Tag: credit cards

  • Did Your Credit Card Have a Sign-Up Bonus This Good?

    Did Your Credit Card Have a Sign-Up Bonus This Good?

    Credit card companies are always trying new and crazy things to get people to use their cards. There’s so much competition that the credit card companies need to try to stand out from the crowd! One of the ways they do that is by offering a sign-up bonus with certain cards. Here are the some of the cards with the best sign-up bonus out there right now!

    The Best Cards with a Sign-Up Bonus

    Chase Sapphire Preferred

    The Chase Sapphire Preferred card has a really great bonus when you sign up. If you spend over $4,000 on dining and travel in the first three months of holding the card, you get 50,000 bonus points. To put that number in perspective, it’s about $625 in travel rewards! That’s great for someone who travels a lot for work or just for fun.

    American Express Platinum Card

    The Platinum Card has a reward program that matches the slick-sounding name. For one thing, being a cardholder gives you access to tons of great airport lounges and a $100 credit on TSA Precheck. That means this is a great card for someone who flies a lot!

    Additionally, if you spend $5,000 with the card in the first three months you’re given 60,000 bonus points. If you have good credit and don’t mind the $500 yearly fee, this is a great card to use. It’s a preferred choice of those who fly often!

    Capital One Venture Rewards

    This card offers a ton of miles bonuses for signing up. The first, and most notable, is that you get a 50,000-mile bonus when you spend $3,000 on the card in the first three months. That’s not a hard number to hit, making this a really attractive deal for frequent flyers!

    The other upshots to this card are also miles-based. You get double miles on all purchases, and you even get ten-times miles on certain hotels! That’s a quick way to stock up a ton of mileage! As you might guess, a large number of the best card rewards are for those who fly often.

  • Is Your Card This Good? Best Credit Cards with No Annual Fees

    Is Your Card This Good? Best Credit Cards with No Annual Fees

    It can be hard to build your credit. Credit cards come in so many varieties. How can you figure out which one is the best for you? To help you decide we’ve rounded up a selection of some of the best credit cards with no annual fees. These are some of the best credit cards you’ll find for building credit!

    Best Credit Cards with No Annual Fees

    Discover it Cashback Match Card

    This no-fee cashback card is an interesting one. You get one percent cashback on all purchases, which is standard for cashback. However, each quarter a new category of five percent cashback is in effect. For example, some quarters will have restaurants as a five percent category while others will have gas stations in that slot.

    While the quarterly bonus rewards are nice, the best part is the introductory period. For the first 14 months the card has zero interest! After that it reverts to between 13.49 percent and 24.49 percent APR.

    Citi Simplicity Card

    This straightforward no-fee credit card is great if you just want a simple card for daily use. It offers an 18-month period of zero interest and has no annual fees. To get accepted for the card it’s recommended that you have credit between 690 and 850. Overall, this card is a fantastic deal. On the downside, there are no rewards associated and the rates are somewhat high after the introductory period.

    That said, this card is worth it for the introductory period alone. No annual fees and no interest for 18 months is a hard deal to beat!

    Citi Double Cash Card

    This Citi card has no annual fees and is one of the best cashback cards you can get. It’s recommended you have between 690 and 850 for your credit score to get approved for the card. This card charges zero interest for the first 18 months, which makes it very attractive for new cardholders.

    The card gives you one percent cashback on all purchases. While it doesn’t have rotating cashback categories, you do get the awesome 18 months of no interest. Additionally, there is no limit on the amount of rewards you can receive. After the introductory period, the card reverts to between 14.99 percent to 24.99 percent APR.

  • Best Credit Cards in 2018

    Best Credit Cards in 2018

    From huge sign-up bonuses to generous rewards, there is a lot of factors to consider when you are choosing a credit card. The best credit cards will pay you cash back, offer luxury perks, provide travel rewards, and help you quickly pay off existing balances.

    Our experts analyzed  credit cards to find the best credit card offers  Today, we’re going to take a look at some of the best credit cards for various rewards and purposes. Without further ado, let’s look at the best credit cards in 2018! Explore our top picks and start getting rewarded.

    Best Credit Cards in 2018

    Citi Double Cash Card

    The best credit card for flat-rate cashback, the Citi Double Cash card is a good deal if you keep your monthly balances at zero. You earn one percent cash back on every dollar you spend, which is pretty standard. The cool thing? The 18-month, zero-percent interest period on balance transfers made in the first four months.

    Hilton Honors American Express Ascend Card

    As for the best hotel rewards card, this Hilton Honors card is the way to go. You get all the expected benefits for Hilton hotels, but you also get rewards points for normal purchases! That’s literally win-win. Oh, you get access to certain airport lounges, too! Who could pass that up?

    British Airways Visa Signature Card

    This card is easily the best for airline rewards. While Americans might question what they’d do with a British Airways card, don’t get hung up on the name. You can book American Airlines flights through Avios, so there’s no need to worry! Besides, the rewards you get with this card are stellar, no matter who you fly with.

    Blue Cash Preferred Card from American Express

    The best tiered-reward cashback card, the Blue Cash Preferred offers a number of really great benefits for cardholders. The first, and most obvious, is the tiered cashback. It offers 6 percent cashback on purchases made in grocery stores, which makes it a very easy to use reward card. You buy groceries, right? Then this is the card for you!

    Chase Sapphire Preferred Card

    The Chase Sapphire Preferred Card is by far the best travel rewards card. If you spend a good deal of time traveling, this is the card for you. You can spend the reward points you earn through the card on hotel and airline rewards, or in the Chase portal. As for how you get points, you get two points per dollar you spend traveling or dining while traveling. Well, that’s hard to beat!


  • Best Credit Cards in 2018

    Best Credit Cards in 2018

    From huge sign-up bonuses to generous rewards, there is a lot of factors to consider when you are choosing a credit card. The best credit cards will pay you cash back, offer luxury perks, provide travel rewards, and help you quickly pay off existing balances.

    Our experts analyzed  credit cards to find the best credit card offers  Today, we’re going to take a look at some of the best credit cards for various rewards and purposes. Without further ado, let’s look at the best credit cards in 2018! Explore our top picks and start getting rewarded.

    Best Credit Cards in 2018

    Citi Double Cash Card

    The best credit card for flat-rate cashback, the Citi Double Cash card is a good deal if you keep your monthly balances at zero. You earn one percent cash back on every dollar you spend, which is pretty standard. The cool thing? The 18-month, zero-percent interest period on balance transfers made in the first four months.

    Hilton Honors American Express Ascend Card

    As for the best hotel rewards card, this Hilton Honors card is the way to go. You get all the expected benefits for Hilton hotels, but you also get rewards points for normal purchases! That’s literally win-win. Oh, you get access to certain airport lounges, too! Who could pass that up?

    British Airways Visa Signature Card

    This card is easily the best for airline rewards. While Americans might question what they’d do with a British Airways card, don’t get hung up on the name. You can book American Airlines flights through Avios, so there’s no need to worry! Besides, the rewards you get with this card are stellar, no matter who you fly with.

    Blue Cash Preferred Card from American Express

    The best tiered-reward cashback card, the Blue Cash Preferred offers a number of really great benefits for cardholders. The first, and most obvious, is the tiered cashback. It offers 6 percent cashback on purchases made in grocery stores, which makes it a very easy to use reward card. You buy groceries, right? Then this is the card for you!

    Chase Sapphire Preferred Card

    The Chase Sapphire Preferred Card is by far the best travel rewards card. If you spend a good deal of time traveling, this is the card for you. You can spend the reward points you earn through the card on hotel and airline rewards, or in the Chase portal. As for how you get points, you get two points per dollar you spend traveling or dining while traveling. Well, that’s hard to beat!


  • Best Credit Cards in 2018

    Best Credit Cards in 2018

    From huge sign-up bonuses to generous rewards, there is a lot of factors to consider when you are choosing a credit card. The best credit cards will pay you cash back, offer luxury perks, provide travel rewards, and help you quickly pay off existing balances.

    Our experts analyzed  credit cards to find the best credit card offers  Today, we’re going to take a look at some of the best credit cards for various rewards and purposes. Without further ado, let’s look at the best credit cards in 2018! Explore our top picks and start getting rewarded.

    Best Credit Cards in 2018

    Citi Double Cash Card

    The best credit card for flat-rate cashback, the Citi Double Cash card is a good deal if you keep your monthly balances at zero. You earn one percent cash back on every dollar you spend, which is pretty standard. The cool thing? The 18-month, zero-percent interest period on balance transfers made in the first four months.

    Hilton Honors American Express Ascend Card

    As for the best hotel rewards card, this Hilton Honors card is the way to go. You get all the expected benefits for Hilton hotels, but you also get rewards points for normal purchases! That’s literally win-win. Oh, you get access to certain airport lounges, too! Who could pass that up?

    British Airways Visa Signature Card

    This card is easily the best for airline rewards. While Americans might question what they’d do with a British Airways card, don’t get hung up on the name. You can book American Airlines flights through Avios, so there’s no need to worry! Besides, the rewards you get with this card are stellar, no matter who you fly with.

    Blue Cash Preferred Card from American Express

    The best tiered-reward cashback card, the Blue Cash Preferred offers a number of really great benefits for cardholders. The first, and most obvious, is the tiered cashback. It offers 6 percent cashback on purchases made in grocery stores, which makes it a very easy to use reward card. You buy groceries, right? Then this is the card for you!

    Chase Sapphire Preferred Card

    The Chase Sapphire Preferred Card is by far the best travel rewards card. If you spend a good deal of time traveling, this is the card for you. You can spend the reward points you earn through the card on hotel and airline rewards, or in the Chase portal. As for how you get points, you get two points per dollar you spend traveling or dining while traveling. Well, that’s hard to beat!


  • Best Credit Cards in 2018

    Best Credit Cards in 2018

    From huge sign-up bonuses to generous rewards, there is a lot of factors to consider when you are choosing a credit card. The best credit cards will pay you cash back, offer luxury perks, provide travel rewards, and help you quickly pay off existing balances.

    Our experts analyzed  credit cards to find the best credit card offers  Today, we’re going to take a look at some of the best credit cards for various rewards and purposes. Without further ado, let’s look at the best credit cards in 2018! Explore our top picks and start getting rewarded.

    Best Credit Cards in 2018

    Citi Double Cash Card

    The best credit card for flat-rate cashback, the Citi Double Cash card is a good deal if you keep your monthly balances at zero. You earn one percent cash back on every dollar you spend, which is pretty standard. The cool thing? The 18-month, zero-percent interest period on balance transfers made in the first four months.

    Hilton Honors American Express Ascend Card

    As for the best hotel rewards card, this Hilton Honors card is the way to go. You get all the expected benefits for Hilton hotels, but you also get rewards points for normal purchases! That’s literally win-win. Oh, you get access to certain airport lounges, too! Who could pass that up?

    British Airways Visa Signature Card

    This card is easily the best for airline rewards. While Americans might question what they’d do with a British Airways card, don’t get hung up on the name. You can book American Airlines flights through Avios, so there’s no need to worry! Besides, the rewards you get with this card are stellar, no matter who you fly with.

    Blue Cash Preferred Card from American Express

    The best tiered-reward cashback card, the Blue Cash Preferred offers a number of really great benefits for cardholders. The first, and most obvious, is the tiered cashback. It offers 6 percent cashback on purchases made in grocery stores, which makes it a very easy to use reward card. You buy groceries, right? Then this is the card for you!

    Chase Sapphire Preferred Card

    The Chase Sapphire Preferred Card is by far the best travel rewards card. If you spend a good deal of time traveling, this is the card for you. You can spend the reward points you earn through the card on hotel and airline rewards, or in the Chase portal. As for how you get points, you get two points per dollar you spend traveling or dining while traveling. Well, that’s hard to beat!


  • Best Credit Cards in 2018

    Best Credit Cards in 2018

    From huge sign-up bonuses to generous rewards, there is a lot of factors to consider when you are choosing a credit card. The best credit cards will pay you cash back, offer luxury perks, provide travel rewards, and help you quickly pay off existing balances.

    Our experts analyzed  credit cards to find the best credit card offers  Today, we’re going to take a look at some of the best credit cards for various rewards and purposes. Without further ado, let’s look at the best credit cards in 2018! Explore our top picks and start getting rewarded.

    Best Credit Cards in 2018

    Citi Double Cash Card

    The best credit card for flat-rate cashback, the Citi Double Cash card is a good deal if you keep your monthly balances at zero. You earn one percent cash back on every dollar you spend, which is pretty standard. The cool thing? The 18-month, zero-percent interest period on balance transfers made in the first four months.

    Hilton Honors American Express Ascend Card

    As for the best hotel rewards card, this Hilton Honors card is the way to go. You get all the expected benefits for Hilton hotels, but you also get rewards points for normal purchases! That’s literally win-win. Oh, you get access to certain airport lounges, too! Who could pass that up?

    British Airways Visa Signature Card

    This card is easily the best for airline rewards. While Americans might question what they’d do with a British Airways card, don’t get hung up on the name. You can book American Airlines flights through Avios, so there’s no need to worry! Besides, the rewards you get with this card are stellar, no matter who you fly with.

    Blue Cash Preferred Card from American Express

    The best tiered-reward cashback card, the Blue Cash Preferred offers a number of really great benefits for cardholders. The first, and most obvious, is the tiered cashback. It offers 6 percent cashback on purchases made in grocery stores, which makes it a very easy to use reward card. You buy groceries, right? Then this is the card for you!

    Chase Sapphire Preferred Card

    The Chase Sapphire Preferred Card is by far the best travel rewards card. If you spend a good deal of time traveling, this is the card for you. You can spend the reward points you earn through the card on hotel and airline rewards, or in the Chase portal. As for how you get points, you get two points per dollar you spend traveling or dining while traveling. Well, that’s hard to beat!


  • Best Credit Cards in 2018

    Best Credit Cards in 2018

    From huge sign-up bonuses to generous rewards, there is a lot of factors to consider when you are choosing a credit card. The best credit cards will pay you cash back, offer luxury perks, provide travel rewards, and help you quickly pay off existing balances.

    Our experts analyzed  credit cards to find the best credit card offers  Today, we’re going to take a look at some of the best credit cards for various rewards and purposes. Without further ado, let’s look at the best credit cards in 2018! Explore our top picks and start getting rewarded.

    Best Credit Cards in 2018

    Citi Double Cash Card

    The best credit card for flat-rate cashback, the Citi Double Cash card is a good deal if you keep your monthly balances at zero. You earn one percent cash back on every dollar you spend, which is pretty standard. The cool thing? The 18-month, zero-percent interest period on balance transfers made in the first four months.

    Hilton Honors American Express Ascend Card

    As for the best hotel rewards card, this Hilton Honors card is the way to go. You get all the expected benefits for Hilton hotels, but you also get rewards points for normal purchases! That’s literally win-win. Oh, you get access to certain airport lounges, too! Who could pass that up?

    British Airways Visa Signature Card

    This card is easily the best for airline rewards. While Americans might question what they’d do with a British Airways card, don’t get hung up on the name. You can book American Airlines flights through Avios, so there’s no need to worry! Besides, the rewards you get with this card are stellar, no matter who you fly with.

    Blue Cash Preferred Card from American Express

    The best tiered-reward cashback card, the Blue Cash Preferred offers a number of really great benefits for cardholders. The first, and most obvious, is the tiered cashback. It offers 6 percent cashback on purchases made in grocery stores, which makes it a very easy to use reward card. You buy groceries, right? Then this is the card for you!

    Chase Sapphire Preferred Card

    The Chase Sapphire Preferred Card is by far the best travel rewards card. If you spend a good deal of time traveling, this is the card for you. You can spend the reward points you earn through the card on hotel and airline rewards, or in the Chase portal. As for how you get points, you get two points per dollar you spend traveling or dining while traveling. Well, that’s hard to beat!


  • IOT Credit Card is the Solution

    IOT Credit Card is the Solution

     

    The Dynamics company introduced new functionalities for its Wallet Card, an Internet of Things (IoT) connected credit card at the WMC 2018. Two-way communication between banks and cardholders is a highlight, as faster connections could mean safer cards and quicker account changes. Now consumers will be able to communicate with their bank via a connected credit card. I know you are thinking, what does this mean and why would I want this. First off it means safer cards and quicker account changes.

     

    Dynamics CEO Jeffrey Mullen said in the release “We had promised that we would unveil new features with incredible strategic and financial value for both banks and consumers,”. “Today, we start to deliver on that promise by unveiling that the connected Wallet Card has the ability to wirelessly send consumer requests to a bank through the card’s telecommunications connection. For the first time, a bank can ask a customer a question on the card’s display and get an immediate response. With these new consumer insights, the bank can provide better and more informed services.”

    The size and shape of a standard credit card, the Wallet Card contains a cell phone chip and antenna for data transfers, along with a magnetic stripe, programmable EMV chip, and a programmable contactless chip, the release said. All of the communication with the bank appears on a 65,000 pixel display on the front of the card.

    Whats this one do?

    There are 3 big features that creates new opportunities for communication and value this will bring to the end card user. one it will let the bank verify purchases. Lets say if an FI suspects a fraudulent purchase using an existing card, the bank can ask a consumer to verify on their card that they made a particular purchase and the consumer can quickly respond. It will allow the banks to offer on-the-spot credit limit increase . Instead of the  declining a transaction, the FI can ask a consumer if they would like to increase the credit limit on their card.

     

    It will also give the financial institutions the benefit of adding cards. If the FI believes a consumer might benefit from a new card offering, the bank can ask if the cardholder would like to download the new card immediately. Or if you need to Upgrade cards ,  the bank can ask a consumer if they would like to upgrade their card to one that has additional features or value.

     

    The Final Thought.

    Seems cool. Sign me up. Makes clearing all those subscription services easy to cancel if I can just tap my card and get a new card number.