’re wondering about the dependability of these tiles, rest assured knowing that they are stronger than average roofing tiles.

    Vivint Solar

    Vivint Solar is also one of the best solar power companies. Vivint made its debut as a home security and home automation company in 1999 and has transitioned into a top solar company. Vivint Solar offers four payment plans in addition to warranties and solar panel performance monitoring. This solar contractor can help you save money on your utility bill while decreasing your impact on the environment. With operations in 16 states, it has the third largest coverage in the United States.

    In addition to solar panel installations, Vivint Solar does offer backup battery storage. This company’s solar power warranties include a 25-year performance warranty. The inverter is also covered by a 20-year workmanship warranty. Vivint will fix or pay for any damage it might cause to your property or belongings. This company offers four different payment plans: Solar Purchase, Solar Loan, Solar PPA, and Solar Lease. Regardless of which plan you choose, Vivint Solar will maintain and monitor your solar panels. These plans are also transferrable, should you decide to sell your home. Some of these plans also include product and power output warranties. Should the system fail to function or if it functions inefficiently Vivint Solar will take care of it.

    After you have set up a consultation with Vivint Solar, they will set up a time to meet with you. At this meeting Vivint will go over how solar works where you live and explain the benefits of using solar panels. After that comes an on-site survey, where they will look around your home for about an hour to evaluate your home’s solar eligibility. Designs will be drawn that best accommodate your house.