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Month: December 2019

  • 4 Secrets to Save the Most $$$ on a Flight

    4 Secrets to Save the Most $$$ on a Flight

    Everyone loves traveling, and the most time-efficient way to go large distances is by flying. However, flying can be expensive, especially if you don’t fly frequently enough to rack up frequent flyer miles and earn savings that way. If you don’t fly often but want to find the best deals, where should you start? Today we’re answering just that with our guide to low-budget flights and saving money while traveling.

    Saving Money on a Flight

    Fly Coach

    This might sound like pretty obvious advice, but our first tip is that you fly coach. While it can be tempting to fly first class to make the trip plush and nice, there’s nothing wrong with saving money by buying the least expensive ticket you can find. After all, the more you save on the flight, the more you can spend when you get to your destination!

    There’s nothing wrong with hanging in the back of the plane in a smaller seat with less fancy amenities. It’s not like you’re going to have to spend more than a few hours in the plane, so why spend as much as double the ticket price just to get a bigger seat and a bit more legroom? In either case, you’re on the same plane, going to the same destination, taking the same amount of time.

    Search Incognito

    When you’re searching around to find the best deals on plane tickets, make sure you’re doing so incognito. To open an incognito window, just click in the top right of your browser’s settings and hit “open new Incognito Window.” This makes it so sites can’t track your cookies and keep up with who you are, allowing you to go under the radar.

    This is to help you get the lowest price by sidestepping a sneaky airline trick. Airlines will continually jack up the price of tickets the more you view them online, in order to get you to panic and buy them sooner rather than later. To avoid paying this extra amount, shop incognito to keep them from tracking your browsing habits.

    Stay Off Major Search Engines

    Sorry, Google, but you’re not great for airline prices. Most major search engines get a cut of ticket prices when they help generate sales, so the prices you’ll see through them are also inflated. This is another scummy upcharge that you would do well to side-step entirely in order to find the best price. Instead of going through major search engines, you can look for budget airlines through broader engine searches.

    These include options like SkyScanner, which helps you find the best deals on specifically airlines, and Momondo, a broad search engine that can sometimes fetch budget airlines even cheaper than SkyScanner. Other great options you could check out include AirFare Watchdog, JetRadar, AirWander and Cheapoair. Remember, no one search engine is ideal: you’ll likely find the best results by using a combination of all of these options.

    Find the Cheapest Booking Days/Times

    It’s no secret that the prices of airline tickets can change dramatically based on when you buy them. The time of week, the time of day, the length of time until the flight leaves, all of these factors have a role to play in the cost of the ticket. Narrowing down the best time to fly out can feel a bit more mystical than scientific, though.

    There are a few things you can do to make sure you’re getting the best price based on the date you buy your ticket. One of the best resources is actually the SkyScanner website, which can help you narrow down the best days and times to buy, showing you an easy-to-read calendar with clear indicators of prices. It’s really the best way to shop for airline tickets!


  • INSANE Deals on Winter Jackets!

    INSANE Deals on Winter Jackets!

    When it’s cold outside there’s nothing you need more than a nice winter coat. Everyone needs a good, reliable coat for the winter that keeps snow, rain and wind from chilling you to the bone as you go about your daily life.

    If you’re in the market for a new winter coat, you’re in luck. Here are some of the best deals on winter jackets this season!

    Best Deals on Winter Jackets

    What to Look For

    What to look for in a jacket depends on your unique needs. Do you live in a very frigid area? If so, you’re going to want a very thick, well-made winter coat. Does it snow a lot? If so, consider something water resistant so you don’t have to worry about the elements. Do you often wear dress clothes? If you do then consider buying a classier winter coat.

    Other considerations include fashion. What looks good with your wardrobe? Are you more of a brand-name person, or would you rather wear something nondescript? Also, consider your budget when shopping. If you’ve got a limited budget, consider not shopping name brands and instead trying bargains in big-box stores.

    Where to Buy

    Where should you go to buy a winter coat? You’ve got a lot of options. There are retailers like Burlington Coat Factory, Ross and Marshalls that are well-known for the coasts they carry. These higher-end retailers tend to have some of the better brand names and a wider selection.

    For those looking for deals on jackets instead, big box stores like Walmart and Target are a great place to shop. They don’t often have as wide of a selection as some of the premium outlets, but they often have great deals on off-brand jackets. For those looking to simply save money on their jacket, this can be a better way to go.

    If you want something that looks a bit classier, department stores like Macy’s, Kohl’s and Belk often have great deals on dress jackets. These can include long coats for keeping your nice clothes safe from the elements, peacoats that look elegant themselves and even dress jackets that go with suit ensembles.

    Best Brands

    When it comes to winter jackets a few brands instantly spring to mind as being the best for the season. For instance, North Face is considered to be one of the best brands for staying warm. Patagonia, likewise, has a reputation for some of the best windbreakers. Columbia brand jackets are considered some of the best fleece jackets for the winter season.

    Columbia Jackets

    People who want great deals on Columbia jackets can look for savings in premium outlets or try shopping online. Their website is a great place to find up-to-date deals so you can compare prices directly to other sites.

    For those looking to save money, shopping online is ideal. Not only can you check out the full range of jackets available, you can also compare the prices of the various jackets on the fly. No fussing with memorizing tag prices, dealing with salespeople or navigating confusing store interiors.

    Not to mention, you can safely shop in your pajamas and have the items you buy delivered right to your house! What’s not to love?

    Patagonia Deals

    Some of the best deals on Patagonia brand jackets can be found on their own website. It might seem too simple, but it’s true: you often get the best deals by simply buying directly from the manufacturer. If you’re looking for a great deal on Patagonia’s stellar line of winter coats, we recommend starting on their website.

    Often, Patagonia will offer pretty steep discounts on their jackets. Examples include up to $100 off of select jackets in their range. While they might be pricey, shopping through their site can help you keep the prices manageable.

    North Face Deals

    The popular and stylish North Face brand is notorious for being expensive. Much like Patagonia, some of their best deals are available on their website. For a few examples, they have great deals on both men and women’s fashion. For men, there’s the Americana Tri-Blend Full Zip Hoodie for $22 off, or the Allproof Stretch Jacket for $60 off. Another example is the Reyes Thermoball Shirt Jacket for $70 off.

    For women, there are deals on a number of jackets. These include the TNF Indigo Insulated Jacket for $80 off, and the Apex Flex GTX 2.0 for nearly $90 off. It’s hard to beat deals like that outside of North Face’s website, though there are often sales comparable on distributors’ sites.


  • Peloton VS Mirror – What’s the Real Cost of Getting in Shape at Home?

    Peloton VS Mirror – What’s the Real Cost of Getting in Shape at Home?

    Who loves going to a gym to get a sweat on- raise your hand. Who would rather work out from the comfort of their home with an extensive library of ever-expanding workouts- raise your hand… I thought so.

    In the last couple of years, the popularity of at-home connected workout devices has expanded exponentially. Right now, there are two different forms of workout dominating the space. We’ve done the research and broken down the benefits and downsides of each.

    Work Out is What Matters

    The popularity of class-based workouts has grown steadily over the years. Whether it’s cycling or body-weight based workout, the concept is the same. Use only a small amount of tools, add a motivating instructor and get your heart rate up. This has been the formula for decades. Except now, you have access to all of these things at home.

    Peloton, an at-home workout bike, claims that they currently have over 500,000 users using the bike or app. It features a Wi-Fi–enabled, 22-inch touchscreen tablet that streams live and on-demand classes and allows the rider to compete with other participants for a strenuous cardio workout.

    A hard ride on the Peloton can burn between 400 and 600 calories in a single hour-long ride. Over time, you’ll also increase your VO2 max by leaps and bounds. This is important for athletes because it’s a measure of how well your body is utilizing oxygen.

    Mirror offers a variety of workouts from numerous expert trainers. You have a wealth of information reflected back to you throughout your workout. Have an Apple watch? You can pair it to the Mirror to show how your current heart rate compares to your target heart rate. The fact that it’s a mirror is also something that reviewers consistently mention as one of their favorite attributes. You get a live view of how your form compares to that of your trainer. One of the biggest features that sets it apart is its personalization. You have the option of listing any injuries that you have and the mirror will show you alternative forms of the workout to the side of the screen.

    Cost to Own

    The Peloton bike requires a small amount of assembly, but don’t worry the price of the Peloton includes delivery and assembly by their team. Peloton also requires you to subscribe to their $39 a month archive of unlimited online classes. The first-year cost to own of a Peloton bike is roughly $3,000 and $500 every year after that.

    The mirror appears to be an easier option for setup. However, Mirror strongly advises you use their professional wall mount installation services which cost a flat $250 (including shipping.) Combine that with a required minimum $39 a month subscription and you’re looking at a minimum first-year cost of approximately $1,963 plus $500 every year after that.

    These first-year costs are estimates based on the bare-bones packages of both these at-home devices. However, both encourage purchasing additional goodies to take advantage of their full catalog of courses.

    Whichever device you chose, the ultimate determiner oh whether you reach your goal is dedication. They both provide excellent heart pumping workouts that are guaranteed to transform your physique.


  • You Won’t Believe What AARP Offers Seniors For Discounts!

    You Won’t Believe What AARP Offers Seniors For Discounts!

    Many people ask the question as they get closer 50: is AARP worth it? The membership isn’t terribly expensive, and there are a number of benefits associated with being a member. However, do those benefits outweigh the yearly membership cost of AARP? Let’s look at the AARP and find out if the membership is worth it for you.

    AARP Membership

    What is AARP?

    The AARP stands for the American Association of Retired Persons, but you don’t actually have to be retired to be a member. The group is a non-profit interest group that represents the interests of retired and older Americans. The organization’s stated goal is “to empower people to choose how they live as they age.” The organization was originally founded in 1958 by Ethel Percy Andrus and Leonard Davis.

    Thanks to their 38 million members and yearly membership fees, the AARP is a rather influential and massive interest group. They lobby Congress and other government agencies on the behalf of retired and elderly Americans, often tackling issues like prescription drug prices and caregiving for older persons.

    What Does AARP Do?

    In short, AARP lobbies for the interests of retired and elderly people. Their lobbying efforts are part of their stated mission goal, and they are a non-profit that spends most of their funds on their lobbying. They also set up tons of discounts for their members at various businesses. Memberships for a year cost $16, or $12 if you sign up for auto-renewal.

    Who can Become a Member?

    Membership doesn’t require you to be retired. All you need in order to become a full member of AARP is to be 50 years old. In fact, you can join up as an “associate member” as long as you’re over the age of 18. However, you don’t get access to the full range of benefits AARP offers members if you’re not 50 or older.

    Benefits

    Some of the most notable benefits you’ll want from AARP include discounts on various services. These can include discounts at restaurants and on travel. Travel, in particular, is a major focus of the AARP. They have travel package deals, focusing on travel for retired persons, that can save you tons of money on vacations.

    Other discounts can include up to 25% off of car rental prices, which is great for frequent travelers. Then, on top of this, you can get up to 10% off of your stay at various hotel chains that have deals with the AARP. Flights, cruises, travel packages, and more are also available at discounts through the AARP. You can also land exclusive deals on car insurance like a 10%* discount on your premium, accident forgiveness, and disappearing deductible.

    Many people may not know, but AARP has also partnered with dental insurance companies to help those who don’t have coverage. They offer a variety of PPO and USA plans depending on where you’re from. AARP knows it’s always a good idea to make sure you have your smile protected.

    Entertainment

    Another form of discount you can get through the AARP is on entertainment. This includes discounts on movie tickets through Regal theaters, and there are also discounts through the “Movies for Grown-Ups” program. Another way to save is through Ticketmaster, which offers discounts for AARP members.

    Cirque du Soleil offers 20% off for AARP members at some of their Vegas shows, too! This is a great way for a retired person to save a ton on their entertainment budget, making AARP a smart decision for someone looking to see lots of movies and shows.

    Bottom Line

    There are numerous other upsides for AARP members, including the AARP Now App, the Avo retirement planner, and the free online AARP Brain Games. These benefits, when combined with the discounts that full members get, make AARP membership attractive for many older Americans.

    In short, the cost of your membership is easily offset if you use the discounts on even a few movie tickets. If you spend money on a vacation and save some through the discount program, odds are the $16 membership price will more than pay for itself.