Ever wondered how you could earn a couple hundred bucks quickly? Forget looking for a higher savings rate, look no further than opening a checking account. With extremely generous sign up bonuses available, you could find yourself with an extra $200,$300 or more.
Thinking having $200 or $300 in your pocket is too good to be true? Think again. Savvy Americans could absolutely take advantage of these offers without major commitments. In most cases, all you have to do is set up a direct deposit and maintain a small balance.
In the past people would turn to savings accounts to eek out interest but there are so many better things to do with your money than put it in the banking equivalent of a box under the bed! These checking accounts have some of the best sign-up bonuses you can find. If you’re looking for a great place to put your money and score an extra $200, these checking accounts are for you! It’s hard to say no to free money.
Checking Accounts with Great Sign-Up Bonuses
Nearly every bank offers some kind of sign-up bonus with a new checking account. We encourage you to check out your local banks and see what kind of offers they have! How much you can earn by opening a new checking account with a new bank varies, but one thing’s for sure: a new account could bring as much as $500 into your account. Here are a few checking account offers our team found. Not all offers are available now since some are time based. These promotions do change regularly- so please make sure you check directly with the bank since the terms and conditions and offers do change.
Capital One
Capital One Bank has a checking account called “360 Checking” that has offered a $100.00 checking bonus 50 days after your new account is opened, assuming you meet the requirements. Those requirements include an initial deposit of $250 and at least three debit card purchases within 45 days. The amount offered changes with different promotions- check with your local branch for the best promotions.
While the $25.00 bonus is one of the lowest sign-up bonuses offered by various banks, this Capital One account does come with some advantages over most new accounts with cash rebates…there are no monthly fees, overdraft fees or ATM surcharges associated with this account, and it’s one of the few accounts that also offer interest on your account balance with no minimum balance before that interest kicks in.
HSBC
HSBC offers a sign-up bonus with their checking accounts that’s well-worth checking out. You can get $600 for opening a premier checking account if you complete qualifying activities. Alternatively, if you open an Advance Checking Account, you’ll get $240 as a sign-up bonus when completing qualifying activities.
This bank has several different account bonuses available at any given time, ranging from $200 all the way up to $750 cash back. Qualifying for these various cash-back bonuses depends on many factors, including the amount of your initial deposit; the largest bonuses require a $100,000 or greater initial deposit to your new checking account.
It’s worth noting you can get these sign-up bonuses even if you sign up for HSBC from their website. So, you can get rewards from the comfort of your own home! Who doesn’t love free money?
SunTrust Bank
If you open a Select Checking Account with SunTrust Bank you’ll get $200. You get $500 if you open a Signature Checking Account. You get the bonus money after opening the account, setting up direct deposit, have two deposits made, put $200 in the account and make at least ten purchases with your debit card. Once you do that, the money is yours!
Chase Bank
A 100% return on your investment sounds like a fantastic deal, and that’s what’s offered with the chase total checking account. New customers that open an account with $100 and set up direct deposit to that account can qualify for $200 back from Chase Bank.
As always, there are requirements that must be met to qualify for the $200 cash bank incentive; this offer is only available to new accounts, you must keep the account for six months, use Chase’s online Bill Pay feature and participate in Online Banking to qualify.
This account does have a monthly service fee, but it can be avoided if a direct deposit of $500 or more is made, or the account keeps a minimum daily balance of $1500.
