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  • 2021 Phone Deals and Review

    2021 Phone Deals and Review

    If you are in the market for a new android phone to replace your current handset, you have a bit of work ahead. The breadth of options for new android phones can be overwhelming, especially if you don’t know what you’re looking for in your next android phone. But choice is the best thing about Google’s mobile Operating System. Currently, Android provides an almost similar user experience for customers across many makes and models, while letting users prioritize the features that matter the most.

    Those on a tight budget can now get a decent android phone for as little as $200. If you can set up a $400 range, you will have a much broader range of great android phones. Most of the premium android flagship phones start at around $900. For that price, these phones offer some of the sharpest, brightest displays, cutting edge features, and some of the most advanced photography features.

    For now, 5g Phones remain the most premium feature on android phones even as 5g android phones steadily arrive from the likes of Motorola, TCL, and Samsung.

    A Review Of The Best Android Phones

    1. Google Pixel 4a

    At the top of our list if the Pixel 4a. Fortunately, it’s also one of the most affordable, which is a good thing for android enthusiasts. At just $349, the Pixel 4a packs quite a punch when it comes to its insane features. Here’s a complete smartphone, like you will never find for this price.
    You wouldn’t find other phone brands like Samsung or Apple price their flagships at this price range if they had the same features. If anything, such brands would charge double, if not triple this price.
    The Pixel 4a comes with one of the best flagship-caliber cameras. It’s good enough for performance and packs impeccable software. It has a well-built design that makes it very pocketable, 128GB of built-in storage, and a dazzling, bright 5.8-inch OLED display. And yes, it runs the android version 10.
    If the Pixel 4a suffered any shortcomings, it would be on its battery life. It doesn’t pack enough juice to keep it functional for long periods. But other than that, this is one of those nearly perfect phone flagships that you can find today. For the price, this is one android phone to consider shopping for.
    Oh, and Google has also confirmed that the Pixel 4a will have a 5G-supported version for $400, which isn’t bad either, all things considered.

    2. OnePlus 8 Pro

    The OnePlus 8 Pro is another very impressive, well-designed smartphone options that you can find on the market today.
    The hardware also has a bright, colorful display with a 120Hz refresh rate. This smartphone boasts some exceptional specs that lead to fantastic performance thanks to its super-smooth OxygenOS software. The 8 Pro is just a joy to use. It brings the best camera experience with new sensors that step up the model’s game to a true flagship level.
    The 8 pro also has a very large battery that packs even more power. This makes it the best android phone brand for handling power-intensive tasks. And its also IP68 rating for dust and water resistance, which is a bonus on its end. It seems that this camera all its features covered. Rounding out the hardware aspect of things, the 8Pro is an excellent smartphone for the price.
    Perhaps the only downside of the OnePlus 8 Pro is its weak telephoto camera. But other than that, this is one android phone to consider checking.

    3. Samsung Galaxy S20+

    Samsung phones are basically great options and excellent picks, but that’s if you have the budget to afford them. If you are out to get yourself something special, then the S20+ is a serious contender. However, compared to the OnePlus 8Pro, you’ll primarily be benefiting more from nicer cameras and one of the best phone displays in the world. The S20+ also has a ton of other amazing features that you would hardly find on other phones.
    This 6.7-inch AMOLED panel comes with a 120Hz refresh rate and a Snapdragon 865 processor, which makes many users happy. It allows this handset to operate at breakneck speeds and support 5G on all U.S. carriers.
    Samsung also made several improvements in the S20+ like the 4,500mAh battery, which packs more juice to handle even the most intense operations. It also has plenty of RAM (8GB) and storage(128GB or 512GB) to keep you happy. Samsung also allows you to add additional space using a microSD card as well.
    There’s a huge move up with regards to its camera. This Samsung flagship offers a new array of features both at its front and back cameras. The new sensors are all larger and allow more light, which allows its users to take better low-light photos. Sure, the camera isn’t entirely on the level as the Pixel 4XL, but it will still get the job one.
    Perhaps the only downside with the S20+ is that its fingerprint sensor becomes less sensitive and is a hit-or-miss after long time use.
    For the money that you pay for this product, you’ll find that it’s worth every penny.

    4. Samsung Galaxy Z Fold 2

    As far as flip phones go, the Galaxy Z Fold 2 is the best on the list. Sure, at its onset, and first flagships didn’t look all that good. But the brand has made several massive improvements. Here’s an android phone that offers its user a futuristic concept of where mobile phones are headed.
    One of its most useful additions is the Flex Mode. This feature leverages the phone’s free-stop hinge, which prevents the device from folding while showing a custom, split-screen controls.
    The Galaxy Z Fold 2 has a massive 12GB RAM and 256GB storage that is expandable using a microSD card. This makes it excellent for multi-tasking and other computing functions like video chatting software.
    While these specs and other features are appealing to the eye, the Galaxy Z Fold 2 comes at a whopping $1,999, to be precise. Unfortunately, that’s way above most people’s budgets. Still, there’s no other phone in the world that performs quite like the Galaxy Z Fold 2, perched perfectly between a smartphone and a tablet.
    This foldable phone also comes with a few unique dilemmas. But that’s understandable considering that this is one of the first successful concepts today. The first downside is its ultra-thin Glass, which is prone to scratches, unlike the conventional glasses used on other phones. People have also questioned this foldable phone with regards to its durability. You also realize that most of the apps still aren’t properly optimized to show on such large display sizes.

    5. OnePlus 8

    People call this the iPhone 11 of android phones, and with good reason. This android phone flagship comes with a generous 128GB of storage and a higher-resolution screen of 6.55-inch AMOLED display. The OnePlus 8 has also been named one of the best 5g phones in the android market today. Thanks to OnePlus’ Warp Charge 30T technology, this model has one of the fastest wired charging systems.
    Unfortunately, it doesn’t have te best camera settings. It also doesn’t have an optical zoom. Users have also complained that it takes middling photos overall. That said, if photography isn’t your main concern, then this smartphone option should be a good fit for your needs. Some users also claim that its curved screen is more prone to accidental touches, which isn’t something users appreciate.
    Overall, this is an android phone that you can trust to perform when you need it to.

    6. Moto G Power

    As one of the longest-lasting android phones we have today, Moto G Power is relatively low-priced for the specs and impressive features. It also has a giant battery, which makes it a reliable option for users who perform a lot of power-intensive tasks on their phones. At around $300, this is another amazing midrange android model that you can get for the price.
    On the battery front, Moto G Power can last for up to 16 hours and 10 minutes when used to surf continuously while on LTE network, which is impressive.
    The G Power also comes with a 4GB Ram and 64GB internal storage. It uses Snapdragon 665, which can handle most power-intensive tasks. While the Pixel is still better at camera specs, the G Power‘s triple-lens provides decent shots that make it a worthy contender and decent choice for the price.
    Its only downsides are that its screen isn’t that much colorful, which some users might not appreciate. It also doesn’t have an optical zoom. However, again, for the price, these are features that non-photography lovers can do without.

    How To Choose The Best Android Phone

    Shopping for a decent android phone that meets all your requirements can be quite stressful. Of course, everyone would like to have their hands on the best android phones. However, there are a few limiting factors that you must consider, such as your budget, the processor speed, the camera, storage, etc. Some premium phone designs even offer foldable designs but can be very costly.
    Ideally, you can find a decent android phone for as low as $200 that comes with most o the basic features and specifications. However, as you move up to about $400, you will find even more compelling handsets that taut better processors, better camera lenses, and higher-grade materials. Process into the $700 range and up, and you have some of the best phones that flagship-caliber performance has to offer. These phones come packed with cutting-edge technology in photography and other special features.
    Basically, there are several options to consider when shopping for android phone. These include:

    1. The Screen Size

    Different phones come in different screen sizes, with the most expensive ones boasting some of the largest phone screens. The phone display plays a crucial role when considering factors like the phone’s resolution and refresh rate. For instance, a 6.9-inch screen usually results in a much larger phone compared to a 5.8-inch display.
    Also, considering that phones with smaller displays are much easier to manage, you may need to go for smaller phones. On the flip side, however, you will have less room on your screen to work.
    Then there are phones that have an average screen size. Most people prefer phones with these screens. But ultimately, the size of the display depends more on your preference.

    2. Are Software Updates Important?

    Software updates are another vital feature that most phone users hardly always consider. But it’s absolutely necessary, especially for android users who want phones that are always edging to evolve and make their phones better.
    Unfortunately, not many phones provide years-worth of software support. Currently, Samsung and Google are the best in the business in this front. They offer several security patches and updates to provide their users with better, more secure user experience.

    3. The Cameras And Megapixels

    This is aimed more at people who love taking pictures using their mobile phones. Over the past few years, there has been a tug of war between phone companies over which phones have the best cameras. Most of today’s phones now ship with two, three, or even four cameras. Unfortunately, having many camera sensors on your phone doesn’t automatically qualify your phone as the best at taking pictures. As much as having a 48MP primary camera boost Mobile Phones marketability. But this simply isn’t true.
    Take, for instance, the Pixel 4a, which has a single 12.2MP. But it takes much better photographs compared to most 48MP phone cameras.

    4. The Battery Size

    Battery life may not be the most fun feature to look for when shopping for an android device. But ultimately, it’s a critical component to consider, especially for users who use their phones for power-consuming operations.
    Sure, your phone may have the best displays or processors. But if it keeps dying several times a day, then what’s the point? The Pixel 4a has a 3,140mAh battery but can get you through a full day with continuous use. Then you have the Pixel 4 XL, which has a 3,700mAh battery but has worse endurance. Generally, the power your phone uses depends on several factors such as the refresh rate, and the size of the screen. Then comes the other features like power-hungry apps and constant use of the phone.

    The Bottom Line
    There you have it, our list of the best android phones to buy in 2020. Once you have an understanding of which android phones to consider buying and the budget to work with, you should be good to go. Hopefully, you will be better placed to make the right decision using this guide. Happy shopping!

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  • 2020 Tax Guide: Info you Need

    2020 Tax Guide: Info you Need

    The 2020 tax season is almost upon us and many are already taking a look at the steps they need to take to be prepared and ready to go. With all of the changes that happened to the world in 2020, it is normal to have a few questions about how your taxes will do and what changes you should be on the lookout for. In this article, we will spend some time exploring your taxes and what you can expect when you file them this year.

    Changes to the 2020 Taxes

    When you go to file this year, be ready for a few major changes to take place. The IRS is preparing for an influx of individuals who have some drastic changes in their taxes due to unexpected unemployment and more. Some of the different things to expect this tax season include:

    The Stimulus Payment

    Many individuals and families received a stimulus payment earlier this year as part of the CARES Act. This is not going to negatively affect your taxes at all. It is an advance refundable tax credit. This means that no matter what you owe, or don’t owe, when you are done filing your tax return, you will still get to keep that money and you will not be taxed on it at all.

    This is good news for many families. You will not need to worry about paying taxes on that money. And you will not have to pay it back now that the year has ended. If you were within the income guidelines put forth for that rebate, then that money is yours and it will not affect what you will or will not pay in taxes, even if you end up earning more in 2020 than you did in 2018 and 2019, which is what the rebate was based on.

    Deductions

    The types of deductions, and the amount you can deduct on your tax return will be a little bit different in 2020 too. The standard deduction when we look at a tax return for someone married filing jointly will rise up to $24,800 this year. For married individuals who will file separately and single taxpayers, this deduction will increase to $12,400.

    There are also a few changes to the AMT exemption, or the alternative minimum tax exemption. The amount for those who file as single will be $72,900 and it phases out at $518,400. For those who are married and file together, this exemption will be at $113,400 and will phase out at $1,036,800.

    Taxpayers will notice some differences with the CARES Act too. Due to the language in this act, you can have $300 above the line deductions for any of the cash contributions you give to charity if you stick with the standard deduction this year. In addition to those, those who itemize will be able to lift the 60% AGI limitation on the amount you contribute in cash. Keep in mind with this that any donor-advised funds and the organizations that are supported by it can’t qualify for this.

    The Tax Brackets

    Every year it is important to take a look at some of the tax brackets and figure out where you fall in them. This will determine how much you will end up paying in taxes at the end of the year. For 2020 and 2021, the top tax bracket will be at 37%. This is the rate for individual taxpayers when they file as single if they have an income higher than $518,400 in 2020. The income amount limit will be higher in 2021.

    For married couples, the 37% will not go into affected until they earn $622,050 when filing jointly and $311,025 when filing separately. Some of the tax brackets to consider include:

    35% for those who are single or married filing single who earn more than $207,350 for the year. This tax bracket is $414,700 for those married filing jointly.
    32% for married filing single and single taxpayers who earn more than $163,300 in 2020. This tax rate starts at the income of $326,600 for taxpayers you are married and filing jointly.
    24% for married filing single and single taxpayers when they earn more than $85,525. For taxpayers who are married and filing jointly, this tax rate happens when you reach the income level of $172,750.
    22% for single filers will start when they reach an income level of $40,125. This is the tax rate for those filing married and jointly at $80,250.
    12% starts for single taxpayers when they earn more Than $9875 in 202. The rate is put into affect at the income of $19,900 for married filing jointly.

    There is a tax bracket of 10%, but this is for those who earn less than $9875 a year as a single taxpayer. For married individuals, this will be the tax amount when they earn less than $19,750 in the year.

    If you are uncertain about your tax bracket, then it is important to talk with a tax professional ahead of time. Keep in mind that if you have some deductions in place, you may be able to lower the amount that you owe and put yourself in a lower tax bracket. This will save you a lot of time and money in the process.

    Your Retirement

    The IRS has made some changes to how your retirement withdrawals are handled this year as well. To start are the contribution limits. These limits for any employee who participates in an employer retirement plan is increased to $19,500 in 2020. It was $19,000 in the past. For individuals who are age 50 and older who want to do a catch-up contribution, the limit has increased to $6500.

    As a taxpayer, you are able to deduct some of the contributions you make to a traditional IRA if you meet some conditions. There are some phase-out times depending on how much you make, but all of the limits for this phasing out have been increased based on inflation.

    The biggest changes here though are on the withdrawals that you can take on these. If you qualified for any coronavirus-related distributions from the retirement, you will not need to pay for the 10% penalty for withdrawing it early. The distribution is taxable but you can also spread the taxes on that out between three years rather than having it due the entire year that you take it out. If you pay the funds back to the plan within that three year timeframe, it is a rollover and you will not be taxed.

    Because of Covid-19 and many people needing financial help, you are able to also take a loan out of your employer-sponsored retirement plan, up to the full amount or $100,000 depending on which one is smaller. You can then delay the payments on that amount for a year without having to pay anything on it. If you have a loan outstanding on that retirement plan, then you can defer it for a year if necessary.

    Credits

    In the 2020 tax year, the maximum earned income credit is at $6,660 for taxpayers who have three or more children who qualify. In addition, the MAGI amount used by those who are married and file jointly to determine the reduction of the lifetime earning credit will be at $118,000 and phases out completely at $138,000.

    Estates and Gifts

    Even the estates and gifts for this year will change. Estates of decedents who die during the 2020 year will have a basic exclusion amount of $11.58 million this year. The annual exclusions for gifts is $15,000, which is the same as it was in 2019.

    Tax Services to Use

    You do not need to file your taxes on your own. In fact, many individuals find that going in-person or using an online tax filing company makes the whole process that much easier. There are a number of different online tax services that you can use, each with varying costs depending on what type of filing you need to do. For example, if you are just filing for yourself and one job, you may be able to file for free. If you have a business, a house, student loan debt, and other factors, you may need to use one of the services that costs a bit more.

    Some of the best tax service companies to consider using this tax season include:

    TurboTax

    TurboTax allows you to be in the driver seat of your taxes, making it easy to choose the level of help that you want. You can go through and file your taxes all on your own. Or you can use their live tax experts to walk you through every step of the process. They also will go through the whole return before you file to make sure nothing is missed.

    There are a few different plans you can pick out depending on your unique situation through TurboTax. Some of these include:

    The Free Edition: This one doesn’t cost anything but it is only for a very simple tax return. If there is anything special with your taxes, you will have to pay more.
    Deluxe: This would be the option you would need to use if you are married filing together, if you have children, or for any other special situations. It is the most popular option and costs about $60. The state return will cost extra.
    Premier: This option is the best one to choose if you have rental property or investments that you need to claim on your return. It costs about $90 for the federal return.
    Self-employed: If you run your own business or do any freelance work, then the self-employed is the best option. It will run about $120 for the free version.

    H&R Block

    H&R Block is another great company to use to help you handle your taxes at the end of the year. They provide a lot of one on one service and can be a great option for those who have no idea how to handle their taxes at all. You will need to set up an appointment to work with them ahead of time because of the pandemic, but this company has always been one you can trust.

    The amount you will pay for filing with H&R Block will depend on the type of tax return and how much work needs to go into it. The average fee is $147 for each return. This is before you add in itemized deductions to the mix. If you add these, a business, and other options, it is often more expensive to complete.

    1040EZ

    If you have a simple return and can handle your taxes on your own, it is possible to visit the IRS website and do all of the work on your own. This will save you a lot of money. The IRS has a ton of forms that will work for each situation you need during tax time. You just need to know enough about your taxes to handle it and not make mistakes. But if you can do this option, it is completely free to file the taxes.

    TaxAct

    This option may not be as well-known as some of the other options, but it is a great way to handle your taxes and make sure you get the refund you want. They offer some free options if you have simple taxes, which can make them a great place to start. You can even start your return for free and they will let you know if you need one of the other plans based on how you answer questions as you go along.

    TaxAct offers a few different plans based on your tax needs. Some of them include:

    • Free: This one will be great for simple filers and will not cost anything.
    • Deluxe: This is the most popular plan and is the one you most likely will need to use. It works for any deductions, homeowners, and so on. The cost is $25 to file.
    • Premier: This is a great option to use for foreign bank accounts, rental properties, and investments. The cost is $34.95.
    • Self-Employed: If you run your own business, then you will need to use this option. It will help you to get the most out of your return each year and costs $65.

    Conclusion

    Tax season is always a little bit stressful. You have to keep track of all the money you earned and all the special situations that come with it. Then you need to learn any rules and changes in laws that may have come up over that time as well. By looking through this article and understanding more about the recent tax changes, you will be able to accurately file your taxes with ease this year.


  • Young at Heart? ❤️ Tired of ‘Hook-Up’ Dating Sites?

    Young at Heart? ❤️ Tired of ‘Hook-Up’ Dating Sites?

    If you are young at heart, but finding that the leading dating apps don’t have the right matches for you, you may have concluded that there aren’t too many great options. It seems like the leading apps are mostly geared towards young adults trying to just hook up. Where are the apps for adults who are actually trying to date? Well, we have good news. We’ve got a roundup of the best dating apps for people who are serious about dating!

    Stitch

    Do you like to meet people based on what you have in common? Are you a fan of dates that involve activities like going to a coffee shop or going to a concert? You might like to try Stitch. The best part is, Stitch is a great place to find anything from a new friend to a new relationship!

    Stitch is an app that focuses on connecting users over 50 based on their shared interests. Travel is a big one, and the app even helps find discounted rates on rooms! You can connect with people over any interest, though, including music, movies, and taste in food. There is a free version of the app, but you can also opt for a premium paid membership. The paid version costs $80 per month, but gives you access to calling other members, direct messaging and community features. If you’re looking to connect with someone over mutual interests and shared activities, try Stitch!

    OurTime.com

    Our Time is a great site for those over 50 looking for a relationship. The site actually boasts a higher ratio of women than men, which is a welcome change from most dating sites. The site also has an iPhone and Android app that offer Tinder-like swiping! 

    You can get a paid subscription, but the free version allows for viewing profiles and matches. You also can see who views your profile for free! The paid subscription allows for seeing when your messages are read and highlighting your profile in searches. You can even see who’s interested in you! Our Time is worth checking out if you’re looking for a relationship.

    Plenty of Fish

    Popular dating app Plenty of Fish gets a nod for just how many people use it. The name of the site is actually quite accurate! If you don’t mind filtering through a large number of people to try to find good matches, Plenty of Fish can be great. The best part is, the wide user base means you’re bound to find someone you connect with!

    The site does a good job matching you with people you’re looking for thanks to its algorithms. If you tell it you want to meet people your own age, it can filter for that! That way you’re sure to meet people who are at the same place in life as you, leading to more genuine connections.

    Senior People Meet<

    This popular app has a very large user base and intuitive interface. If you’ve used Tinder, you know what to expect! You swipe left or right on profiles based on whether or not you’re attracted to the person based on their profile. The focus, however, is on senior people, as the name suggests. With this app, you can be certain that your matches will be people your own age, not kids! This makes it an excellent alternative dating app to Tinder for older users. 

    That said, it does hide a number of features behind a paywall. Seeing who is interested in you, who has read your messages, and being able to send and receive email is all behind a monthly subscription. That said, messaging and viewing profiles is free, as is seeing who likes your profile. If you’re in for a Tinder-like experience with mature adults, check out this app!

    Our Favorite Dating App: OK Cupid

    You’ve likely heard of OK Cupid. It has millions of users and an in-depth question and answer section. The questions help to filter your matches to people who have compatible personalities and values, which is great! The site also has some great features for paid subscribers, like seeing who likes your profile, disabling ads and using advanced search functions. 

    OK Cupid is great because it focuses on who you are, not just how you look. Other dating apps can be quite superficial, but OK Cupid is not that way at all! It’s an excellent choice for older people looking for a more thoughtful dating app. The iPhone and Android apps both have great ratings for their usefulness and design. OK Cupid comes highly recommended!


  • Need a Family Vacation? We Review Amazing Cruises for 2021

    Need a Family Vacation? We Review Amazing Cruises for 2021

    For many people, the words “World Cruise” represent the definitive holiday of a lifetime. On a cruise, you can see many of the places you have longed to see all your life, and you do not have to pack and unpack.

    A further benefit is that you do not need to negotiate several airports and tricky connections while you travel in the safe environment of a cruise ship. Long gone are the days where you would spend hours daydreaming about your perfect cruise. Understandably, it is commonplace for people to hesitate about the idea of going on a cruise. The said hesitation can be attributed to numerous things, most crucial of which is the budget and the time of year the cruise is taking place.

    Another thing that is of paramount importance to consider before deciding to sign up for any particular cruise is the level of security the cruise service has, coupled with the safety the cruise provides to its members. As a result of all these factors, it may be a bit onerous to try and find the cruise tailor suited for you.

    Thankfully, having perused through a plethora of testimonials and references, we have been able to come up with the best cruises you can take in 2021. The only way you can truly know how good a cruise is through the people who have been on it, and it is through the said testimonials that we have compiled this list.

    Amongst the cruises, we have selected you will find one that offers a trip down the Nile, another whose itinerary includes an adventure on the arctic, and another that covers almost the entire world in 180 days. It is solely up to you to select one that meets your preferences.

    Celebrity Cruises and the cruises around Alaska

    Celebrity Cruises is one of the most renowned cruise lines in the world, and their Alaska tour is without a doubt the best you will find in the world. Comprised of three award-winning cruise ships, the Celebrity Eclipse, the Celebrity Solstice, and the Celebrity Millenniums, you can be assured that you will find a cruise that suits your preferences and limitations.

    The cruise line business is ever-dynamic. Keeping true to this nature, Celebrity cruises aims at making sure that everything on their cruise ships is kept up to date. With the Celebrity Eclipse, for example, will be taking its first cruise in the last frontier since its multi-million dollar transformation, and you can be assured that the revolutionized cruise ship will meet all your expectations and then some.

    With celebrity cruises, you get a plethora of cruises, all of which are fun and have a wonderful, breathtaking itinerary. It is solely up to you to decide on the one that works perfectly for you. Here are the cruises that the cruising company is offering.

    The itinerary on these various cruises is something to die for. They include stops in Homer, a paradise located in the farthest reaches of the Kenai Peninsula, where you can fish and move around learning about the region and its culture. You will also have stops in places like Vancouver, a picturesque port town that is as energetic as it is entertaining.

    Mountain and glaciers are perhaps the main reason why people go for cruises around Alaska in the first place and the cruises that Celebrity Cruises offer come jam-packed with scenic glaciers and exotic wildlife. Stops at Seward, Alaska, and Juneau will introduce you to stunning glaciers and the fauna and flora that come with it.

    With celebrity cruises, you can be assured that you will find a cruise that not only works for your budget, but also one that will give you the best value for money.

    ‘The secrets of Egypt and the Nile’ by AmaWaterways River Cruise

    AmaWaterways River Cruises offers you’re the chance of a lifetime. By riding through the AmaDahlia, one of the most luxurious river cruise ships, and AmaWterways 25th, you can partake in an 11-night adventure that entails traveling on both the land and sea.

    Starting in September 2021, the guests on the cruises can tour around Egypt and appreciate the ancient beauty it brings forward. The travelers on the cruise will visit the Pyramids of Giza, the Valley of Kings and Queens, the Temple of Luxor, the Great Sphinx amongst others.

    The icing on this already delicious cake is that the guests will be given a private tour of the Abdeen Presidential Palace. Additionally, they will also visit the Alabaster Mosque in Cairo and the Egyptian Museum. The itinerary for this particular cruise is something out of heaven.

    Norwegian Cruise Line and the ‘nine-day cruise to Scandinavia, Russia and the Baltic’

    Europe is littered with the most beautiful views and places. Norwegian Cruise’s raison d’être is to provide you with a means through which you can enjoy all of the said places. The cruise line’s ship, the Norwegian Escape, brings this philosophy into reality.

    In it, you are assured that you will have the time of your life. As a result of its grandeur and a la mode styling, the Norwegian Escape has won a plethora of awards. In it, there are eighteen dining venues, in which you can enjoy the meals that have been prepared for you. Additionally, there is a waterfront cocktail lounge and a spa. There is also a wide range of staterooms.

    All these features have been put in place so that the guests on the cruise can enjoy their adventure around Scandinavia, Russia, and the Baltic Sea. They provide a relaxing feel as you enjoy the cruise that starts in Berlin and then moves to Helsinki in Finland. Afterward, you will move to St. Petersburg, where you will enjoy two glorious days of moving around and absorbing the city’s culture. Tallinn, the capital city of Estonia, is your next port, followed by a stop in Stockholm, Sweden.

    Crystal Cruises’ ‘Ancient Dynasties and World Wonders’

    Deep sited in every human being is the urge to explore. The desire to discover new places and the curiosity of what lies on the horizon is what has pushed humans to become what they are today and it is what pushes them even further.

    To quench this said thirst for adventure, while simultaneously having the time of your life, Crystal Cruises has provided one of the best and longest cruises you will find in the market. Described by many as the ‘journey of a lifetime’, this cruse that lasts for 13 nights is the stuff of legend, covering almost every single continent.

    Starting off in the sunny city that is Miami, this cruise moves through the Panama Canal and goes all the way to Hawaii, having passed and stopped in Puerto Vallarta and San Diego. This is when the real fun begins. Afterward, the cruise moves to Australia, then Asia, where it makes stops in Singapore, China, Japan, Dubai, and India.

    This is just the tip of the iceberg. The cruise then travels along the Nile, moving through the Suez Canal. It then makes its way to the European Leg of the cruise, where it makes stops in Greece, Italy, Spain, Portugal, and France. The cruise then ends in London.

    Inside the Crystal Serenity, the cruise ship that embarks on this adventure around the world, you can be assured that you will have a delightful time.

    Celebrity Cruises; the European Leg

    Celebrity Cruises, as mentioned earlier, is one of the biggest Cruise companies in the world. The reason behind this is simple. Time and again, the company has proven that it can provide the best cruises in the world, both in terms of the places explored and the cruise ships that are used in the said cruises.

    A prime illustration of this philosophy, one that the company has perfected, is the European Cruises that it offers. Take for example the seven-night cruise onboard one of the most majestic cruise ships not just in the Celebrity Cruises fleet, but also in the world, the Celebrity Infinity.

    As stated before, Celebrity Cruises prides itself on providing the most modern services and cruises. It is for this reason that the Celebrity Infinity cruise ship has been modified and is almost completely renovated.

    The ‘Italy, Croatia and Montenegro Cruise’ is the stuff of dreams. It begins in Venice, the capital of elegance and chicness, where you can explore the canals and waterways in the great and ancient city.

    Afterward, the cruise heads to Croatia, through the Adriatic Sea. After Croatia, the cruise makes its way to Kotor in Montenegro, which is a UNESCO World Heritage city. Shortly thereafter, the Celebrity Infinity makes its way to Corfu, Greece, which is another UNESCO World Heritage city.

    After you have been at sea, relaxing and having the time of your life, the cruise makes a stop at Naples, which gives you the opportunity to travel around the city, appreciate its heritage and culture and enjoy the delicacies it provides. The final stop of the cruise is Rome’s Civitavecchia.

    Silversea Cruises

    Ask anyone who has embarked on a cruise, and they will tell you that transatlantic cruises are one of the best cruises you can embark on. You get to see the best of both worlds, literally and metaphorically. Silversea Cruises provides one of the most spectacular transatlantic cruises you will find in the market.

    The thirteen-day cruise takes place in one of the most luxurious cruise ships you will find, the Silver Shadow. Taking off from Port Lauderdale, the cruise is at sea for two days before making a pit-stop in Hamilton in Bermuda. There, you will be able to enjoy the pink sandy beaches and boat tours on glass-bottom boats and the historic venues all around the city.

    After the vacation in Hamilton, Bermuda, the cruise makes a four-day journey through the Atlantic Ocean. It is during these four days that you will be able to enjoy the plethora of niceties that the Silver Shadow offers. Sunny days in the pool and lounging out while enjoying the ocean are just some of the numerous things you can do before the cruise arrives on the other side of the pond.

    It is in Portugal that the cruise ship will make its next pit stop. There, at Punta Delgada and Horta, you will enjoy the splendid scenes that Portugal’s Azures offer. From volcanic landscapes to natural hot springs and sandy beaches, you will without a doubt have the time of your life.

    Lastly, the ship will make a two-day cruise all the way to Lisbon, the capital of Portugal. During this time, you can indulge further in the good things that the cruise ship has in store for you.

    Oceania Cruise and the ‘Around the World in 180 Days’

    Cruises are about having the time of your life while you explore the world. They are about vacationing and learning simultaneously. They are about being introduced to new cultures while enjoying the numerous niceties that the world offers, from food to cuisine.

    You will find no other cruise that satisfies all these requirements more than what Oceania Cruises offers. The ‘Around the World in 180 days’ will introduce you to cultures and sights you thought you might never see. It covers every single continent that isn’t covered with ice, so you can be assured that you will have your fair share of new adventures.

    Starting off in Miami, as most of the cruises do, this cruise moves pass through numerous ports in Central America and then South America, before crossing the Pacific Ocean. Afterward, it moves through Asia, Europe, the Middle East, and then the Mediterranean.

    It doesn’t stop there. The cruise moves north, through the English Channel, and stops at London before embarking on the return journey to the states, with further stops in Greenland, Iceland, and Canada.

    When it comes to value for money, you will find no cruise that is better than what Oceana provides with this particular one. This is the reason as to why both cruising aficionados and novices alike find this particular cruise to be the best there is.

    Inclusive in the booking of one spot in this cruise is a first-class round-trip airfare, all of the drinks on board, well over seventy excursions, and 7,000 dollars’ worth of shipboard credit. It simply cannot get any better than that.


  • Last Minute Winter Vacation Ideas…

    Last Minute Winter Vacation Ideas…

    It is never too late for a fun winter getaway. Since many of us are working from home these days, why not take your remote work someplace fun this winter? Our team got together and researched a few great ideas for people looking for a fun getaway while staying safe and healthy. Check them out below!

    Last Minute Golf: Whether you are an experienced golfer or picking up clubs for the first time, golfing is a terrific idea for those looking to get outdoors without going too far from home. Sites like golfnow.com, Teeoff.com, and rockbottomgolf.com all provide great search directories and links to courses near you. You’ll be surprised at how easy it is to find a tee-time.

    A Weekend at the Beach: Nothing says relaxation and fun like a gentle sea breeze, sand between your toes, and a refreshing dip in the water.  There are very few things to do that are as relaxing and fun as a day at the beach. Roughly 200 million people in the US live within 100 miles of the coast. If that includes you, get out to the beach! Websites including vrbo.com, hometogo.com, and airbnb.com have curated great selections of vacation rentals at or near the beach.

    Hiking in a beautiful National Park: Need to get away from the city? Do you love fresh air and being in nature? In the Fall and Winter, you will find many parks are empty! There are 419 national parks in the US which span more than 84 million acres in each state. Needless to say, there is plenty of space to spread out and soak in the natural beauty. Make sure to check out us-parks.com, nationalparkguides.com or nps.gov to learn more!

    Poolside in the Desert: Most people think of Palm Springs, Scottsdale and other desert cities as places to go to bake in the Summertime. However, there are great savings and deals to be had in the Fall and Winter in the desert. Just make sure that where ever you stay, a pool is close-by! visitpalmsprings.com or experiencescottsdale.com are a must!

    The Holidays are here… get out there and enjoy them safely before they are gone-


  • ❤️Dating Website & App Review❤️

    ❤️Dating Website & App Review❤️

    If you are young at heart, but finding that the leading dating apps don’t have the right matches for you, you may have concluded that there aren’t too many great options. It seems like the leading apps are mostly geared towards young adults trying to just hook up. Where are the apps for adults who are actually trying to date? Well, we have good news. We’ve got a roundup of the best dating apps for people who are serious about dating!

    Stitch

    Do you like to meet people based on what you have in common? Are you a fan of dates that involve activities like going to a coffee shop or going to a concert? You might like to try Stitch. The best part is, Stitch is a great place to find anything from a new friend to a new relationship!

    Stitch is an app that focuses on connecting users over 50 based on their shared interests. Travel is a big one, and the app even helps find discounted rates on rooms! You can connect with people over any interest, though, including music, movies, and taste in food. There is a free version of the app, but you can also opt for a premium paid membership. The paid version costs $80 per month, but gives you access to calling other members, direct messaging and community features. If you’re looking to connect with someone over mutual interests and shared activities, try Stitch!

    OurTime.com

    Our Time is a great site for those over 50 looking for a relationship. The site actually boasts a higher ratio of women than men, which is a welcome change from most dating sites. The site also has an iPhone and Android app that offer Tinder-like swiping! 

    You can get a paid subscription, but the free version allows for viewing profiles and matches. You also can see who views your profile for free! The paid subscription allows for seeing when your messages are read and highlighting your profile in searches. You can even see who’s interested in you! Our Time is worth checking out if you’re looking for a relationship.

    Plenty of Fish

    Popular dating app Plenty of Fish gets a nod for just how many people use it. The name of the site is actually quite accurate! If you don’t mind filtering through a large number of people to try to find good matches, Plenty of Fish can be great. The best part is, the wide user base means you’re bound to find someone you connect with!

    The site does a good job matching you with people you’re looking for thanks to its algorithms. If you tell it you want to meet people your own age, it can filter for that! That way you’re sure to meet people who are at the same place in life as you, leading to more genuine connections.

    Senior People Meet<

    This popular app has a very large user base and intuitive interface. If you’ve used Tinder, you know what to expect! You swipe left or right on profiles based on whether or not you’re attracted to the person based on their profile. The focus, however, is on senior people, as the name suggests. With this app, you can be certain that your matches will be people your own age, not kids! This makes it an excellent alternative dating app to Tinder for older users. 

    That said, it does hide a number of features behind a paywall. Seeing who is interested in you, who has read your messages, and being able to send and receive email is all behind a monthly subscription. That said, messaging and viewing profiles is free, as is seeing who likes your profile. If you’re in for a Tinder-like experience with mature adults, check out this app!

    Our Favorite Dating App: OK Cupid

    You’ve likely heard of OK Cupid. It has millions of users and an in-depth question and answer section. The questions help to filter your matches to people who have compatible personalities and values, which is great! The site also has some great features for paid subscribers, like seeing who likes your profile, disabling ads and using advanced search functions. 

    OK Cupid is great because it focuses on who you are, not just how you look. Other dating apps can be quite superficial, but OK Cupid is not that way at all! It’s an excellent choice for older people looking for a more thoughtful dating app. The iPhone and Android apps both have great ratings for their usefulness and design. OK Cupid comes highly recommended!


  • Review: Restaurants are Closed Again in Many Cities. Consider a Meal Delivery Service Now

    Review: Restaurants are Closed Again in Many Cities. Consider a Meal Delivery Service Now

    Thinking about ditching trips to the supermarket to increase your social distancing and limit your exposure? Over the last few months many Americans have considered signing up for a Meal Delivery Service.

    With the second wave of the COVID-19 pandemic surging across the US, many cities and counties are imposing new restrictions on restaurants and dining, even when it’s outside! If you haven’t yet considered signing up for a meal delivery service, check out our recommendations below:

    When thinking about which service to sign up for, ask yourself a few basic questions…

    • Do I like to cook, or do I really just want a pre-made meal?
    • Am I an expert cook or a novice… How much time do I want to spend in the kitchen?
    • What types of meals do I like… comfort food, ethnic dishes, the basics?
    • What types of dietary restrictions do I have?
    • Am I cooking for one, or cooking for the family?
    • What do the kids like to eat?
    • Am I a picky eater? How much flexibility will I have with ingredients?
    • How much am I looking to spend each week on meals?

    There are many options to choose from in the marketplace. Here are some additional questions to ask before you make your choice:

    • Does the menu have enough variety?
    • Who creates the menu, can I send in input?
    • Do they offer different pricing models?
    • What serving size options do they offer?
    • What are the delivery options?

    Make sure the meal delivery service you choose delivers to your area before you sign up!!

    The meal delivery services field is growing, with specialty purveyors focusing on vegan foods, seasonal ingredients, soups and smoothies. These meals can be healthy, tasty, easy to make and maybe best of all, you don’t have to wait for inspiration to strike and then battle the crowds at the grocery store. With home meal kits, you just go online and browse the latest recipe ideas, and they come straight to your door ready for you to put together. So this leads to the question, which one? We have reviewed the Top 5 Meal Delivery Services.

    Purple Carrot

    Purple Carrot runs on plant power. If you don’t eat animal products or are lactose intolerant, you’re in luck. Every single dish from Purple Carrot is not only vegetarian, but vegan, too. But don’t worry, we’re not talking boring grilled veggies here. This box features seasonal produce, herbs and creative sauces that keep things interesting. Each week, Purple Carrot chefs create a new selection of plant-based dishes like cauliflower l’orange and coffee teriyaki skewers. In addition to being healthy and tasty, Purple Carrot encourages users to appreciate that eating plant-based meals (instead of ones containing meat) is environmentally friendly, cutting down on water use and emissions. There are individual plans serving one to two people, a family plan returning that makes two meals for three to four people, and a “performance” plan that ups the protein content of each meal, and is gluten-free.

    Blue Apron

    They’re the OG of meal delivery services.  Most of Blue Apron’s recipes are pretty easy, making the company a good choice for beginner cooks.  Instead of spending all night at the grocery store or in the kitchen, Blue Apron delivers pre-measured ingredients for simple recipes straight to your door. Meals start at just $9.99 per serving and you can choose the two-person plan, this comes with two or three meals per week or the family plan which comes with up to four meals per week. Also for those of you that like a nice glass of wine to compliment this 5 star gourmet meal you just prepared, check out the company’s wine delivery options.

    Another perk is that they love condiments as much as I do. Many of the recipes require you to whip up different sauces or au jus for dipping.

    Though there are generally a few choices for your three weekly meals, this isn’t the best option for those with dietary restrictions, as they really only offer a meat and vegetarian option. And even though the meals won’t take forever to cook, you’ll still spend a decent amount of time in the kitchen—somewhere in the neighborhood of 45 minutes. If you use cooking as a way to decompress and chill out after a long day, you are in luck. Blue Apron never fails to take you out of your comfort zone. The most impressive thing was that out of the dozens of meals I made, there were only one or two dinners that I would not make again.

    Plated

    Plated has easy to follow recipes and is very flexible with customers, but it’s the food that is simply divine. The recipes are crafted by the company’s culinary team and use high quality ingredients that are free of hormones and antibiotics. And while the recipes can be exotic and seductive, you can also just whip up some more standard fare like waldorf chicken salad and spicy crunchy shrimp bowls. You can also add dessert if you really feel like getting carried away.

    Plated is also flexible – the company will allow you to skip weeks, switch recipes and cancel anytime. There is a great range of recipes—from an elevated grilled cheese to stuffed roasted squash to pumpkin rigatoni—that reflect the current season. It’s also great they have a two meal a week option. One drawback though – the company doesn’t offer specifically vegan options

     Hello Fresh

    What makes Hello Fresh unique is that it offers a vegetarian meal plan for folks who don’t eat meat. The company is also committed to using responsibly-sourced ingredients. To use, first choose from the veggie, classic, or family plans, which all come with two or three recipes per week and start at $7.99 per serving. Still skeptical? Purchase a Hello Fresh Meal Delivery Service in select grocery stores for your first go-around. All the recipes are straight-forward and rarely include unnecessary steps. Plus, the portions are bigger, so we always had leftovers for the next day.

    Sun Basket

    If you’re trying hard to stick to a certain food regimen like Whole 30 or the Paleo Diet, Sun Basket’s meals can help. They even list out if the meal is gluten-free, soy-free, dairy-free, paleo, carb-conscious, vegetarian, vegan, etc.  They only send the cleanest ingredients to their customers. Choose from either a classic plan, which serves two people, or a family plan which feeds four people and starts at $10.99 per serving. If you’re busy multitasking between online meetings and helping your kids with school and don’t have much time to cook but want to provide healthy homemade meals for your family, Sunbasket has come out with some new options that will help.  They have “Fresh & Ready” meals which are chef-crafted meals that go straight from their kitchen to your oven.  You can just heat up and be ready for dinner in under 10 minutes.  If you want to be a little more involved in the cooking process, they have “Speedy” options which can be ready in 20 minutes.

    Bottom line, there are a ton of meal delivery service options out there.  If you just do a little research, you can find the best one for you.  And don’t be afraid to try all of them to decide which you like best. You can also sign up for a few different services and just rotate which meal delivery service you use each week.  Many of the services offer easy to use apps so you can plan your meals weeks in advance.  Happy Cooking!


  • Home Internet Deals- Free Disney+, Hulu and other Big Incentives

    Home Internet Deals- Free Disney+, Hulu and other Big Incentives

    If it is time to upgrade your home internet, make sure you’re getting the absolute best deal on the market. Our team has put together a great list of the Best Home internet deals. Check it out!

    Verizon Fios: Internet plans start at $40 and come with a free year of Disney+. If you opt for the Fios Gigabit plan, you’ll get a free year of HULU and a free router rental.

    Spectrum: Internet plans start at $50 a month, but the big incentive is if you switch, Spectrum will offer you a $500 Buyout  for switching.

    Optimum: Optimum has priced their gigabit internet at $65, and if you sign up now, you get that price for life! In addition, if you bundle internet and TV, Optimum is offering free Showtime and Starz for 1 year.

    AT&T: Pricing for AT&T starts at $40 for their 1000 Mbps gigabit plan. You get a free VISA card up to $300 when you bundle Internet and TV.

    Questions to ask when you’re shopping for Internet: 

    1. Is this service available in my area?
    2. What specials are currently being offered?
    3. What speed can I expect in my area? Is speed guaranteed?
    4. Is there a cancellation fee?
    5. How reliable is the service?
    6. What cyber-security measures are in place?
    7. Can plans be changed before the contract expires?
    8. What is your tech support like?

  • Best 2020 Charities

    Best 2020 Charities

    2020 has been fraught with challenges and many difficulties, for just about everyone. Our world needs a lot of love right now, and if you find yourself wanting to lend a hand, then you’ve definitely come to the right article. There are numerous aspects of our world that need help right now and many different organizations to help out. Making a positive difference in the world can come from simply giving some spare cash to those who need it. So, without further ado, here are some really great charities that you can donate to and help make a difference.

    ***American Cancer Society
    American Cancer Society helps patients access lifesaving care and resources. With COVID-19, the support they are able to give is at risk. Donate today to ensure cancer patients, survivors and caregivers continue to get the support they need.

    ***Miriam’s Kitchen

    The growing number of homeless veterans in America is staggering. It’s becoming more and more of a problem and they simply don’t receive enough help to get them off the streets. Mariam’s Kitchen is working hard to stop this growing statistic by providing services to help homeless veterans permanently move out of homelessness. They provide meals as well as a wide variety of social services to our amazing veterans. You can learn more about how their organization helps our homeless veterans and more about how to donate at https://miriamskitchen.org/

    ***The NAACP Foundation

    The NAACP Foundation is an organization that works tirelessly to ensure equality in society and creates safe places for people to be treated fairly and given equal opportunities. It might be a difficult topic to discuss these days, but racism and hate are still problems that our world faces on a daily basis. The NAACP fights to educate and remove those obstacles to make way for equal access for all. You can learn more about this wonderful organization at https://www.naacp.org/

    ***The American Red Cross

    This incredible organization strives to serve people in need, in so many different ways! Their volunteers have given aid during natural disasters, they gave lifesaving CPR training to thousands of people, they collected hundreds of thousands of blood donations, and helped feed and even clothe those in need. Their passion is helping people who need it and their generosity is truly above and beyond. If you’d like to learn more about what they do or to donate, you can learn more at https://www.redcross.org/local/pennsylvania/southeastern-pennsylvania.html

    ***Operation Warm

    The 2020 pandemic has left so many families out of work and scraping pennies to get by. Operation Warm works to give young children winter coats, to keep them warm and cozy during the harsh winter months. Over 14 million Americans are currently living in poverty, which means that a lot of younger children are going without warmth and comfort. This can make it difficult to get to and from school and even their health can be compromised by being out in the cold all day. A gift of a warm coat might seem small, but to a desperate child, it can mean the world. So, if you want to donate and help out a child in need, you can go to https://www.operationwarm.org/

    ***The Humane Society of the United States

    The Humane Society of the United States is the nation’s most effective animal right and protection organization. These people help keep strays off the streets and give injured and sick animals the care and love that they need. They help to re-home animals and strive to implement stricter laws about animal cruelty. If you’ve got a heart for animals and you want to help the cause, you can learn more about them and donate here www.humanesociety.org

    ***The Diabetes Research and Wellness Foundation

    This foundation helps to raise funds for scientific research into treatments and a cure for diabetes. They even help to provide free medical diabetes necklaces for those in need. They also help to spread awareness and education about this ongoing health issue that so many unfortunate people struggle with. To help them with their mission, you can donate at www.diabeteswellness.net

    ***MADD (Mothers Against Drunk Driving)

    MADD is the nation’s largest non-profit, working to protect families against drunk driving and underage drinking. They strive to provide education against drunk driving and they try to eliminate this dangerous behavior. They also provide free support and guidance for drugged/drunk driving victims and survivors. They have a 24-hr. hotline that you can call anytime of the day, if you need help. You can learn more about what they do and you can also donate at https://www.madd.org/

    ***The Make-A-Wish Foundation

    This foundation works hard to create life changing wishes for children with critical illnesses. Their goal is to create memorable experiences for these struggling children, so that they don’t have to think about the treatments and medical stresses that they have to endure. It not only makes magical memories for the child, but it gives them something to hope for when their situation becomes difficult. To learn more about this incredible foundation, or to donate, go to https://wish.org/midatlantic

    ***The Point Foundation

    This amazing foundation helps to empower gay, lesbian, bisexual, transgender, and queer students to fulfill their academic and leadership potential. In a society that isn’t always accepting of these people, this foundation gives them the strength to break down society’s walls and become incredible leaders. This foundation strives to empower, teach, and inspire. You can donate to this incredible foundation at www.pointfoundation.org

    ***Melwood

    The Melwood Foundations helps create scholarships and opportunities for children with differing abilities. They have paves the way in creating more jobs, more opportunities, and more happiness for those people with differing abilities. They teach, encourage, and inspire so many. They’ve made a difference in so many lives and continue to inspire more and more. To donate to this amazing foundation, you can go to https://www.melwood.org/

    ***The Breast Cancer Research Center

    This foundation helps to raise funds for the research, education, and treatment of breast cancer, around the globe. They want to help spread awareness of this awful illness and work hard to find a cure for it. It also helps victims of breast cancer learn to cope with the condition and thrive, despite it. To learn more, and to donate, go to http://www.researchwomenshealth.org/