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Month: September 2019

  • The Ultimate Software Essentials For Every New Business

    The Ultimate Software Essentials For Every New Business

    Starting a new business can be tough. As a startup business owner, it’s crucial to discover the software solutions tools that can save you time and make your job easier. We’ve outlined the most essential new business software solutions of 2019.

    HR Software

    Whether you’re a Fortune 500 company or a start-up looking to make your first hire, modern-day HR solutions have never been more vital to businesses. Due to the ever-growing complexities of running a business in the last decade HR software has practically reinvented itself.

    While it can be tempting to outsource all aspects of your business with HR Software, it may not always be necessary. You should especially take this into consideration when pricing comes into play. Not all HR Software companies offer a complete package at one price. For example, Bamboo HR ups their prices for companies that run payroll with them by $4 per employee and $25 per month.

    Essential Accounting Software

    Keeping a close eye on your books is especially important when you first open your business. Having the right software solution in place can make this difficult task more straight forward and organized.

    The streamlined, seamless and easy-to-use Freshbooks software is one of the top picks for accounting software. Whether you’re running a large business or a small one, Freshbooks as an accounting suite is a strong choice. You can easily set up recurring invoices to pay out to various contractors, record your expenses easily and import to other software in a flash. The dashboard makes it easy to find what you’re looking for, while the easy-to-navigate menus and options make it impossible to get lost. Accounting can be quite difficult, but Freshbooks takes a lot of the difficulty out of the equation! Pricing for this software starts at $15 per month.

    Capeable Cloud Security and Storage

    There are a ton of great options when it comes to cloud storage! Many of them are free, but some offer some interesting paid features. If you have a lot of storage needs, whether it be for business or personal use, consider these great options for cloud storage!

    Microsoft’s answer to cloud storage is a great platform. Windows users have access to it as just another computer directory! It’s simple to access and offers 5GB of storage free to anyone. Just like Google Drive works closely with Google Office Suite, OneDrive works with Microsoft Office. If you commonly use Microsoft Word, PowerPoint and the like, OneDrive is a great option for you.

    If you decide to sign up for an Office 365 subscription Microsoft will reward you with an extra terabyte of storage on your OneDrive account. OneDrive for Business grants access to both storage and Microsoft Office. It’s just under $9 per person per month, which is actually a pretty good rate! If you already use a lot of Microsoft’s Office Suite, OneDrive is for you!

    Inventory Management Software

    Is your new startup going to require a large amount of inventory? If so, a comprehensive inventory management solution may be an essential piece of software for your business. Whatever solution you choose, it’s important that it’s capable of expanding with your business.
    Boxstorm, part of the Fishbowl inventory management system, allows you to track the cost of each item from the time it’s purchased to the time it’s sold. It allows you to have a real-time value of your existing assets. Ensuring your product gets from point A to point B is a core function of any business.
    Boxstorm can interface with multiple shipping solutions. It allows you the freedom to choose the solution that fits you best. They accommodate a wide variety of e-commerce solutions like WooCommerce, Shopify, Magento and Salesforce.


  • Is Medicare Supplement Plan F Being Discontinued?

    Is Medicare Supplement Plan F Being Discontinued?

    Plan F covers more costs than any other Medigap policy and is the most comprehensive of the standardized Medicare Supplement plans available in most states. But these plans might not be sold after 2020…

    Medicare Supplement Plan F is a specific type of Medicare Supplement (also called Medigap) plan. This type of insurance can help pay for out-of-pocket costs of Medicare Part A and Part B. These costs might be coinsurance, copayments, or deductibles.

    Plan F covers more Medicare expenses than any other supplement plan. Medicare Part A and Part B make up the federal government’s Original Medicare program. Medicare Supplement plans are also named with letters, such as Plan F, but they are not the same thing.

    Plan F: Who is it for?

    – People on a fixed income: When your deductibles and most cost-sharing expenses are covered, your out-of-pocket costs may be more predictable.
    – International travelers: Plan F may cover most of your health care costs while traveling abroad.
    – People expecting high health care costs: Plan F’s higher premiums may be worth it for those with a lot of medical expenses to cover.

    Here’s what Medicare Supplement Plan F may cover:

    – Inpatient hospital costs and coinsurance under Medicare Part A for an additional 365 days after Medicare coverage runs out
    – Coinsurance for skilled nursing care facilities
    – Medicare Part B coinsurance/copayments
    – Part A deductible
    – Part B deductible
    – Limited emergency medical care overseas (80% up to plan limits)
    – Hospice care coinsurance/copayments under Part A
    – First three pints of blood
    – Part B excess charges (the amount a doctor is legally allowed to charge beyond the Medicare-approved amount for a medical service)

    Is Medicare Supplement Plan F being discontinued?

    Apparently so, for some people. According to congress.gov, starting in 2020, Medicare Supplement plans that pay the Medicare Part B deductible will no longer be sold to those newly eligible.

    – If you already have Medicare Supplement Plan F (or Plan C, which also covers the Part B deductible), you can generally keep it.
    – If you were eligible for Medicare before January 1, 2020, you may be able to buy Medicare Supplement Plan F or Plan C.
    – If you qualify for Medicare on January 1, 2020 or later, you may not be able to buy Medicare Supplement Plan F or Plan C.

    Is there another Medicare Supplement plan that may be comparable?

    Plan F offers the most comprehensive Medigap coverage available, so it’s not a surprise that it’s the most popular plan nationwide. Lately, however, Plan G has been giving F a run for its money—especially since Plan F will soon be phased out. The only thing F covers that G doesn’t is the Part B deductible ($185 in 2019), but Plan G’s lower premiums may make up the difference.

    If you become eligible for Medicare in 2020 or later, although you may not be able to buy Medicare Supplement Plan F or Plan C, you may be able to buy a very similar plan. Medicare Supplement Plan G generally has the same basic benefits as Plan F, except for the Part B deductible. So, you might want to look into Plan G.


  • Freshbooks vs. Quickbooks: Which is Best for Your Business?

    Freshbooks vs. Quickbooks: Which is Best for Your Business?

    As a business owner, it’s important to find tools that can save you time and make your job easier. Finding the right accounting software for your business can be a tough decision. Software that works for one company, might not work for the other. This way having a good accounting solution in place from the start is a seriously good idea, so that you can ensure you can keep on top of tracking money!

    Luckily, there are some very easy to use and well-developed software applications available, which can not only make it easy to manage your accounts, but also make everything clearer for your accountant at the end of the year, saving administration costs there.

    Some accounting packages are downloadable software, but these days it’s more common for applications to run in the cloud, which means you can access them through a web browser or app on almost any device, including on your phone while on the go.

    Here then are the best in accounting software currently available:

    Freshbooks

    The streamlined, seamless and easy-to-use Freshbooks software is one of the top picks for accounting software. Whether you’re running a large business or a small one, Freshbooks as an accounting suite is a strong choice. You can easily set up recurring invoices to pay out to various contractors, record your expenses easily and import to other software in a flash. The dashboard makes it easy to find what you’re looking for, while the easy-to-navigate menus and options make it impossible to get lost. Accounting can be quite difficult, but Freshbooks takes a lot of the difficulty out of the equation! Pricing for this software starts at $15 per month.

    QuickBooks

    Intuit QuickBooks may have been around since the days of DOS, but the latest version is right up to date. It is an easy-to-use cloud-based suite for just about all your business needs. Even the Essentials plan for $20 per month has plenty of features: invoicing, expense tracking, as well as time tracking, manage bills, and works for up to three users. There’s also the option to add either self-service payroll or full-service payroll for an additional fee.

    Conclusion

    Overall, QuickBooks wins the race for the best small business accounting solution. The program has more features, the features it offers are more robust, and its pricing options are affordable (even if they are slightly more expensive than FreshBooks plans).

    If your business is small, starting with QuickBooks now could help you avoid headaches down the road. When your business grows, you may eventually need access to some of the more advanced features available through QuickBooks. Learning QuickBooks on the front end can help your business avoid the growing pains of learning a new accounting system down the road.

    However, there are still several instances where FreshBooks might be the better choice. If you’re a freelancer, solopreneur, or you need to track hours worked by your employees or contractors, FreshBooks may do a better job of meeting your needs at a slightly more affordable price.

    It is not a “one size fits all” concept. Research your options, test what works for you, and you will find the right fit for your company. Evaluate what features you need and what features you do not need. Line up those needs with one of the programs above, and you will find the right one for you. However, most importantly, don’t forget to take advantage of all the free trials and demos out there!


  • Expert Insight: These Are The Top Medical Alert Systems of 2019

    Expert Insight: These Are The Top Medical Alert Systems of 2019

    You and your loved ones deserve the fastest and most reliable emergency help in the event of a fall, stroke, or heart attack. We’ve researched, reviewed, and ranked the best medical alert systems on the market to provide your family with the ultimate protection and peace of mind. The top 5 medical alert systems of 2019!

    Our expert staff compared the most important factors seniors and their families consider in a medical alert system and highlighted the pros and cons, strengths and weaknesses, of each medical alert company.

    5. Bay Alarm Medical

    With pricing plans that fit any budget and over seven decades of proven customer service, Bay Alarm Medical is a premier medical alert provider that you can trust. We’re very impressed with Bay Alarm Medical’s overall service offering. Very affordable pricing and a wide variety of services that make them our #1 rated medical alert system for 2019.

    • Most popular choice – $19.95/mo
    • 1000+ Google Reviews
    • 30-day risk-free trial
    • Ultra-fast response times
    • Best refund policy
    • No hidden fees or contracts

    4. Mobile Help

    MobileHelp is a highly recommended medical alert company that manufactures all of their devices in-house. Choose MobileHelp if you want the latest in medical alert technology. If you’re looking for the latest medical alert technology, MobileHelp is a highly recommended provider. Very good buying experience, low-pressure sales, and a good choice of device options that will fit your loved one’s protection needs.

    • Robust in-home and gps offerings
    • Two buttons included with purchase
    • Best in class mobile gps devices
    • Free lockbox with every order
    • No hidden fees or contracts

    3.Life Station

    For years, LifeStation has delivered trustworthy, 24/7 medical monitoring. The starting price is affordable and their service has been proven to be dependable and reliable. LifeStation is a very reputable company that’s been around for quite a long time. They don’t have the prestige or testimonials like our higher-ranked providers have but when the button is pushed, you can be sure help will arrive.

    • Many years of experience
    • In-house USA monitoring
    • Reliable service
    • Reliable equipment

    2. Medical Alert

    Medical Alert delivers trustworthy 24/7 medical monitoring. Shipping is free and their service is dependable and reliable. The alert buttons are light and have a long-lasting battery. If you’re looking for reliable and simple in-home system, these guys fit the bill. As a plus, Medical Alert provides monitoring services outside of the USA.

    • BBB A+ with many years of experience
    • Recommended for customers outside of USA
    • Trusted and reliable

    1. Get Safe

    Beautiful, modern aesthetics in an easy-to-use package. GetSafe combines senior medical alert monitoring with a splash of home security for added peace of mind. GetSafe differentiates itself in the aesthetics department. From the website to the packaging and to the device, customer experience is at the forefront of this brand. You’ll get beautiful looking hardware, an easy to setup user experience, and a package that doesn’t scream “help i’ve fallen”. We feel that GetSafe has done a great job by creating a medical alert ecosystem that delivers on ease of use and functionality. Automatic fall detection, voice-enabled wall buttons, and monitored smoke alarms are also available as add-ons. Pricing starts at $29.95 and although a little pricier than other brands, we feel the added benefits are worth the cost.

    • 50-state licensed
    • Great modern-looking hardware
    • 4GLTE Cellular for homes without landlines
    • Free wi-fi indoor hd camera


  • The Top 5 Food Delivery Services You Must Try

    The Top 5 Food Delivery Services You Must Try

    In the past few years, several companies have popped up in major cities offering to deliver food to your door from nearly every restaurant in town (for a small fee.) Whether you’re stuck at the office or just don’t feel like fighting crosstown traffic to get a sandwich, there is no shortage of delivery apps vying for your buck!

    But your time and money are valuable, and you can’t waste your lunch break waiting for a slow service. Don’t worry, we’ve got you covered! Which of delivery app is the best choice for you? Check out our round-up of our favorite food delivery apps!

    GrubHub

    GrubHub has a simple, no-frills interface and a very easy-to-navigate search function. This delivery app, unfortunately, sports a $10 minimum for all orders, which we don’t love. This, however, is not a deal-breaker. GrubHub offers a feature to track your food as it goes, which we really like! On the negative side, GrubHub is somewhat slow and, in our experience, has issues with order accuracy.

    This could all change based on your area and delivery driver, but it’s worth mentioning. That being said, GrubHub makes our list due to its ubiquity. You’ll almost always find a restaurant in your area that they can deliver from in a reasonable time. Slight inconsistencies in delivery time or customer experience could be chalked up to just how big GrubHub is, and how many drivers it has.

    Postmates

    Postmates is a pretty wide service and doesn’t specialize in just-food. That said, it has a pretty great food delivery side! Postmates doesn’t do restaurant partnerships, so they’re more an “available by area” type of delivery app. They can even pick up alcohol for you, which is sweet for when you’re looking to get a party started! It’s pretty widely available, as it’s in more than 90 cities. There’s a modest fee attached to each delivery. That said, you can opt for a premium subscription that waives delivery fees for $10 from certain retailers.

    UberEats

    Uber, best known for their ride-sharing service, has wisely taken their existing driver base and repurposed it slightly to allow for food deliveries. UberEats is fast, as a general rule, getting orders to hungry customers with little hassle in our experience. Oddly, there is no option to tip your driver in this delivery app, which, while standard for Uber, is something of a bummer when you want to show your appreciation.

    UberEats, like GrubHub, offers superb tracking of your order and sports a clean, user-friendly interface. Much like their ride-sharing app, UberEats is reliable and reasonably priced, and you can’t go wrong with them. They’re only slightly more expensive on average than DoorDash, which is really the only strike against them.

    Caviar

    A fancy name for a sleek app, Caviar’s a great delivery service. If they’re available in your area, they’re well worth using. They have the standard delivery fees and minimum order fees you’d expect, of course. The service, however, is quite excellent, with friendly drivers and fast deliveries. Your food will usually arrive on time and it will typically be in good condition when you get it! The only drawbacks are slightly expensive delivery fees and a small number of cities covered. If you are covered, though, this is a fine service!

    Our Favorite Delivery App: DoorDash

    Our favorite overall delivery app! DoorDash has the benefit of being inexpensive, like Uber, and generally, they are very speedy! You can tip your driver in this one, which is a huge plus! This allows you to show your appreciation for your driver’s good service.

    Additionally, DoorDash has a good selection of restaurants to choose from, a clean user interface that is only occasionally difficult to use and the delivery app doesn’t have a minimum order limit. While your experience in your area may be different, regarding restaurant selection or speediness, we still find that DoorDash has the overall best service for the price!


  • Learn How to Cash in on Amazing Rewards From These 4 Credit Cards

    Learn How to Cash in on Amazing Rewards From These 4 Credit Cards

    Saving money is incredibly important for any family. You want to be able to make the holidays memorable, but gift shopping gets expensive. That’s why it’s essential to explore all options to make the most of your money. One of the easiest ways to save money and get cash rewards is by getting a credit card. There are tons to choose from with all different types of rewards. That’s why we’re here to help.

    What Do You Want Most?

    Deciding what’s most important to you for your credit card is the first step to making the right choice. Do you want a credit card that will give you cashback on your most frequent purchases? Do you want a card that gives you frequent flyer points so that your next airplane ticket is discounted (or free?) Or do you enjoy staycations? Whatever you want to focus on there’s a credit card to match.

    You’re a world traveler

    Traveling new places is a great thing to be able to do. For some people it can be an expense they can’t quite afford though. That’s why it’s helpful to enlist your credit card company to foot the bill.

    The first place to start is with a broad credit card like the Capital One Venture Rewards Credit Card. The card offers double miles on all purchases and has a promotion where you can earn ten times the miles when staying at certain hotel brands. Importantly, there are no blackout dates with this card, and the points can be redeemed at any airline or hotel. There aren’t any expiration dates on your miles, and there’s no limit to how many you can earn. You can also transfer your miles across to other loyalty programs.

    Frequent Travel Pays Off

    The Chase Sapphire Preferred Card is a highly sought-after credit card for airline miles for a number of reasons. Firstly, the intro bonus is very generous. If you spend $4,000 through the card in the first three months of owning it, you get 60,000 bonus points. That translates to about $750 in travel rewards, which is a lot to earn just for using your credit card. You also get reimbursed for the $85 TSA precheck fee or $100 Global Entry fee. Add all this together and the card can easily pay for itself.

    Dining and Entertainment

    For those of you who don’t have the time to jet off to new locations, there’s a credit card to fit you too. The Capital One SavorOne card is the one for you. It will reward you with 3% cashback on dining and entertainment, 2% at grocery stores and 1% on all other purchases. There’s no annual fee and you can earn a $150 bonus if you spend $500 in purchases in the first 3 months. Another great benefit is that your cashback rewards don’t expire. That way you can use them when you need them.
    Just Give Me the Cash

    If you don’t want a card with a fancy rewards system, but you wouldn’t mind a little cashback in your wallet, you aren’t alone. The Discover it Cash Back Card would be an excellent choice. With this card, Discover will match all the cashback you’ve earned at the end of the first year automatically. They also offer different killer deals each quarter. They choose a popular category and offer you 5% cashback (up to $1500.) Once you’ve hit that cap, which isn’t difficult, they then offer you 1% on all your purchases in that category.


  • Try These 5 Simple Habits and Start Building Your Best Life This New Year

    Try These 5 Simple Habits and Start Building Your Best Life This New Year

    Taking the easy road in life can be tempting. But that will almost guarantee that your results don’t last. Building better habits can be the easiest and most effective way to improve your life. We’ve assembled a list of the most helpful habits to help you build your best life.

    Smile More Often

    It’s scientifically proven that when you smile it can improve your mood. One of the most common reasons people don’t smile isn’t because they’re in a bad mood, but instead, because they’re not confident with the look of their smile. There are plenty of highly effective over the counter teeth whitening solutions that rival the results of the dentist office.

    One of the easiest home solutions to improve the whiteness of your teeth is by brushing with a mixture of baking soda and drops of lemon juice. After you’ve brushed, let the mixture sit for one minute and then rinse. It’s also important to avoid foods that can stain your newly whitened teeth. If you are drinking something dark, using a straw is a good way to reduce the chances of your teeth being stained.

    Make Saving Easy

    Getting into the habit of saving money can be difficult, but it doesn’t have to be. Apps like Robinhood or Acorns make it easier than ever. Both allow you to automatically invest an amount that is comfortable for you. Small investments can really add up over the long run!

    Improve Your Posture

    Having good posture is one of the best ways to avoid future back pain issues. To break old habits can be difficult and reminding yourself to “sit up straight” isn’t always effective. That’s why it’s important to strengthen the muscles that help support a healthy posture. There are some simple exercises that will put your posture in place without having to think about it. Stand with your feet about hip-width apart and bring your arms behind you and interlace your fingers with your palms pressing together. Then take a deep breath while raising your hands as high as comfortably possible. Hold this position for 5 seconds and then lower your hands as you exhale. The next exercise is called the “child’s pose.” Sit on your shinbones with your knees together and Fold forward at your hips and walk your hands out in front of you. Breath in deep and on each exhale walk your hands out a little further until you’re at your comfortable limit. Remain in that position for 30 seconds, taking deep breaths feeling the stretch throughout your back.

    Maintain a Healthy Weight

    Losing any amount of weight can be a daunting task. It can be even more difficult to keep the weight off. That’s why it’s important to build healthy habits into your daily routine. By building these habits you ensure that your losses, (and gains), will be around for years to come.
    Cut back on sugar and starches. By making this small change you’re allowing your body to use fat as a fuel source instead of sugars. Another benefit is that it lowers insulin levels, allowing your body to shed excess sodium and reduce daily bloating.

    Don’t eat after the sun goes down. Your body metabolizes food for energy in accordance with your circadian rhythm. By cutting down the amount of food you eat after the sun goes down, you’re reducing the number of calories your body will store while you sleep. By eating late in the evening you’re giving your body fuel, but not giving it the opportunity to convert that to fuel.


  • Got the Flu? Fight Back With These Proven Tricks

    Got the Flu? Fight Back With These Proven Tricks

    Are you starting to get a sore throat? Is your loved one looking a little more pale than usual? Cold and flu season is right around the corner. The best way to stop a cold is by stopping it before it starts. That’s why we’ve broken down the best way to combat the flu before it puts you out of commission.

    Sleep is Your Best Friend

    There’s a reason why when you’re sick all you want to do is sleep. Sleep is the ultimate rejuvenator of your body’s immune system. A recent scientific study found that people who slept 6 hours or less a night were 4 times more likely to catch a cold when exposed to the virus. The study also found that people who got at least 7 hours of sleep were able to fight off the symptoms of a cold quicker. If you have issues sleeping, there are numerous natural supplements that can help you get a better night’s sleep. Melatonin, Valerian Root and Magnesium are all-natural supplements that have been shown to work well.

    Clear Your Nasal Congestion

    Having clogged sinuses is a Flu symptom that can impact every part of your day. One of the easiest ways to clear out your sinuses is with a warm steam shower. If that doesn’t do the trick, you could also try a saline spray. Saline sprays are isotonic and contain the same saline solution that’s in your body. People also use all-natural remedies like eucalyptus oil to help clear out your sinuses. If neither of these tricks works for you, eucalyptus oil is an all-natural solution that helps fight sinus congestion.

    – Place 7-10 drops into a pot of boiling water

    – Lean over the bow, at a safe distance, and then begin to breathe in the eucalyptus oil-infused water

    – It’s not recommended to do this for more than a minute at a time

    Keep your areas clean

    Hands, more than any other part, are major culprits for spreading the flu. That’s why it’s important to keep your hands, and everywhere they touch, clean of germs. Cleaning your work and common areas with Lysol wipes is a good way to kill the dormant germs waiting to make your day worse. Also, doctors recommend scrubbing your hands with soap for at least 20 seconds. A good way to teach this to your kids is by having them sing the happy birthday song two times while washing.

    Be prepared

    Nobody likes to be sick. Having to go to the grocery store, cook and go about your daily routine only makes things worse. That’s why when you feel a cold coming on it’s a good idea to stock your pantry with easy to make meals. During the initial stages of a cold make sure to avoid dairy and sugar. Both have been shown to exacerbate the symptoms of a cold. Chicken soup is a commonly recommended food for a reason.

    Switch to Paper Goods

    If your whole family is sick, it’s a good idea to switch to paper towels in the bathroom. It may also pay to switch to paper cups and plates in the kitchen. That way you’re less likely to spread germs.


  • Whoa, New iPhone 12 Starts at ONLY $481! What’s the Catch?

    Whoa, New iPhone 12 Starts at ONLY $481! What’s the Catch?

    In typical Apple fashion, the company played up improvements to the battery life, camera system and hardware under the hood of the new phones. But, what would it take for you to dish out another $1,000 for a new smartphone? What if we told you that you could get your hands on the brand-new iPhone 12 for only $481? Here’s how:

    They’re sporting even more sophisticated cameras and a handful of other premium features. All three new iPhone versions still look just like their predecessors, but Apple has upgraded their camera to allow for wide-angle photos while making improvements under the hood that result in longer battery life and faster performance than before.

    Price

    At $799, the iPhone 12 is $100 more than its predecessor, the iPhone XR. The new iPhone 12 Pro and iPhone 12 Pro Max pick up where last year’s iPhone XS and iPhone XS Max left off, starting at $999 and $1,099. Here’s the secret: you can get the new iPhone 12 for as little as $481 when you trade in your current iPhone!

    Camera

    There’s a big focus on the camera this year, and that’s because it’s a dual-lens sensor (12MP) with a f2.4 ultrawide camera paired with a f1.6 wide camera . Both rear cameras utilize Apple’s propriety night mode and night mode time lapse. They believe the iPhone 12 is three times faster in low-light scenarios too.

    Video

    Video modes include 4K video recording at 24, 30 or 60 frames per second. Not only that, the new iphone12 features HDR video with dolby vision up to 30 FPS. Apple says it has improved image stabilization on the new phone too. Apple has even included HDR Dolby Vision video recording on the front-facing selfie camera. Overall, Apple claims to have the “highest quality video recording in a smartphone.”

    Water Resistance

    It’s also water-resistant, coming with an IP68 rating. That should mean you’re able to submerge it in the bath or take it in the shower, as it can survive in up to two meters of water.

    What’s new in the iPhone 12


    A14 Bionic chip
    Faster Face ID unlocking
    Super Retina XDR display
    Dual lens sensor (12MP) with a f2.4 ultrawide camera paired with a f1.6 wide camera
    Both rear cameras utilize apples propriety night mode and night mode time lapse
    2x-5x optical zoom
    Lidar
    12-megapixel front-facing camera
    4K HDR Dolby Video for both front and rear cameras
    New Night Time photo and time-lapse mode

    New iPhone 12 Pro and Pro Max

    Two screen sizes: 6.1- and 6.7-inch OLED
    Super Retina XDR display supports HDR 10 with Dolby Vision and Dolby Atmos
    Three rear cameras with 4x optical zoom: Wide, ultra-wide, telephoto lenses
    Upcoming camera feature called Deep Fusion compiles 9 images to reduce noise and amp up details
    Faster Face ID unlocking
    4K video for both front and rear cameras, with slow-motion video for the selfie camera
    New night-time mode
    Lidar sensor
    Mag safe technology


  • Extraordinary Biohacking Breakthrough: Take Control of How You Age

    Extraordinary Biohacking Breakthrough: Take Control of How You Age

    Goodbye, wrinkles. Hello, youthful skin. We’ve got the breakthrough secrets to biohacking so you can begin to combat the effects of aging and move through life more gracefully. If you are wishing to noticeably improve the effects of aging and turn back the hands of time should turn to these secrets:

    INJECTABLES

    We haven’t found the fountain of youth, but we’ve gotten close. Research reveals that injectables may be one of the most powerful ways to fight the aging process and keep you looking younger for years to come. Cosmetic injections are becoming more and more popular when it comes to the fight against aging. Botox, Dysport, Juvederm, and Restylane are just a few common examples of injectables we use to turn back the hands of time. A skilled injector can assess your skin and use a combination of neurotoxins and dermal fillers to restore a natural, more youthful appearance.

    ANTI-AGING CREAMS

    Not into injectables? If you’re like most of us, you’ve been on a life-long search to discover a soothing moisturizer that is best suited to your skin’s potential. We’re here to help you narrow down that search. After much trial and error, we’ve discovered these 5 thirst-quenching moisturizers that are proven to smooth away your fine lines:

    Clinique

    Clinique avoids using allergens, irritants, and ingredients that can age or harm skin, while never sacrificing one bit of the effectiveness you need. It is formulated without parabens, sulfates and phthalates. Clinique’s Moisture Surge 72-Hour Auto-Replenishing Hydrator is allergy tested, non-acnegenic, and free of fragrance, alcohol, SLS, talc, mineral oil, and oil.

    Their Moisture Surge 72-Hour Auto-Replenishing Hydrator is a refreshing gel-cream that provides an instant moisture boost—and is now enhanced to deliver almost twice as much hydration at the end of the day than it did before. It offers solutions for dryness, fine lines and dullness or uneven skin texture. This multitasking formula can be used anytime skin needs a moisture boost, under or over makeup, or as a five-minute mask.

    Estee Lauder

    Estée Lauder offers an unparalleled collection of skincare, makeup, and fragrance products, including bestsellers and proven solutions. As one of the world’s most beloved and respected brands, the Estée Lauder name is recognized in over 100 countries as a symbol of quality, luxury, and promises kept. Apply as a last step in your skincare regimen, avoiding the eye area.

    Their DayWear Matte Oil-Control Anti-Oxidant Moisture Gel Crème is an ultra-light gel cream moisturizer that helps control oil and minimize shine, reducing the look of pores and leaving skin fresh, soft, and hydrated. It offers solutions for oiliness, dryness, and reduces the appearance of enlarged pores. This fresh, ultra-light Gel Crème, with powerful MoistureMatte Technology, controls oil and helps skin minimize visible shine, giving skin a healthy-looking, matte finish. It reduces the look of pores and helps resist the first signs of aging. This product is dermatologist-tested and non-acnegenic.

    La Mer

    Miracle Broth is at the heart of La Mer and is infused into every treatment in the collection. This elixir is formulated with hand-harvested sea kelp and other nutrients and minerals unlocked via a natural fermentation process. Surging with vital energies, it supports the five facets of natural healing: moisture, regeneration, soothing, smoothing, and radiance—which help to bring skin back to its healthiest state. The iconic opal jar is hand-filled within eight hours of the Crème’s creation.

    There’s a La Mer moisturizer for every complexion. Infused with cell-supporting Miracle Broth, these celebrated moisturizers visibly soothe, plump, and smooth away fine lines as a natural new radiance is revealed. Their Moisturizing Soft Cream is an ultra-soft moisturizer that nourishes skin for an instant luminous finish. It offers solutions for dryness, dullness, uneven texture, fine lines and wrinkles. Pat a small amount between fingertips to release the Miracle Broth and press gently into cleansed skin, morning and night.